USDA Vs. FHA your options comparison in Cumberland, Greene County, PA

For 2025, the USDA loan cap in Cumberland, found in Greene county, PA, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator lets you compare today's top USDA and FHA rates, helping determine needed income, credit scores, reserves, and documents for qualification. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA options side by side, guiding you in choosing the program best suited for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Cumberland, Greene, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Cumberland, PA

Lendersa® aims to quickly provide you with the optimal USDA or FHA loan, free of hassle. Choose from three beginning paths that match you with suitable lenders and USDA loan programs.

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What Defines a USDA Loan in PA?

A USDA home loan, backed by the government Department of Agriculture, often called a USDA rural development loan or mortgage, is intended for rural areas alone. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage offers the advantage of no down payment necessity.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • In 1912 when we were known as Commercial Loan & Trust Company. We were founded on sound banking principles, solid business practices, and good, old-fashioned, common sense. Our growth was steady, and what began as a modest enterprise became an established financial institution. In 1965, we changed our name to Commercial Bank & Trust Company.
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