USDA Vs. FHA your options comparison in Grove-City, Mercer County, PA
For the year 2025, within the boundaries of Grove-City, in the county of Mercer, PA, the USDA loan cap is set at $285,000, whereas the FHA ceiling is $356,362 for purchasing a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to juxtapose the current USDA and FHA rate offerings, allowing you to assess the requirements regarding income, credit score, reserve funds, and necessary documents for eligibility. With our sophisticated mortgage calculator, you can observe a direct comparison of USDA, FHA, Conforming, and VA loans to assist in choosing the most suitable option within for your financial situation.
2025 Loan Limits and Down Payment Requirements in Grove-City, Mercer, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Grove-City, PA
Lendersa® aims to swiftly connect you with the optimal USDA or FHA loan without unnecessary friction. Choose from three approaches to align with lenders and explore USDA loan programs.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture and is available exclusively in rural areas. In contrast to FHA loans, which necessitate at least a 3.5% down payment, the USDA mortgage eliminates the need for a down payment entirely.
Classic Home Mortgage was established in 2009. The owners had a vision of simplifying the mortgage process and putting the customers first. Erin Tatum, now sole owner) had worked at several other mortgage companies and saw the flaws in their systems and saw the lack of communication and service to the customers.
6424 Bradley Park Drive, Suite 100, Columbus, GA, 31904
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5650 Whitesville Rd Suite 106, Columbus, GA, 31904
The FBMC Mortgage Corp is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Georgia. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
5820 Veterans Pkwy, Suite 309, Columbus, GA, 31904
Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.
Brighton Bank is proud to be the oldest community bank serving Tipton County. Our rich history and commitment to the community allow us to provide friendly customer service and modern banking amenities to all our customers throughout West Tennessee. Chartered under the laws of the state of Tennessee on October 10, 1910
For over 70 years, Farmers & Merchants Bank has been serving the communities of Northeast Mississippi. What started as the dream of a local group of businessmen in 1941 is truly a success story in the banking industry today.
Home owned and operated since 1941, Farmers & Merchants Bank prospers through a dedicated community.
Grinnell State Bank (member FDIC) is a locally owned, community bank with branches in Grinnell, Johnston, Marengo & Polk City. Grinnell State Bank is a full-service financial institution & its deposits are insured by the Federal Deposit Insurance Corporation.
At Grinnell State Bank, we lend money for a diverse range of commercial.
Four Seasons Federal Credit Union is a financial institution in Lee County Alabama serving those who live, work, worship, or attend school in Lee County. We offer convenient financial services and a full array of savings, checking, and loan products to meet our member's financial needs.
