In 2025, the USDA loan limit for Mercer within Mercer county in PA is $336,500, whereas for a single-family home, the FHA limit is $472,030.
Make use of the Lendersa® USDA loan calculator to assess the best rates today for both USDA and FHA loans, and determine the necessary income, credit score, reserves, and paperwork to qualify. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA programs side by side, aiding you in choosing the ideal option in for your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Mercer, Mercer, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Mercer, PA
The primary goal of Lendersa® is to facilitate quick, hassle-free access to the most suitable USDA or FHA loans. Choose among three starting points, each designed to match you with the right lenders and USDA loan programs.
A USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is intended for rural areas only. Unlike FHA loans, which require a minimal 3.5% down payment, USDA loans offer the advantage of requiring no down payment.
Founded in 1900, Mars Bank has invested and served the same communities in which we live. Primarily focused on Southern Butler, Eastern Beaver and Northern Allegheny counties, we are committed to this area and its communities.
Mars Bank is committed to remaining a relationship driven, independent community bank which offers competitive products
First Choice Mortgage Services Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Mortgage brokers took a great hit to their reputations during the mortgage implosion that started in 2007. Selfish and self-perpetuating loan officers who had their own financial gain in mind became the unfortunate representation of brokers not having the best interest of their clients in mind during the lending process
Ambridge Area Federal Credit Union, NMLS# 785073, was established in Ambridge, Pennsylvania in 1935 for local teachers and their immediate family. For 82 Years, our not-for-profit financial institution has been offering closed membership to employees, their families and students of Ambridge Area School District
Moonlight Credit Union has been open since 1947. The credit union has assets totaling $42.92 Million and provides banking services to more than 4, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
OMEGA FCU is led by a volunteer Board of Directors elected by the membership. The Board of Directors establishes the policies of OMEGA FCU and advises on our day to day operations. OMEGA FCU follows conservative investment practices and we lend responsibly. OMEGA Federal Credit Union was founded in 1940.
3000 Stonewood Drive, Suite 110, Wexford, PA, 15090
At Ace One Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
US Mortgage Network. We’ve been helping clients obtain home loans and refinance existing mortgages since 1997. We promise to treat you like a person with a dream—and not a number on a piece of paper. We’re known for our out-of-this world customer service. Our clients return again and again for their home loans over the years.
KASH Mortgage Group specialists are licensed and professionally cross-trained to analyze and consult on all aspects of the mortgage preparation process including credit history, employment, and extenuating circumstances associated with divorce, loss of employment, medical and financial hardships.
Our mission is to support and strengthen our community through financial stewardship and education, ethical and compassionate business practices and a member-first service attitude. Our hearts, homes, families and friends are here and we have a vested interest in seeing the Pittsburgh region, its businesses and organizations
The North Districts CU was chartered in 1942 to serve the needs of ten school districts that have merged into four districts. On July 10, 2001 we were granted a community charter by the Department of Banking and will now be known as North Districts Community Credit Union. We continue to maintain our growth, with assets of $37 million dollars.
Hard money loans are commercial loans made to real estate investors to purchase and rehab or repair investment properties.Often called rehab loans, these loans are short term and are based on the value of real estate that has been collateralized for the loan. Hard money lenders have higher interest rates
