USDA Vs. FHA Pro and Con comparison in Telford, Montgomery County, PA
As of 2025, the USDA loan limit for Telford in Montgomery county, PA, reaches $345,000, whereas the FHA loan cap for a single-family home is $431,250.
Utilize the Lendersa® USDA loan calculator to compare top USDA versus FHA rates available today. Determine the essentials: income, credit, reserves, and required documentation for approval. Our enhanced mortgage calculator allows you to examine the USDA, FHA, Conforming, and VA program choices side by side, assisting in selecting the best option for your financial scenario in Alabama.
2025 Loan Limits and Down Payment Needs in Telford, Montgomery County, PA
Loan Type
Loan Ceiling
Initial Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Paths in Telford, PA
The objective at Lendersa® is to swiftly acquire the ideal USDA or FHA loan without hassle. Choose from one of three starting routes that will connect you with lenders and USDA loan options.
A USDA home loan is a government-insured mortgage facilitated by the Department of Agriculture, also known as a USDA rural development loan or simply a USDA mortgage, available only in rural areas. Unlike FHA loans, which require a 3.5% down payment minimum, a USDA loan requires no down payment whatsoever.
Progressive National Bank of Desoto Parish is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple
Bryant State Bank is a locally owned community bank that has built its history by forming lasting relationships with the community, our customers and our neighbors. We have maintained our founders’ original vision of serving the community with consumer friendly products and helping customers succeed financially.
United Savings Credit Union is dedicated to providing exceptional customer service, educating members and helping them succeed financially. Visit us online for more information.
United Savings Credit Union has been open since 1935. It's the 13th largest credit union in North Dakota with assets totaling $81.35 Million
Freedom Community Credit Union is a member-owned and controlled financial organization. We promote financial responsibility and member education and involvement while maintaining long-term financial stability.Credit Union is a member-owned and controlled financial organization. We promote financial responsibility and member education
FFE Federal Credit Union has been open since 1954. The credit union has assets totaling $4.93 Million and provides banking services to more than 500 members.
The credit union is a not-for-profit, member-owned financial cooperative providing services to government employee members.
At Fargo VA Federal Credit Union, our members are our first priority. If you have questions or concerns, we want to know.
We provide products and services that help the financial stability and economic growth for both our members and our community.
As part of your community, we plan for the future to help individuals
At American Federal Bank, we know our clients and understand their farm and business operations. Our clients have confidence in the advice and solutions we offer to help them reach their goals. They know and trust that we will take care of them. Clients tell us they'd recommend American Federal in a heartbeat!
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
