USDA VS FHA in Etna, Allegheny County, PA

As of 2025, the USDA loan limit in Etna, located in Allegheny County, PA, is set at $336,500, while the FHA limit for a single-family dwelling is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most competitive rates for USDA and FHA loans today. Evaluate income, credit, reserves, and documentation requirements for eligibility. Our comprehensive mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options to assist your decision on which plan suits your financial needs in .

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2025 Loan Limits and Down Payments in Etna, Allegheny County, PA

Loan Type Loan Limit Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loans in Etna, PA

Lendersa® aims to connect you with the ideal USDA or FHA loan swiftly and without hassle. Begin with one of three options designed to match you with lenders and the appropriate USDA loan programs.

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Defining USDA Loans in PA

A USDA home loan, supported by the U.S. Department of Agriculture, also referred to as a USDA mortgage or rural development loan, is available primarily for rural areas. Unlike FHA loans that entail a minimum down payment of 3.5%, USDA loans eliminate the need for a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Firefighters Community Credit Union | FFCCU
  • 1222 W. Pleasant Valley Rd, Parma, OH, 44134
  • Our mission is to help people live frugally, save smarter and borrow for less. Like all credit unions, FFCCU is a not-for-profit, member-owned financial cooperative. Unlike some other financial institutions, our profits go right back to our members in the form of lower loan rates, higher interest on deposits and fewer, lower fees
  • Erie Federal Credit Union
  • 3503 Peach Street, Erie, PA, 16508
  • Erie Federal Credit Union is not a bank, savings and loan, or brokerage house. We are a full-service, federally insured Credit Union serving members who live, work, worship or attend school in Erie or Crawford County, Pennsylvania. Since 1936, we have honored our mission to responsibly deliver a wide range of financial services to meet the needs
  • Saint Vincent Federal Credit Union
  • 2314 Sassafras Street, Suite 100, Erie, PA, 16502
  • Saint Vincent Erie Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit Unions are less likely to charge service fees than banks. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.
  • PSE Credit Union
  • 5255 Regency Drive, Parma, OH, 44129
  • PSE Credit Union believes in providing a pathway to your success. When you open an account at PSE Credit Union, you become much more than a customer - you become a lifetime member and partial owner. PSE Credit Union offers personal, professional and priced-right financial solutions for every stage of your life. Whether you’re opening your first sav
  • Unity Catholic Federal Credit Union - Parma
  • 5839 Ridge Road, Cleveland, OH, 44129
  • At Unity we work with you to make your dreams a reality, today. Offering you better rates, personalized services, giving you greater control of your money. We are Federally Insured, so your money is safe. And, we’re part of the Co-Op Shared Branch Network that gives you 6, 000 branches nationwide making credit unions the second largest branch.
  • Acme Federal Credit Union
  • 34799 Curtis Boulevard, Suite B, Eastlake, OH, 44095
  • ACME FCU has been providing financial services to its members since 1939. We are dedicated in meeting our member’s financial needs through cost efficient services, quality personal assistance and competitive savings and loan rates. We are a member-owned financial cooperative dedicated to members’ evolving needs.
  • Eaton Family Credit Union
  • 333 Babbitt Road, Suite 100, Euclid, OH, 44123
  • We provide members lower fees, higher interest earned on deposits and lower rates on loans. Our members live, work, worship or go to school in Cuyahoga or Lake county, Ohio. Some members don't meet this requirement, but because they are related to a member or work for select companies such as Eaton Corporation, PCC Airfoils and others.
  • Steel Valley Federal Credit Union
  • 3840 Pearl Road, Cleveland, OH, 44109
  • The Steel Valley Federal Credit Union, a not for profit financial cooperative, is organized and managed to provide a safe, economical, and convenient financial institution for our membership. To promote thrift and through competitive dividends for savings, and provide economical loans with competitive interest rates.