USDA and FHA Pro and Con in Upper-Allen, Cumberland County, PA

In 2025, USDA loan limit in Upper-Allen, county of Cumberland, PA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Upper-Allen, county of Cumberland, PA

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Upper-Allen, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MortgageSquared
  • 1209 Nevada Street, Suite 200, Redlands, CA, 92374
  • Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable
  • Crawford Real Estate Services, Inc.
  • 1447 Ford Street Ste 101, Redlands, CA, 92374
  • Crawford Real Estate Services, Inc. has been owned and operated by the Crawford Family without interruption since 1957. We are in the business of arranging financing for first and second trust deeds as well as business purpose Residential, Commercial, Industrial, New Construction and Land Loans.
  • MOUNTAIN WEST FINANCIAL, INC.
  • 1255 West Colton Avenue, Office 17, Redlands, CA, 92374
  • Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable homeownership.
  • Atlas Crown Financial, Inc.
  • 1998 Orange Tree Ln, Redlands, CA, 92374
  • Atlas Crown Financial specializes in providing financing options for all types of real estate purchases. Atlas Crown Financial has developed relationships with lenders versed in residential financing options. Our loan officers work with you to understand your options and pick the type of loan best suited for your needs.
  • New Horizon Mortgage Concepts
  • 1255 West Colton Avenue, Suite 120, Redlands, CA, 92374
  • New Horizon Mortgage Concepts thrives on helping our Customers obtain the type of Financing that best addresses their individual and unique requirements. Being a Mortgage Broker allows us to match the many Financing Products we represent with our Client’s specific needs and desires thereby ensuring that we can offer all of our Customers.
  • Arrowhead Capital Mortgage
  • 1425 W Lugonia Ave, Suite 102, Redlands, CA, 92374
  • Arrowhead Capital Corporation is a mortgage broker based in Redlands, CA. that provides service all over Southern California. Our team is always willing to serve you and each loan officer brings years of experience to the table with a smile. Locally owned and operated since 1985, we want to help provide a financial future, one family at a time
  • Mountain West Financial Inc.
  • 1209 Nevada St. #200, Redlands, CA, 92374
  • Mountain West Financial, Inc. is a full-service, privately held Mortgage Banker with an outstanding reputation built on trust, ethical lending practices and true family values. We are a family-owned business who have been making homeownership a reality since 1990. From the time of application to closing.
  • The Brooks Bailey Group
  • 108 Orange St, Suite 5, Redlands, CA, 92373
  • The Bailey Group Has Been An Active Top-Producer In The Southern California Real Estate Market Since He Began His Real Estate Career. This Is Because He Focused On What Is Most Important: You, The Client. Brooks Has Had The Frustration Of Seeing Other Agents Not Understand The Huge Responsibility And Honor.
  • Jayco Home Loans
  • 490 Alabama Street, Suite 101, Redlands, CA, 92373
  • The BEST at Hard Money. We are fast, efficient and no BS. Give us a call so we can get our heads wrapped around your scenario and your needs. We serve California, HOWEVER, will also speak to borrowers from other states, as we have various referral sources and will make the best recommendation for your needs.
  • Sunnie Baltes, Mortgage Lender
  • 300 E State Street, Suite 210, Redlands, CA, 92373
  • My goal is to make homeownership not only a goal, but a reality! I offer many loan programs for purchases and refinances such as Conventional, FHA, VA, USDA, JUMBO, Down Payment Assistance and First Time Homebuyer products. I provide financing for residential homes with occupancies of primary residence
  • Jennifer Lund Mortgage
  • 184 S. Eureka Street, Redlands, CA, 92373
  • "Jennifer Lund has established herself as a top producing and performing mortgage professional at Caliber Home Loans. Experience exceptional service at Jennifer Lund Mortgage. Equal Housing Lender. Licensed by the Department of Business Oversight under the CA Residential Mortgage Lending Act."