USDA and FHA Pro and Con in Hampton, Allegheny County, PA

In 2025, the USDA loan limit in Hampton, within Allegheny county, PA, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Use Lendersa®'s USDA loan calculator to compare today's best rates for USDA and FHA loans, and identify the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side to determine the best program in for your financial needs.

Compare loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Hampton, Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Hampton, PA

Lendersa® aims to secure the best USDA or FHA loan for you quickly and easily. Choose one of three starting points to align with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, supported by the Department of Agriculture, is frequently called a USDA rural development loan. It is exclusively available in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA mortgages require no down payment, making them appealing to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • M&M RE Holdings LLC
  • 1735 E Carson St, Suite 391, Pittsburgh, PA, 15203
  • A leading Pittsburgh-based hard money lender, M&M RE Holdings is owned and operated by experienced real estate professionals who are eager to help real estate investors succeed on their next rehab project. We have years of experience with the real estate market and the issues that occur during the rehabilitation process,
  • Allegheny-Kiski Postal Federal Credit Union
  • 501 11th Street, Room 206, New Kensington, PA, 15068
  • The Allegheny Kiski Postal Federal Credit Union was originally founded in 1953 to provide service for New Kensington Postal workers. Although our membership has grown to over 2500 members, we still retain original members. We are now able to provide services to those who live, work, worship.
  • Monticello Home Loans
  • 2921 Leechburg Rd, Lower Burrell, PA, 15068
  • We pride ourselves in treating our customers fairly, respectfully and with a maximum effort to find the proper mortgage product that fits their needs. Part of our job is to help educate consumers regarding mortgages and credit in general. We have built our business on an 87% customer referral base.
  • Foxhill Mortgage
  • 2814 Leechburg Road, Lower Burrel, PA, 15068
  • Foxhill Mortgage, Inc are licensed by the Pennsylvania Department of Banking and registered with the National Mortgage Licensing System. This ensures that you are working with a reliable and trustworthy firm. For most people, buying a home is the largest investment they will make.
  • Pittsburgh Federal Credit Union
  • 317 Brownsville Road, Pittsburgh, PA, 15210
  • Pittsburgh FCU is a member-owned, not-for-profit, financial cooperative chartered in 1935. Since our founding Pittsburgh FCU has promoted the basic credit union philosophy of “People Helping People”. Our credit union exists to meet the financial needs of our members & their families. To achieve goal, we offer an array of quality financial products.
  • Southside Mortgage of Pittsburgh Inc
  • 4600 E Carson Street, Fl2, Pittsburgh, PA, 15210
  • At Southside Mortgage of Pittsburgh Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • USX Federal Credit Union
  • 1293 Freedom Road, Cranberry Township, PA, 16066
  • USX FCU was founded in 1938 by several United States Steel Corporation employees with a mission to educate its members about financial matters and help them manage their daily financial affairs and also to provide members with advantages in every aspect of their financial lives and giving them the confidence of financial security
  • CommonRoots Federal Credit Union
  • 1204 Freedom Road, Cranberry Township, PA, 16066
  • CommonRoots Federal Credit Our goal is and always has been to help each and every one of our members to achieve their financial goals and be good stewards of their resources. The founding fathers of our credit union could not have predicted the important role the organization would play in the lives of so many individuals.
  • Welcome Home Finance, LP
  • 8050 Rowan Rd, Suite 503, Cranberry Township, PA, 16066
  • We have built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state of Pennsylvania. We're a full service, independently owned mortgage lender with an experienced staff offering expertise in every area of mortgage lending
  • Pittsburgh Firefighters FCU
  • 500 South Main Street, Pittsburgh, PA, 15220
  • Pittsburgh Fireman's FCU opened its doors to all City Of Pittsburgh Firefighters & their families. On April 11, 1988 the credit union was granted permission from the NCUA to change its name to the Pittsburgh Firefighters' FCU. On June 28, 2018, the credit union was approved to accept 17 new VFD & EMS companies located within Allegheny County.
  • National Credit Union Administration
  • 1338 Chartiers Avenue, Pittsburgh, PA, 15220
  • Greater Pittsburgh Police Federal Credit Union was founded in 1935 as Pittsburgh Police FCU to serve as a dependable financial institution for Pittsburgh Bureau of Police who belong to the Policemen’s Relief and Pension Fund and who work in Pittsburgh, Pennsylvania. Here to serve the financial needs of the membership, employees.