USDA Vs. FHA your options comparison in Carroll, Perry County, PA

In 2025, the USDA loan limit in Carroll, located in Perry, PA, is $336,500, while for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA vs. FHA rates. Discover the income, credit, reserves, and necessary documents required to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, aiding in deciding which program in best suits your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Carroll, Perry, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Carroll, PA

The objective of Lendersa® is to swiftly secure you the best USDA or FHA loan without hassle. Choose one of three options to connect with lenders and explore USDA loan programs tailored to your needs.

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Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered only in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Midwest Liberty Federal Credit Union
  • 1001 West B Street, Mc Cook, NE, 69001
  • Midwest Liberty Federal Credit Union is a not-for-profit financial cooperative owned by its members. Credit unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit. Credit unions promote thrift, and income is passed along to its members in the form of higher dividends
  • MNB Bank
  • 220 Norris Avenue, Mc Cook, NE, 69001
  • Since 1907, we’ve completed millions of transactions. Deposits, loans, withdrawals-- that’s what makes us a bank. But it’s the smiles, laughs, and handshakes that make us part of the community. MNB is a full-service, independent, community bank that has served area families, farms, businesses and communities.
  • NRCS FCU
  • 501 West Felix Street, Building 24, Fort Worth, TX, 76115
  • Natural Resources Conservation Service Federal Credit Union (NRCS FCU) was chartered in 1937, just one year after the Soil Conservation Service (SCS) established its presence in Fort Worth, TX. Originally, the credit union membership was only open to the employees of SCS who worked in Fort Worth. Subsequent field of membership .
  • Bank of Hazelton
  • 363 Main Street, Hazelton, ND, 58544
  • Bank Of Hazelton is a branch office of Bank Of Hazelton. They provide the following services: Full Service Office Location and are located at 363 Main St in Hazelton North Dakota. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number,
  • Texas People FCU
  • 4613 Wellesley Avenue, Fort Worth, TX, 76107
  • Texas and Pacific (T&P) Railway Company met to organize and found Fort Worth T&P Federal Credit Union to serve the employees of the Railway. It was the mission of our founders to “make more available to people of small means credit for provident purposes, ” and it established the institution’s firm foundation of people helping people.
  • Fort Worth City Credit Union
  • 2309 Montogomery Street, Fort Worth, TX, 76107
  • Fort Worth City Credit Union are insured by the National Credit Union Administration, which is a U.S. Government Agency. Member accounts are federally insured up to $250, 000, and are backed by the full faith and credit of the United States Government Fort Worth City Credit Union is an Equal Housing Lender.
  • Trinity Bank, National Association
  • 3500 W. Vickery Blvd, Fort Worth, TX, 76107
  • TrinityBank was created from scratch for our local Tarrant County customers. We’re an independent bank with a local board of directors and an experienced professional staff. That means we can move fast because we make all the decisions here. And by limiting our brick and mortar to one central location
  • Winner's Circle Realty
  • 2600 West 7th Street, Suite 146, Fort Worth, TX, 76107
  • We take great pride in our ability to deliver outstanding results. And our satisfied home buyers & sellers can attest to that.That’s what makes us more than just another real estate agency.It means we not only have the expertise to see your purchase or sale through from start to finish, we’re here for you from then on for any needs that might arise
  • Rand & Associates Incorporated
  • 3901 Alamo Ave, Fort Worth, TX, 76107
  • At Rand & Associates Incorporated, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.