In 2026, the USDA loan limit for Masontown, situated in Fayette county, PA, stands at $336,500, while the FHA limit for single-family homes is $472,030.
Employ the Lendersa® USDA loan calculator to contrast today's best USDA versus FHA rates and figure out the necessary income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding the most suitable program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to obtain the best possible USDA or FHA loan for you without delay or hassle. Choose one of the three starting points below to link with lenders and understand USDA loan programs.
The USDA home loan, guaranteed by the government's Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage and is available solely in rural areas. While FHA loans require at least a 3.5% down payment, the USDA mortgage requires none, making it a valuable option for many.
Enter your location to find out if it qualifies for USDA rural housing loan?
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