USDA Vs. FHA Pro and Con comparison in Centre, Berks County, PA
For 2025, the USDA loan limit in Centre, within Berks county, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's most favorable USDA against FHA rates, identifying the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Centre, Berks County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Centre, PA
The goal of Lendersa® is to facilitate fast and hassle-free access to the best USDA or FHA loans. Opt for one of the three starting points below to get matched with lenders and explore USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is exclusively offered in rural areas. It differs from FHA loans, which require a minimum 3.5% down payment, as USDA mortgages do not require any down payment.
Alliance Bank & Trust is committed to being the premier financial services organization in our market and to provide outstanding quality service to our customers. We are committed to analyzing our customer’s financial needs and ensuring that we provide them with the financial products
Sunrise Family Credit Union has grown over the years but our commitment to you has stayed the same. Our goal is to assist all our members to overcome obstacles and realize their financial Dreams.Sunrise Family Credit Union is a not-for-profit financial cooperative, offering the same services as other financial institutions.
FinancialEdge was first known as Bay City Municipal Federal Credit Union & later expanded through mergers & acquisition of new employer groups to become Bay Governmental Credit Union.Our purpose remains dedicated to being an integral part of members' lives & our community with innovative financial services designed to fit today's lifestyles.
COPOCO Community Credit Union is a credit union, not a bank. What's the difference? The difference is the credit union exists out of an International social purpose of people helping people. Credit unions are not for profit, not for charity, but for service decisions made based on what is best for the credit union members
1091 Red Ventures Drive, Suite 300, Fort Mill, SC, 29707
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Umortgage Solutions LLC is located in Waxhaw, NC, United States and is part of the Activities Related to Credit Intermediation Industry. With over 25 years of combined experience in the mortgage industry, our Loan Officers have helped over 1600 families purchase or refinance their home.
Cincinnati Ohio Police Federal Credit Union is a not-for-profit, full-service financial institution serving Police Officers, Firefighters, Public School and Government employees. COPFCU was started on June 27, 1935 during the Great Depression to serve Cincinnati Police Officers and their families.
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