USDA and FHA Pro and Con in Shaler, Allegheny County, PA

In 2025, the USDA loan limit for Shaler, in the county of Allegheny, PA, stands at $336,500. Comparatively, the FHA limit for a single-family residence is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. It also determines the necessary income, credit, reserves, and documentation to qualify. Using our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program for your financial requirements in .

Compare loan offers from a range of 100 lenders

2025 Loan Limits and Down Payment Requirements in Shaler, Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Shaler, PA

The mission of Lendersa® is to quickly provide you with the best USDA or FHA loans without any hassle. Choose one of three starting points to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What Exactly is a USDA Loan in PA?

A USDA home loan, endorsed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is specifically for rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans come with no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Colvert Capital Funding
  • 10120 W Flamingo Rd St 4-1170, Las Vegas, NV, 89147
  • Colvert Capital Funding is an private institutional FINRA exempt lender, covered by sections 3 or 4 of the Securities Act of 1933, sponsored by a syndicate capital provider, we offer residential investment and commercial real estate loan, business financing and alternative debt & equity products for capital intensive projects.
  • Town & Country Bank
  • 8620 W Tropicana Ave., Las Vegas, NV, 89147
  • Town & Country Bank is a branch office of Town & Country Bank. They provide the following services: Full Service Office Location and are located at 8620 W. Tropicana Avenue in Las Vegas Nevada. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
  • PIF Lending
  • 4155 S Buffalo Dr, Suite 101, Las Vegas, NV, 89147
  • Here at PIF Lending, we believe that home buyers should receive the absolute best rate possible while paying no unnecessary lending fees. We feel as it says in our name that we should pay forward a truly exceptional value to our community. PIF Lending stands for "Pay It Forward Lending." The main way he "pays it forward"
  • Superior Mortgage Lending
  • 8867 West Flamingo Road Suite 200, Las Vegas, NV, 89147
  • Superior Mortgage Lending is a Las Vegas Mortgage Broker by design. We partner with several lenders to offer multiple Loan Products & we are not captured with certain credit scores & can offer better rates and no fees. We have been in the Mortgage Industry for over 18 years and we offer the most competitive rates in Nevada, California and Arizona.
  • HighTechLending - Las Vegas
  • 1180 North Town Center Dr, Suite 100, Las Vegas, NV, 89144
  • We are an FHA Approved Mortgage Bank and Direct Lender providing FHA, VA, USDA, 203K, Conventional, Jumbo, Streamline Refi, and Reverse Loans. Founded by Don Currie and Erika Macias, our winning strategy consists of a carefully crafted blend of excellent price, niche product offerings, and exceptional customer service.
  • Prosperity Lending
  • 8345 W. Sunset Rd, Suite 380, Las Vegas, NV, 89113
  • We have been committed to serving the needs of our borrowers for over 30 years. We are a full-service lender offering quick pre-approvals, in-house underwriting and on-time closings at competitive interest rates. While most lenders have limited flexibility in qualifying home buyers.
  • Aundrea Beach-Greco - Las Vegas Mortgage Lender
  • 8337 West Sunset Road, Suite 300, Las Vegas, NV, 89113
  • Our team constantly strives for self improvement and incorporate this knowledge and education to help our clients have a better experience. I have been lending since 1997 so I already know what the underwriter is looking for and can prepare you for that process. That means simplicity for you, and an advocate to show you how to navigate the waters
  • Lone Mortgage
  • 5275 S Durango Dr, Las Vegas, NV, 89113
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.