USDA VS FHA in Upper-Allen, Cumberland County, PA

In 2026, the USDA loan limit for Upper-Allen, situated in the county of Cumberland, PA, is $285,000, while the FHA loan limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to evaluate the most competitive USDA and FHA rates today. It helps you discover the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you determine which program suits your financial situation in Alabama best.

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2026 Loan Limits and Down Payment Requirements in Upper-Allen, Cumberland, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in Upper-Allen, PA

The goal at Lendersa® is to connect you with the best USDA or FHA loan options quickly and without hassle. Choose one of three pathways that link you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, supported by the U.S. Department of Agriculture, known also as a USDA rural development loan, is exclusively offered in rural areas. USDA loans require no down payment, unlike FHA loans which require at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Patriot Mortgage SBC LLC
  • 2400 Old Minden Road, Suite 5e, Bossier City, LA, 71111
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • J & L Processing/Mortgages
  • 2234 Windsor Ct, Bossier City, LA, 71111
  • At J & L Processing/Mortgages, we specialize in assisting first-time home-buyers navigate through this journey as quick and easy as possible. We offer conventional, FHA, USDA, VA Programs and more. Purchasing a home is a significant financial decision in your life, so finding the right mortgage partner is key to making the dream of homeownership

  • First State Bank
  • 102 E Broadway, Randolph, NE, 68771
  • First State Bank has been continuously serving the communities of Northeast Nebraska for nearly five generations. Founded in 1887 as The Randolph State Bank, the present-day building stands just one city block from the original site at Broadway and Douglas Street.

    Since our beginning we’ve remained a full service, independent community bank.

  • Money Service inc
  • 801-A S. Detroit Ave, Tulsa, OK, 74120
  • There are some situations where you might need some extra money than you have in your hands. The professional team at Money Services can help you by providing comprehensive loan services.and also Money services Inc. provides second chance loans, cash express and cash finance to the Tulsa, OK, area.

  • Pearl District Federal Credit Union
  • 1635 E 11th Street, Tulsa, OK, 74120
  • Your membership with Pearl District FCU is a personal one-on-one service experience. Our focus is on you, our members! The proven integrity of your credit union gives you the ability to manage your financial affairs even better. Membership provides a means for making safe and regular investments as well as obtain loans.

  • Vast Bank, National Association
  • 110 N Elgin Ave, Tulsa, OK, 74120
  • Vast Bank prides itself in being one of the few remaining independent banks in the Tulsa area with completely local ownership and management.We offer a full array of both personal and commercial banking products, competitively priced with the marketplace. Most importantly, Vast Bank is committed to offering our customers a level of personal service

  • Sharp Mortgage Corporation
  • 1647 East Third Street, Tulsa, OK, 74120
  • Sharp Mortgage Company is the leader in investment property loans throughout the Tulsa area. We offer low upfront costs, prompt decisions regarding your loan and most importantly, personalized service every time you call or visit our office We genuinely believe our investor clients improve the Tulsa neighborhoods.

  • The Peoples National Bank of Checotah
  • 300 W Gentry, Checotah, OK, 74426
  • Peoples National Bank is headquartered in Checotah OK at the intersection of Interstate 40 and US Highway 69 on Lake Eufaula. PNB takes pride in having served our community since 1911.The main office of PNB is located at 300 West Gentry with our drive-in facility at 310 North Broadway in Checotah.

  • The Citizens State Bank and Trust Company
  • 1 North Broadway, Woodbine, KS, 67492
  • The Citizens State Bank & Trust Company has been providing customers with a range of financial services for over 90 years. The Citizens State Bank & Trust Company was organized and chartered in January 1921 with W. L. Johnson (bank president), JA Gillett (vice president). In 1923 Woodbine State Bank, originally opened in 1897 and incorporated

  • Saint Francis Federal Credit Union
  • 6600 South Yale Avenue, Suite 101, Tulsa, OK, 74136
  • Saint Francis Federal Credit Union was founded in 1969 to serve the employees, staff physicians, and volunteers of Saint Francis Hospital. Over the years other select employee groups including healthcare related and non-health care related companies have been added to the field of membership.

  • Energy One Federal Credit Union
  • 6100 S Yale Avenue, Suite 100, Tulsa, OK, 74136
  • Energy One FCU is a not-for-profit organization invested in the in the mission to helping their members 'Catch their Dreams'. Built on traditional values and offering a full range of financial products and services for individuals, families and businesses. Though we are hold true to the personal feel of credit union banking.