USDA and FHA Pro and Con in Redstone, Fayette County, PA

In 2025, within Redstone, county of Fayette, PA, the USDA loan limit is $336,500 compared to an FHA limit of $472,030 for a single-family home.

Employ the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA, and determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, evaluate USDA, FHA, Conforming, and VA options side by side to decide which program in best fits your financial situation.

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2025 Loan Limits and Downpayment Requirements in Redstone, Fayette, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Redstone, PA

The objective of Lendersa® is to efficiently secure you the best USDA or FHA loan, free of hassles. Choose one of three starting points to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is offered only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans demand no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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