USDA Vs. FHA your options comparison in Etna, Allegheny County, PA

As of 2025, the USDA loan limit in Etna, located in Allegheny County, PA, is set at $336,500, while the FHA limit for a single-family dwelling is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most competitive rates for USDA and FHA loans today. Evaluate income, credit, reserves, and documentation requirements for eligibility. Our comprehensive mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options to assist your decision on which plan suits your financial needs in .

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2025 Loan Limits and Down Payments in Etna, Allegheny County, PA

Loan Type Loan Limit Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loans in Etna, PA

Lendersa® aims to connect you with the ideal USDA or FHA loan swiftly and without hassle. Begin with one of three options designed to match you with lenders and the appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in PA

A USDA home loan, supported by the U.S. Department of Agriculture, also referred to as a USDA mortgage or rural development loan, is available primarily for rural areas. Unlike FHA loans that entail a minimum down payment of 3.5%, USDA loans eliminate the need for a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CapGrow Home Mortgage, LLC
  • 16141 Swingley Ridge Rd, Suite 107, Chesterfield, MO, 63017
  • CapGrow Home Mortgage is a full service mortgage banking company. They locally handle all aspects of mortgage originations including in-house processing, underwriting, closing, and funding. The added ability to shop the mortgage wholesale market to secure the best pricing options for clients is what separates CapGrow from its banking peers.
  • Access Capital Funding, LLC
  • 14366 S Outer 40, Chesterfield, MO, 63017
  • Access Capital Funding, LLC has been providing St. Louis home loans for more than 20 years. We specialize in FHA loans, VA loans, USDA loans and Conventional home loans. Thousands of First Time Homebuyers have used our services. Our No Cost Refinance is a Missouri and Illinois home loan favorite, saving our clients thousands in closing cost.
  • Gardiner Federal Credit Union
  • 420 Brunswick Avenue, Gardiner, ME, 04345
  • We are committed to lifelong financial relationships with our members and our communities, built on respect, integrity and trust. Gardiner Federal Credit Union is a not-for-profit financial cooperative established in 1953, we join in a time-honored tradition of providing financial services to our membership.
  • AIM Credit Union
  • 1200 Associates Drive, Suite 102, Dubuque, IA, 52002
  • Formerly Alliant Credit Union (ACU) is powered by you because it was developed by the employees of our utility company in 1933. They listened to the financial needs of their co-workers and chartered the Credit Union to answer those needs. Depositors were members/owners of ACU. AIM Credit Union is unique.
  • Fidelity Bank & Trust
  • 4250 Asbury Road, Dubuque, IA, 52002
  • In 1910, Fidelity Bank & Trust opened for business in Luxemburg, Iowa. Originally known as the Luxemburg Savings Bank the name was changed to Fidelity Bank & Trust in 1964, when the charter was moved to Dyersville. Today we proudly serve 30 communities. Fidelity Bank & Trust is here for your financial needs, and as a supporter of our communities.
  • Dupaco Community Credit Union
  • 3999 Pennsylvania Avenue, Dubuque, IA, 52002
  • As a not-for-profit financial cooperative, we put people before profits. Through services, financial education, membership perks, and a caring team, we take your financial goals to heart & make them our own, working tirelessly to help you pursue your dreams. Dupaco continues to pursue and fulfill its original mission to serve and enrich the lives.
  • DuTrac Community Credit Union
  • 3465 Asbury Rd, Dubuque, IA, 52002
  • As a credit union, DuTrac Community Credit Union is a not-for-profit cooperative that exists solely to serve its member/owners rather than to maximize corporate profits. Although credit unions earn a profit like any other business, the profits are returned to the members in the form of lower loan rates and higher deposit rates.
  • The Hardin County Bank
  • 235 Wayne Road, Savannah, TN, 38372
  • The Hardin County Bank is a locally owned and operated, growing Financial Services Center dedicated to serving our community since 1973. With offices in Savannah, Adamsville, and Pickwick/Counce, we can provide fast, courteous service, and furnish the most up to date financial products available in the banking industry.