USDA VS FHA in German, Fayette County, PA

As of 2025, the USDA loan cap in German, Fayette county, PA, is set at $336,500, while the FHA limit for single-family homes is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s optimal USDA versus FHA rates and understand the requirements for income, credit, reserves, and documentation necessary for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to identify which program in Alabama best aligns with your financial needs.

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2025 Loan Limits and Down Payment Prerequisites in German, Fayette County, PA

Loan Type Loan Cap Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

USDA and FHA Loan Options in German, PA

Lendersa® aims to secure you the best possible USDA or FHA loan swiftly and smoothly. Start with one of three pathways to match with lenders and explore USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan is a government-backed mortgage through the Department of Agriculture, also known as a USDA rural development loan, available only in rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • J&J Coastal Lending
  • 214 5th Street, Suite 205, Huntington Beach, CA, 92648
  • Our uncompromising integrity & dedication leads us to exceed customer expectations in all we do. You & your mortgage is our sole focus, & we make this process simple, fast & fun! It’s our promise to you. Working directly with Fannie Mae, Freddie Mac, (FHA & VA), & other portfolio mortgage loan programs. we’re able to provide the perfect mortgage.
  • Pazanti Home Mortgage Corporation
  • 2134 Main Street, Suite 140, Huntington Beach, CA, 92648
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Oceanside Mortgage Corp
  • 18682 Beach Blvd, Suite 200, Huntington Beach, CA, 92648
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. We have a Large Variety of Loan Programs to fit your Mortgage Needs.
  • Aegis Realty, Inc. DBA Aegis Funding
  • 2100 Main Street, Suite 265, Huntington Beach, CA, 92648
  • Aegis Funding has been performing mortgage origination and mortgage banking transactions for over 12 years. We have developed a system, based on experience, to not only thoroughly underwrite any type of transaction, but also streamline and automate processes for loan servicing; including all necessary precautions for total asset protection.
  • Jeb Smith - Huntington Beach Realtor
  • 19440 Goldenwest St, Huntington Beach, CA, 92648
  • Jeb Smith has a work philosophy that is centered around his clients. He strongly believes that his clients should be his top priority and works to provide them with exceptional service at all times. Smith relies on his extensive knowledge and his understanding of both the real estate and mortgage lending industries in order to secure.
  • Vista Funding Corp.
  • 18682 Beach Boulevard, Suite 205, Huntington Beach, CA, 92648
  • We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Summit Lending & Realty
  • 2130 Main Street, Suite 110, Huntington Beach, CA, 92648
  • "Southern California-based Summit Lending is a top-reviewed direct mortgage lender, and mortgage brokerage specializing in home purchase loans and refinance loans. We proudly offer government loans including FHA loans and VA loans, in addition to Conventional loans, Jumbo loans, Home Equity Lines of Credit,"
  • LoanSpike
  • 2130 Main Street, Suite 110, Huntington Beach, CA, 92648
  • LoanSpike is committed to provide current homeowners the ability to refinance at ultra competitive interest rates. We pride ourselves in discounting our fees and beating the competition with our delivered rates. We are best viewed as a Mortgage Mart providing the lowest prices in the marketplace, similar to a 99Cent Store.
  • Homeowners Mortgage and Equity, inc
  • 18600 Main Street, Suite 290, Huntington Beach, CA, 92648
  • Home Inc professional mortgage company specializing in residential mortgages. At Home Inc., we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.