USDA Vs. FHA Pro and Con comparison in Redstone, Fayette County, PA
In 2025, USDA loan limit in Redstone, county of Fayette, PA is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Redstone, county of Fayette, PA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Redstone, PA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Montgomery Bank is a family-owned community bank, helping fiscally responsible businesses and families, with the easiest and friendliest financial solutions. Montgomery Bank's 10 branch locations provide personal and commercial banking services to the communities throughout Southeast Missouri and St. Louis.
We are an independently owned community bank and have been since our founding in 1915, making us one of the oldest banks in the state of Missouri. Since then CNB St. Louis Bank has continued to serve our community and customers with a focus on personal service, positive experience, and accessibility.
Real Community Bank, which means that when we accept your deposits, we invest that money back into this area in the form of home mortgages for your neighbors, business loans for your merchants, and education savings plans for your school children. We support our community with our donations to local schools, clubs, charitable organizations.
At Century Credit Union, we pride ourselves on our customer service and have been faithfully serving members for more than 60 years. Located in South St. Louis County and in Arnold, we reach more than 9, 000 members and approximately 30 select employee groups and accept new members from three Missouri counties: St. Louis County, Jefferson County.
We have been a mainstay of St. Louis community banking since 1906. Currently, we rank among St. Louis’ largest locally owned banks with assets of about $1.9 billion and deposits of $1.4 billion. We provide integrated financial services with expertise in commercial, retail and digital banking; business treasury management.
At AssuredMTGS.com, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We are committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available.
Health Care Family Credit Union, where we are dedicated to providing you with the very best in financial services. We are a member-owned, not-for-profit cooperative financial institution. When you join HCFCU, you become a member and an owner! Since there are no outside stockholders to satisfy, the credit union passes profits
2203 South Big Bend Boulevard, Saint Louis, MO, 63117
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Valley Credit Union was originally chartered as Sheffield-Tuscumbia Credit Union. On January 19, 1956, eight employees of Sheffield and Tuscumbia Board of Education petitioned the state of Alabama for a charter to provide their employees with a convenient way to save and borrow. Today Valley has grown from 22 members in their first month.
At Stuart's American Mortgage we want to bring back the "old time customer service" model. Your home is the biggest investment you will make in your life and we understand the stress getting a mortgage can bring. At Stuart's AMC you will not be tossed around from lender to lender, you will speak to the president of the company himself.
