USDA Vs. FHA your options comparison in Grove-City, Mercer County, PA
For the year 2025, within the boundaries of Grove-City, in the county of Mercer, PA, the USDA loan cap is set at $285,000, whereas the FHA ceiling is $356,362 for purchasing a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to juxtapose the current USDA and FHA rate offerings, allowing you to assess the requirements regarding income, credit score, reserve funds, and necessary documents for eligibility. With our sophisticated mortgage calculator, you can observe a direct comparison of USDA, FHA, Conforming, and VA loans to assist in choosing the most suitable option within for your financial situation.
2025 Loan Limits and Down Payment Requirements in Grove-City, Mercer, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Grove-City, PA
Lendersa® aims to swiftly connect you with the optimal USDA or FHA loan without unnecessary friction. Choose from three approaches to align with lenders and explore USDA loan programs.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture and is available exclusively in rural areas. In contrast to FHA loans, which necessitate at least a 3.5% down payment, the USDA mortgage eliminates the need for a down payment entirely.
290 Town Center Dr, Suite 420J, Dearborn, MI, 48126
"Premier One Group Inc is a real estate brokerage that specializes in commercial, residential sales and property management.
Infiniti One Corp is a mortgage brokerage that offers real estate financing and is an affiliate company. Both have over 25 years of service in the real estate industry."
6 Parklane Boulevard, Suite 104, Dearborn, MI, 48126
Vest Lending is a BBB accredited mortgage brokerage with over 15 years of experience in the industry. From first time homeowners to seasoned investors: we are committed to helping our clients achieve their mortgage goals. Our philosophy is simple-be transparent throughout the entire mortgage process, provide our clients with best fit their needs.
6 Park Lane Boulevard, Suite 605, Dearborn, MI, 48126
Sonic Loans was founded by Mortgage industry experts to provide a better way for folks to buy or refinance a home. By creating a lean and efficient process, we're able to offer some of the most competitive rates in the country and close loans at super-sonic speeds! Don’t just take our word for it, see how our clients feel about us
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We've been helping customers afford the home of their dreams for many years and we love what we do.
Solutions Credit Union is a member-owned, not for profit financial institution that has served Elmira, Southport, Ashland and the surrounding communities since 1952. Today, with a commitment to serving our members, we have established $36 million dollars in assets as we continue to grow.
The Gratz Bank! With the commitment to carry forward unparalleled client service, The Gratz Bank is honored to positively impact lives. We assure you that our mission to execute a significant client experience and competitive product offering will continue to grow as our business expands.
Home National Bank exists to give our customers the best, most competitive banking experience possible. We do this by offering them the latest & greatest banking products & services in an environment that is friendly, personal. Home National is to see our community thriving in improved quality of life through the financial services that we offer.
Total Community Credit Union is a full service financial institution specializing in a wide variety of loans. We offer loans for mortgages, home improvements, vehicle and much more. Competitive rates, low payments and flexible terms make it easy for almost anyone to realize their goals.
