USDA Loan Vs. FHA loan pro & con Souderton, Montgomery County, PA

In 2025, the USDA loan limit for Souderton, situated in Montgomery county, PA, is $381,800. For a single-family home, the FHA limit is $529,000.

Use the Lendersa® USDA loan calculator to assess today's best USDA and FHA rates. This will help determine the necessary income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, aiding in selecting the program that best fits your financial needs in .

USDA and FHA Loan Options in Souderton, PA

Lendersa® aims to swiftly and efficiently secure the best USDA or FHA loan for you. Start by selecting one of three pathways that link you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is intended for rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.

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(806) 353-9999 Lender's profile and map Reviews Access Community Credit Union 6401 South Bell Street, Amarillo, TX, 79109 Access Community Credit Union has been open since 1953. The credit union has assets totaling $156.27 Million and provides banking services to more than 12, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(806) 355-9661 Lender's profile and map Reviews FirstBank Southwest 2401 S. Georgia, Amarillo, TX, 79109 FirstBank Southwest is a community bank with nine banking center locations in Amarillo, Booker, Hereford, Pampa, and Perryton, Texas. In addition to our convenient branches, we also offer convenient digital banking for both consumer and commercial needs. In 2020 and 2021, The American Banker awarded FirstBank Southwest as a Best Bank
(806) 677-7000 Lender's profile and map Reviews Herring Bank 2201 Civic Circle, Amarillo, TX, 79109 Our goal is simple. Deliver the best possible Banking experience so our customers & clients can better manage their finances. We provide a full range of quality financial products that include commercial, consumer, investment & trust services in TX, Ok & CO. Our board of directors, local leadership are committed to exceeding customer expectations.
(806) 352-9260 Lender's profile and map Reviews Athlan Mortgage 3101 Hobbs Rd, Suite 204, Amarillo, TX, 79109 Open Mortgage is not affiliated with any governmental agency. The material shown on this site is for informational purposes only and is not an offer to lend or extend credit. All applications are subject to underwriting approval and guidelines. Not all applicants will qualify for loan products described.
(325) 597-2104 Lender's profile and map Reviews The Brady National Bank 101 S. Blackburn St., Brady, TX, 76825 Brady National Bank was chartered in 1905 and is the oldest bank in McCulloch County. Our safe and sound banking practices, as well as our ability to meet the needs of our local community, promises we'll be around for another 100 years. We have a long-time history of offering modern financial conveniences while still providing
(325) 597-2961 Lender's profile and map Reviews The Commercial National Bank of Brady 105 E. 2nd Street, Brady, TX, 76825 Our full service banking offices are located in Brady and San Saba. Our local ownership enables us to deliver an unmatched level of personal service to each and every customer. While we will never stray from our commitment to personal service, we realize that technology is reshaping the way that individuals and customers conduct business.
(325) 597-2252 Lender's profile and map Reviews Central Texas Farm Credit PO Box 1231, Brady, TX, 76825 Central Texas Farm Credit provides financing for farms and ranches, operating expenses, Livestock and equipment, recreational property, and country homes. As a Central Texas Farm Credit borrower, you are a member of a cooperative and entitled to share in its financial success. Established in 1916.
(210) 476-5523 Lender's profile and map Reviews Triton Group at Legacy Mutual Mortgage 3820 Farm to Market Road 3009, Suite 148, Schertz, TX, 78154 Triton Group Specializes in doing FHA, VA, Conventional, and USDA Home Loans for those looking to purchase a Primary Residence. Additionally we offer Conventional Secondary, and Investment Home Loans along with One time and Two time Construction Loans with no money down to those who qualify. and its lower interest rate on your current mortgage
(701) 872-3656 Lender's profile and map Reviews First State Bank of Golva 410 Terrell Ave, Golva, ND, 58632 First State Bank of Golva, Beach, Medora celebrates 100 years of community service. The First State Bank of Golva, Beach, and Medora have a commitment to the community, sharing a common past continuously since 1914. First State Bank offers full, friendly service for all your banking needs at competitive rates by local people who care.
(361) 526-2275 Lender's profile and map Reviews Refugio County Federal Credit Union 514 Swift Street, Refugio, TX, 78377 Refugio County Federal Credit Union, founded in 1958, is a federally insured, member owned, not-for-profit financial institution whose purpose is to promote the financial well-being of its members. We serve the three school districts in Refugio County which include Refugio ISD, Woodsboro ISD, and Austwell-Tivoli ISD.
(719) 456-1512 Lender's profile and map Reviews First National Bank of Las Animas 535 Bent Avenue, Las Animas, CO, 81054 Our bank is locally owned and operated by folks with deep roots in the communities we serve. Our daily commitment is to meet the unique needs of our neighbors, guided by the traditional values we all share After all, loan decisions should be based on you and not a complex risk formula from an out-of-state headquarters.