USDA Vs. FHA Pro and Con comparison in Boiling-Springs, Cumberland County, PA
In 2025, the USDA loan limit in Boiling-Springs, Cumberland, PA is $285,000, while the FHA limit for a single-family home is $356,362.
Apply the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, identifying the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, enabling you to decide the best option in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Boiling-Springs, Cumberland, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Consider USDA and FHA Loan Options in Boiling-Springs, PA
The mission of Lendersa® is to quickly secure you the best USDA or FHA loan without hassle. Choose one of three initial paths for connecting with matching lenders and USDA loan programs.
The USDA home loan, backed by the government Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is available only in rural areas. FHA loans require a down payment of at least 3.5%, but the USDA mortgage demands none, offering a distinct advantage.
Cornerstone Financial Credit Union was founded in 1955, by a group of visionary educators in Davidson County with a philosophy of people helping people with low-cost financial services. Today, our membership base of more than 40, 000 is a diverse group of individuals comprising all walks of life.
Founded in 1992, Mortgage Capital Investments, Inc. is a full-service commercial mortgage banking company that provides financing to the commercial real estate market. With more than 75 years of combined commercial real estate experience, our team is knowledgeable in all facets of commercial real estate lending, valuation and servicing.
Fox Valley Credit Union was founded in 1937 as an employer group or single sponsor for employees of the old Chicago, Burlington and Quincy Railroad which is now Burlington Northern-Santa Fe.
FVCU converted the single sponsor credit union to a community charter in 2008 which enabled persons who work or live in Aurora to join.
Aurora Policemen Credit Union (APCU) is a not-for-profit, member owned financial organization. We serve the People that help our communities and their families – people helping people – The credit union philosophy! Our goal is to provide the best available financial services in a personal
650 Ponce de Leon Ave ste 300 #2135, Atlanta, GA, 30308
Founded by local real estate investors, Mainspring Capital provides hard money loans to investors for various real-estate projects. As a small local lender deploying our capital, we can close in as little as 48 hours to deliver much-needed capital for your real estate deals.
Columbia Savings & Loan Association, since its founding in 1924, has been dedicated to the task of ensuring a better quality of life for the citizens of Milwaukee’s inner city, particularly the growing minority population. Columbia Savings & Loan Association stands as a guiding light for progress in the community, providing a viable opportunity.
931 Monroe Dr NE, Suite 102165, Atlanta, GA, 30308
Premier Lending Solutions is a private lending company based in Atlanta, Georgia. We provide residential and commercial financing to investors, rehabbers and commercial property owners. Premier Lending Solutions was initially formed to service the needs of investors in the State of Georgia.
Powerco is a federally insured financial institution headquartered in Atlanta, Georgia. Chartered in 1935, Powerco, with over $185 million in assets, is one of the largest and fastest growing credit unions in the State of Georgia. More than 21, 000 members and their families are served by dedicated professionals in eight branches in GA & MS.
715 Peachtree St NE, Suite 100 & 200, Atlanta, GA, 30308
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
