USDA VS FHA in Souderton, Montgomery County, PA

In 2025, the USDA loan limit for Souderton, situated in Montgomery county, PA, is $381,800. For a single-family home, the FHA limit is $529,000.

Use the Lendersa® USDA loan calculator to assess today's best USDA and FHA rates. This will help determine the necessary income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, aiding in selecting the program that best fits your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Souderton, Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Souderton, PA

Lendersa® aims to swiftly and efficiently secure the best USDA or FHA loan for you. Start by selecting one of three pathways that link you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is intended for rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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