USDA Vs. FHA your options comparison in Telford, Montgomery County, PA

As of 2025, the USDA loan limit for Telford in Montgomery county, PA, reaches $345,000, whereas the FHA loan cap for a single-family home is $431,250.

Utilize the Lendersa® USDA loan calculator to compare top USDA versus FHA rates available today. Determine the essentials: income, credit, reserves, and required documentation for approval. Our enhanced mortgage calculator allows you to examine the USDA, FHA, Conforming, and VA program choices side by side, assisting in selecting the best option for your financial scenario in Alabama.

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2025 Loan Limits and Down Payment Needs in Telford, Montgomery County, PA

Loan Type Loan Ceiling Initial Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Paths in Telford, PA

The objective at Lendersa® is to swiftly acquire the ideal USDA or FHA loan without hassle. Choose from one of three starting routes that will connect you with lenders and USDA loan options.

Results of Lendersa USDA loan request matching

Understanding USDA Loans in PA

A USDA home loan is a government-insured mortgage facilitated by the Department of Agriculture, also known as a USDA rural development loan or simply a USDA mortgage, available only in rural areas. Unlike FHA loans, which require a 3.5% down payment minimum, a USDA loan requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Leverage Lending Group
  • 5309 Monroe Rd. Ste C, Charlotte, NC, 28205
  • Leverage Lending Group, LLC specializes in refinance and purchase money loans for conventional, FHA, VA, USDA, residential, commercial, jumbo and super jumbo financing. In addition we offer hard money investment rehab financing and IRA Non Recourse loans. We offer the competitive rates for refinance and purchase money loans with credit score requir
  • ASI Mortgage
  • 10291 E Grand River Avenue, Suite E, Brighton, MI, 48116
  • At ASI Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders. We work with more than 20 investors.
  • Livingston Lending
  • 120 W. Grand River, Brighton, MI, 48116
  • Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So we make a commitment to you.We will help you qualify, apply.
  • ADVISORY MORTGAGE
  • 210 S. East Street, Suite 1, Brighton, MI, 48116
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in purchasing a house, refinancing, or cashing out your equity. So we make a commitment to you: we can help you qualify, apply and be approved for the best mortgage loan for you.
  • Concord Mortgage, Inc.
  • 430 W Main St, Brighton, MI, 48116
  • Concord Mortgage, Inc. is a Michigan-licensed mortgage broker and lender.Our staff consists of highly experienced mortgage professionals with many years of experience in the mortgage industry.Concord Mortgage, Inc. was established in 1994. We have been located on Main Street in Downtown Brighton, Michigan since 1995.
  • TopMark Federal Credit Union
  • 609 E. Main Street, Lima, OH, 45806
  • TopMark Federal Credit Union is a member-owned federally chartered credit union committed to serving the financial needs of its members. Our mission is to be the Members’ primary financial institution. The credit union will provide quality, competitive services in an atmosphere of trust and superior member satisfaction
  • Mortgage Capital Solutions
  • 2388 Genoa Business Park Drive, Brighton, MI, 48114
  • Mortgage Capital Solutions is a medium size mortgage originator intent on providing exceptional, individualized service and maintaining supportive, lasting relationships with borrowers, Realtors and builders. We are dedicated to our clients and work hard to develop programs and lending options that are suitable to the people we serve.
  • Michigan United Mortgage LLC
  • 6870 Grand River, Brighton, MI, 48114
  • Michigan United Mortgage, L.L.C. opened its doors in September of 2005. We are built with a team of experienced Loan Originators and Processors. We have ALL been dedicated to this industry and communities for many, many years, and pooled together to establish a company that takes pride in doing unto others.