USDA Vs. FHA your options comparison in Coplay, Lehigh County, PA

In 2025, the USDA loan limit in Coplay, located in Lehigh County, PA, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates, and determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA programs side by side, helping you choose the best program in for your specific financial situation.

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2025 Loan Limits and Down Payment Requirements in Coplay, Lehigh County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Coplay, PA

Lendersa® aims to quickly and seamlessly connect you with the best USDA or FHA loan. Choose one of three beginning options that align you with suitable lenders and USDA loan programs.

Results from Lendersa's USDA loan request and matching process

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively offered in rural areas. Unlike FHA loans that necessitate a minimum of 3.5% down payment, USDA loans don't require any down payment, providing a distinct advantage to eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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