USDA and FHA Pro and Con in Boiling-Springs, Cumberland County, PA

In 2025, the USDA loan limit in Boiling-Springs, Cumberland, PA is $285,000, while the FHA limit for a single-family home is $356,362.

Apply the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, identifying the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, enabling you to decide the best option in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Boiling-Springs, Cumberland, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Consider USDA and FHA Loan Options in Boiling-Springs, PA

The mission of Lendersa® is to quickly secure you the best USDA or FHA loan without hassle. Choose one of three initial paths for connecting with matching lenders and USDA loan programs.

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What is a USDA Loan in PA?

The USDA home loan, backed by the government Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is available only in rural areas. FHA loans require a down payment of at least 3.5%, but the USDA mortgage demands none, offering a distinct advantage.

Enter your location to find out if it qualifies for USDA rural housing loan?



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