USDA Loan Vs. FHA loan for Souderton, PA [Montgomery County Rates 2023]

In 2025, USDA loan limit in Souderton, county of Montgomery, PA is $381,800 while FHA limit is $529,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Souderton, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(815) 224-2667 725 miles Lender's profile and map Reviews Illinois Valley Credit Union 1311 Shooting Park Road, Peru, IL, 61354 Illinois Valley Credit Union, located at 1311 Shooting Park Road in Peru and 200 Ave Road in Princeton, Illinois is a financial cooperative that offers its members a non-profit alternative to banks, savings and loans and other organizations. Originally serving one employer group, Marquette Cement Manufacturing Co
(815) 223-4300 725 miles Lender's profile and map Reviews Peru Federal Savings Bank 1730 Fourth Street, Peru, IL, 61354 At Peru Federal Savings Bank, our mission is to meet the financial needs of each individual by providing exceptional customer service focused on personalized attention and building relationships. We strive to be THE community bank which continues to serve generations in the Illinois Valley.
(920) 234-5641 726 miles Lender's profile and map Reviews Mortgage Nerds, LLC 4090 W Spencer St, Appleton, WI, 54914 Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker
(815) 316-4655 726 miles Lender's profile and map Reviews Rockford Municipal Employees Credit Union 634 N Church Street, Rockford, IL, 61103 Rockford Municipal Employees Credit Union has been serving our members since 1942 offering a variety of quality financial services. Charted on July 14, 1942, the original office was located at the Water Department with Wesley Johnson at the helm for many years. in August 1992, Rock-Winn Credit Union who served Winnebago county employees
(920) 648-2324 726 miles Lender's profile and map Reviews The Greenwood’s State Bank 365 W Tyranena Park Rd., Lake Mills, WI, 53551 Greenwoods is headquartered in Lake Mills, WI, founded in 1884 and is a FDIC state-chartered bank. We have locations in Jefferson, Green, Rock, Racine, Walworth and Waukesha Counties. Greenwoods is a high touch, community focused bank centered on you, our customer. We have all of the most advanced technology products
(920) 648-8336 726 miles Lender's profile and map Reviews Bank of Lake Mills 136 E Madison Street, Lake Mills, WI, 53551 Bank of Lake Mills was organized in 1893 by S. A. Reed, E. J. Fargo, L. D. Fargo, David Gardner, B. J. Silliman, R. E. Favill, Robert Fargo, William Everson and Conrad Engsberg. The bank was built despite the numerous bank failures that occurred that same year. In 1919, Emil Neupert joined Bank of Lake Mills and became Bank President.
(256) 646-2354 726 miles Lender's profile and map Reviews WinSouth Credit Union 110 South 26th Street, Gadsden, AL, 35904 WinSouth Credit Union is a cooperative financial institution, owned & controlled by the people who use its services. These people are members. WinSouth Credit Union serves groups that share something in common, such as where they work, live or go to church. Credit unions are not-for-profit, and exist to provide a safe, convenient place for members.
(229) 365-7351 727 miles Lender's profile and map Reviews Wilcox County State Bank 105 Depot Street, Abbeville, GA, 31001 Abbeville State Bank. When the board decided to branch to nearby Rochelle, the name was changed to Wilcox County State Bank (WCSB) thereby increasing its primary market area to include all of Wilcox County, GA and the surrounding communities. The main office is located at 105 Depot St. Abbeville, GA
(866) 363-2585 727 miles Lender's profile and map Reviews First National Bank 206 South First Street, Pulaski, TN, 38478 First National Bank of Pulaski is a Bank with operations in two states. First National Bank of Pulaski offers numerous mortgage programs including conventional, FHA, VA and construction mortgages As a community Bank with a commitment to help our neighbors, we promise you’ll enjoy convenience without getting lost in the shuffle.
(800) 448-9228 727 miles Lender's profile and map Reviews Verve, a Credit Union 2900 Universal St, Oshkosh, WI, 54904 Verve, a Credit Union, is a member-owned, not-for-profit financial cooperative serving over 65, 000 members at 21 locations. Membership is open to anyone who lives, works or worships in 25 counties throughout Wisconsin, Illinois and Minnesota and to employees of Kimberly-Clark Corp, Fox River Paper Co.
256-427-4923 727 miles Lender's profile and map Reviews Porch Point Mortgage 600 Boulevard South SW Suite 104, Huntsville, AL, 35802 Porch Point Mortgage is a mortgage brokerage that offers home financing to clients across the country. We believe in a simplified and technology-enabled process. We are dedicated to helping our clients obtain a mortgage that fits their needs, whether it’s for purchasing a home or refinancing an existing loan. Porch Point uses the latest systems and