USDA VS FHA in Salford, Montgomery County, PA

In 2025, the USDA loan limit in Salford, within Montgomery county, PA, is $381,800. In contrast, the FHA limit for a single-family home stands at $529,000.

Leverage the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows for side-by-side comparisons among USDA, FHA, Conforming, and VA options, aiding you in selecting the most appropriate program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Salford, Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Salford, PA

The Lendersa® mission is to swiftly provide you with the best USDA or FHA loan, hassle-free. Choose one of three initial pathways for connecting with lenders and exploring USDA loan options.

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Understanding USDA Loans in PA

A USDA home loan, backed by the United States Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Ford County State Bank
  • 322 N Main St, Spearville, KS, 67876
  • Ford County State Bank succeeded the original Ford County Bank in 1902. The original Ford County Bank was constructed and opened by Asa Soule in 1887, and was in operation through 1897. Asa Soule was the developer of the Soule Canal or the Eureka Irrigation Canal. Ford County State Bank considers it a privilege to have served Spearville.
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  • Walker County Federal Credit Union
  • 1802 Normal Park Drive, Huntsville, TX, 77340
  • WCFCU’s mission is to enrich its members' quality of life by providing high quality, fairly-priced financial services and to remain driven by member needs We are eager to serve you and your family members. When you join the Credit Union, you enjoy the many advantages of doing business with a people oriented
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  • 1300 11th Street, Huntsville, TX, 77340
  • On January 14, 1890, Gibbs National Bank, now First National Bank of Huntsville (FNBH), opened its doors for business on the downtown square in Huntsville, Texas. Prior to 1890, the Gibbs Family provided banking services to the citizens of Huntsville through the family mercantile business that was opened in 1841.
  • Best Suited Mortgage, LLC
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  • Family 1st of Texas Federal Credit Union was chartered in 1935 by the United States Post Office employees of the Railroad Postal Division, by coming together to pool their resources and provide low-cost loans to serve one another. Over the years, our role in the community has greatly expanded.
  • Western Nebraska Bank
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  • The Stock Exchange Bank
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  • Texas Trust Credit Union
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