In 2025, the USDA loan limit in Hamburg, Berks County, PA is established at $336,500. Meanwhile, the FHA loan ceiling for a single-family home in the same area is $472,030. Understanding these limits is crucial for potential homeowners as they plan their financial strategies.
With the Lendersa® USDA loan calculator, you can effectively compare today's USDA and FHA best rates. This tool helps ascertain the necessary income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator presents the USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which loan program in suits your financial needs best. This comparative analysis ensures informed decision-making by offering a comprehensive overview.
2025 Loan Limits and Downpayment Requirements in Hamburg, Berks County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Hamburg, PA
Lendersa® is committed to helping you find the best USDA or FHA loan quickly and hassle-free. Choose from three starting strategies that connect you to matching lenders and USDA loan programs to suit your financial needs. These options are designed to streamline your path to securing optimal financing.
The USDA home loan, backed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is exclusively available for rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment, making them particularly appealing for eligible rural homebuyers seeking affordable home financing.
If you are looking for First Equity Residential Mortgage, Inc., or are interested in financing a home in Michigan, you've come to the right place. Although we have some information on the website, the lending industry is going through constant change. We encourage you to give us a call with your unique circumstances and needs.
Lakeview Funding Group LLC is your hometown mortgage broker! We are licensed and cover all of Michigan and Indiana. Our promise is to find the best loan program and interest rate for your individual needs. Having many lenders to choose from, we shop around so you don't have to! We specialize in Conventional, FHA, USDA and VA loans.
CS Credit Union was initially chartered in 1986 as MA/-COM Employees Credit Union, a spin-off from two previous credit unions, Siecor Credit Union & Superior Cable Credit Union. MA/-COM was established as the credit union for employees of family members of the forerunner of the present-day Select Employee Group, CommScope, Inc. of North Carolina.
As a not-for-profit financial cooperative, Freedom 1st is owned by the folks who save and borrow money at their credit union...the members. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower interest rates on loans, lower fees...and many other money saving services.
Dayton Capital Partners, LLC is a direct lender and mortgage broker for real estate investors. We specialize in Hard Money Loans and Transactional funding. We also assist Ohio investors with rental loans. Most of our loans are for single family, small multifamily and apartment buildings
Franklin-Somerset Federal Credit Union’s humble beginnings began as Bass Shoe Federal Credit Union with 8 members – six women & two men, each with a share of $5.00, on 1962. Since then, our charter has changed a bit & our field of membership grown. In the seventies, Bass Shoe Federal Credit Union became Wilton Community, then Franklin County FCU.
Every customer is treated with integrity and respect. When you walk through the doors of any of our 11 Maine branches, you can count on a highly personalized banking experience and an honest, forthright team of employees that are genuinely interested in meeting your individual needs.
Leo J Wildenhaus was a teacher at Fort Jennings High School in Fort Jennings, Ohio, when he decided to pursue a career as a banker. He began working at a Coldwater Bank to learn the trade. In 1915 he started a bank in Darke County, Ohio, which was named Osgood State Bank, which remains in existence today.
