USDA VS FHA in Coplay, Lehigh County, PA

In 2025, the USDA loan limit in Coplay, located in Lehigh County, PA, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates, and determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA programs side by side, helping you choose the best program in for your specific financial situation.

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2025 Loan Limits and Down Payment Requirements in Coplay, Lehigh County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Coplay, PA

Lendersa® aims to quickly and seamlessly connect you with the best USDA or FHA loan. Choose one of three beginning options that align you with suitable lenders and USDA loan programs.

Results from Lendersa's USDA loan request and matching process

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively offered in rural areas. Unlike FHA loans that necessitate a minimum of 3.5% down payment, USDA loans don't require any down payment, providing a distinct advantage to eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Headquartered in Baton Rouge, Investar Bank is a full-service community bank that offers a superior level of products and services to individuals, professionals and small, medium and large businesses. This includes specialty accounts, bill paying services, cash management, electronic transactions and a wide variety of loan services.
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  • US CapitalGroup Mortgage is a Veteran owned and Operated company based out of Lafayette, Louisiana. We are a client focused business bringing the best in mortgage products available at the lowest rates! Founded in Lafayette, Louisiana, US CapitalGroup Mortgage is a full service Mortgage brokerage.
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  • 128 Demanade Boulevard, Suite 306, Lafatette, LA, 70503
  • Our mission is to be the home financing partner that you trust to serve your family, friends, and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. If you find yourself lost in the home buying process, no worries, “we know the way to get you HOME.
  • Universal Lending Services Inc
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  • Universal Lending is one of the most experienced mortgage companies in the area, with over 96 years combined experience throughout our team. Serving the state of Louisiana, we have the resources necessary to close loans quickly and efficiently. Among those resources are our relationships with local, regional, national lenders, and investors.
  • Prestige Mortgage of Louisiana LLC
  • 3639 Ambassador Caffery Pkwy, Suite 420, Lafayette, LA, 70503
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  • Our staff of mortgage professionals will give you the personal attention you deserve and treat you with the respect due to a valued customer. We understand you’re making a commitment in buying a new home or refinancing your current home. So, in turn, we will also make a commitment to you. We will help you qualify, apply
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  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
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  • InterTrust Mortgage, L.L.C. is a full service, licensed mortgage broker. It is our commitment to offer only the highest quality professional service to our clients, Realtors and associates in related fields. Over the years, we have built a reputation of offering honest, ethical, and thorough service to our clients.
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  • The Ark Valley Credit Union was formed in 1955 as the Rodeo Credit Union for employees of Maurer-Neuer, Inc. The Credit Union was opened to Cowley County residents in 1979 and the name changed to Ark Valley Credit Union in 1990. In 2003, Ark Valley Credit Union merged with the Rainbow Credit Union and opened a branch office in Winfield.
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  • We are available to meet with you in office, any time you like. It isn’t unusual to find our originators, meeting with borrowers and realtors early in the morning, early evening, or even on Saturday or Sunday. We do hope that you give us a call, stop in and see us, r take advantage of this great website and fill out an application online!
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