FHA Vs. USDA loan program for Mercer, Mercer County, Pennsylvania

In 2026, the USDA loan limit for Mercer within Mercer county in PA is $336,500, whereas for a single-family home, the FHA limit is $472,030.

Make use of the Lendersa® USDA loan calculator to assess the best rates today for both USDA and FHA loans, and determine the necessary income, credit score, reserves, and paperwork to qualify. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA programs side by side, aiding you in choosing the ideal option in for your specific financial needs.

USDA and FHA Loan Options in Mercer, PA

The primary goal of Lendersa® is to facilitate quick, hassle-free access to the most suitable USDA or FHA loans. Choose among three starting points, each designed to match you with the right lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching results

What is a USDA Loan in PA?

A USDA home loan is a mortgage guaranteed by the U.S. Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is intended for rural areas only. Unlike FHA loans, which require a minimal 3.5% down payment, USDA loans offer the advantage of requiring no down payment.

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Mercer Lenders
(724) 981-2973 Lender's profile and map Pennstar Federal Credit Union 4139 East State Street, Hermitage, PA, 16148 Lends in Pennsylvania Your Credit Union provides and promotes the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with the specific intent of helping members gain some particular measure of personal financial success.
(724) 981-9410 Lender's profile and map Mercer County Community Federal Credit Union 559 N Hermitage Road, Hermitage, PA, 16148 Lends in Pennsylvania Mercer County Community FCU is not just for teachers – we serve all of Mercer County, the surrounding counties of Lawrence, Venango and Crawford in PA; plus Mahoning, Trumbull and Columbiana in Ohio. The Credit Union is a member owned, not for profit organization. The Credit Union is striving to provide desired financial services to its members.
(724) 376-7015 Lender's profile and map Mercer County State Bank 712 West Main Street, Grove City, PA, 16127 Lends in Pennsylvania We are an independent financial services company dedicated to the highest level of personal service in all that we do. We are a true community bank with locations throughout Mercer, Crawford, Butler & Venango Counties. For over a century we remain safe, sound and secure. Stop in today and see how we can help you with all of your financial, lending
(724) 458-7520 Lender's profile and map Grove City Area Federal Credit Union 1600 S Center Street Extension, Grove City, PA, 16127 Lends in Pennsylvania The Grove City Area Federal Credit Union is a member owned not-for-profit financial institution. The Credit Union is striving to provide desired financial services and facilities to its members to the best of our ability by offering competitive rates on all our services while maintaining growth and financial stability.
(724) 870-4700 Lender's profile and map Professional Mortgage Group 433 Shady Dr., Grove City, PA, 16127 Lends in Pennsylvania Professional Mortgage Group was established in 1998. We continue to provide personalized service for those interested in purchasing a home or refinance their current mortgage. Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals.
(440) 255-1199 Lender's profile and map Mortgage Placement Services 226 Mohawk Drive, New Castle, PA, 16105 Lends in Pennsylvania Mortgage Placement Services is a State approved mortgage broker working with the Nation's largest wholesale lending institutions. Our objective is to arrange real estate secured financing for our customers with particular emphasis on creating a favorable overall financial condition for them. Each member of the MPS Staff is a thoroughly trained.
(724) 588-5420 Lender's profile and map Greenville Savings Bank 233 Main Street, Greenville, PA, 16125 Lends in Pennsylvania Greenville Savings Bank has remained firmly rooted in the community since 1911. For over 100 years, we experienced prosperity and growth due to the trust and support of the residents we serve. We take pride in recognizing that we continue to be directed and managed by community people you know.
(724) 588-6119 Lender's profile and map Bessemer System FCU 106 Woodfield Drive, Greenville, PA, 16125 Lends in Pennsylvania Bessemer System FCU was formed in 1943 by employees of the Bessemer & Lake Erie Railroad, with headquarters in Greenville PA. In 1982, the members of the Pittsburgh office credit union merged into our credit union. We opened our membership to outside groups in 1988. On August 1, 2000, the former Greenville Area FCU merged into our credit union.
(724) 794-6292 Lender's profile and map SRU FEDERAL CREDIT UNION 100 Arrowhead Drive, Slippery Rock, PA, 16057 Lends in Pennsylvania SRU Federal Credit Union is committed to providing exceptional, personalized service and promoting sound financial practices while maintaining a secure and stable environment for the economic well-being of our members. SRU Federal Credit Union began in 1958 as the Slippery Rock State Teachers College Federal Credit Union.