USDA Loan Vs. FHA loan for Mercer, PA [Mercer County ]

In 2025, the USDA loan limit for Mercer within Mercer county in PA is $336,500, whereas for a single-family home, the FHA limit is $472,030.

Make use of the Lendersa® USDA loan calculator to assess the best rates today for both USDA and FHA loans, and determine the necessary income, credit score, reserves, and paperwork to qualify. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA programs side by side, aiding you in choosing the ideal option in for your specific financial needs.

USDA and FHA Loan Options in Mercer, PA

The primary goal of Lendersa® is to facilitate quick, hassle-free access to the most suitable USDA or FHA loans. Choose among three starting points, each designed to match you with the right lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching results

What is a USDA Loan in PA?

A USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is intended for rural areas only. Unlike FHA loans, which require a minimal 3.5% down payment, USDA loans offer the advantage of requiring no down payment.

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(918) 367-3343 Lender's profile and map Reviews Community Bank 104 S Main St, Bristow, OK, 74010 Community Bank of Bristow has proudly served Creek County and the town of Bristow since 1924. At Community Bank of Bristow, we work hard to exceed your expectations every day. Member FDIC. Equal Housing Lender. Bristow was designated as the county seat for Creek County at statehood when its population was 1,134. However,
(918) 712-9292 Lender's profile and map Reviews SpiritBank 601 North Main St, Bristow, OK, 74010 SpiritBank offers a spirited approach to banking with a full-line of banking products and services. We have the resources you need to help you with your business and personal banking needs. The person posting is an employee of the bank, anything posted may contain a personal opinion, and not necessarily the opinion of SpiritBank.
(504) 832-5900 Lender's profile and map Reviews PAN AMOCO FEDERAL CREDIT UNION 3500 N Causeway Boulevard, Suite 100, Metairie, LA, 70002 PAN AMOCO FEDERAL CREDIT UNION was founded in October 1953, to serve the employees of Pan-Am Southerners Corp. The original name was Pan- Am Southerners Federal Credit Union, the name was soon changed to Pan-Amoco Federal Credit Union in 1957. Credit Unions are unique financial organizations that date back to the early twentieth century.
(504) 455-7002 Lender's profile and map Reviews Miller Home Mortgage LLC 2815 Division St, Suite 200, Metairie, LA, 70002 Miller Home Mortgage, LLC is a licensed mortgage broker and banker in Texas and Louisiana. We provide Conventional, FHA, VA, RD/USDA, and non-conventional financing. We can finance purchases, refinances, construction and renovation mortgages. WE HAVE 23 YEARS OF LENDING EXPERIENCE AVAILABLE TO ASSIST IN COMPLETING YOU LOAN TRANSACTION.
(504) 837-3939 Lender's profile and map Reviews Sun Mortgage Funding Inc 3525 North Causeway Blvd, Suite 900, Metairie, LA, 70002 Sun Mortgage Funding is a locally-owned and operated mortgage company licensed by the state of Louisiana and accredited by the Better Business Bureau. The company has been offering superior services to clients in the southeast community of Louisiana and its surrounding districts.
(504) 833-2111 Lender's profile and map Reviews America’s Mortgage Resource 3317 N. I-10 Service Rd, Suite 200, Metairie, LA, 70002 America’s Mortgage Resource was founded in 1996. The Company is a full service Mortgage Banking Firm offering a diverse product line through professional and courteous service. America’s Mortgage Resource is committed to the long term interest of our clients and the formation of a lending relationships that last a lifetime.
5046283544 Lender's profile and map Reviews Silverstar Capital llc 609 Metairie rd #8252, Metairie, LA, 70005 Our expertise lies in unlocking funding for a broad spectrum of real estate opportunities, from bustling commercial properties to tranquil residential spaces. We provide financial solutions tailored to each unique investment. With our support, navigating the complexities of real estate funding becomes effortless, allowing you to expand your portfol
(504) 838-5456 Lender's profile and map Reviews Fleur De Lis Federal Credit Union 433 Metairie Road, Suite 114, Metairie, LA, 70005 Fleur De Lis Federal Credit Union was chartered on 1951 to provide financial services to the employees of the Louisiana Department of Health in LA, employees of the credit union, members of their immediate families & organizations of such persons. The Charter was amended in January 1997 to include the Office of Health Services and Environmental.
(504) 220-8239 Lender's profile and map Reviews DSM Lending LLC 671 Rosa Ave, Suite 216, Metairie, LA, 70005 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. DSM Lending Individually prices all Loans.
(580) 718-4000 Lender's profile and map Reviews Cherokee Strip Credit Union 1508 East Prospect Avenue, Ponca City, OK, 74604 Cherokee Strip Credit Union provides some of the best banking, insurance, investment, and financial empowerment solutions in all of Oklahoma. Simply stop by or join us online, and treat yourself to a better way way of banking where you're not a customer - you're the owner. Cherokee Strip Credit Union (CSCU) Established in October 1933.
(918) 423-2265 Lender's profile and map Reviews The Bank N.A. PO Box 1067, McAlester, OK, 74502 At The Bank N.A., we offer a full range of credit options. Whether you are making a major purchase - like a house, car, boat, or even a herd of cattle - we have a loan that fits your needs. Or, maybe you’re starting the business of your dreams or simply want to spruce up the one you have, well, we have loans for that too
(504) 280-6496 Lender's profile and map Reviews UNO Federal Credit Union 2000 Lakeshore Drive, New Orleans, LA, 70148 Chartered in 1972, UNO Federal Credit Union has served the University of New Orleans for over 45 years with pride. The support and commitment of this community has provided our credit union with the direction that has driven us to become the full-service financial institution that we are today.