USDA and FHA Pro and Con in Harmar, Allegheny County, PA
In the year 2025, the USDA loan limit for Harmar, situated in Allegheny county, PA, is $336,500, while the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's premier USDA and FHA rates, assessing the income, credit score, reserves, and necessary documents needed to qualify. With our advanced mortgage calculator, explore USDA, FHA, Conforming, and VA options side by side to determine the best program for your specific financial situation in .
Loan Caps and Down Payment Requirements for 2025 in Harmar, Allegheny, PA
Loan Type
Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Harmar, PA
The objective of Lendersa® is to quickly and seamlessly provide you with the best USDA or FHA loan available. Choose from three starting paths to connect with matching lenders and explore USDA options.
A USDA home loan is a type of mortgage guaranteed by the government through the Department of Agriculture, often referred to as a USDA rural development loan. It is exclusively offered in rural areas. Unlike FHA loans which necessitate a 3.5% minimum down payment, the USDA loan offers a no-down-payment option.
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