USDA Vs. FHA your options comparison in Shaler, Allegheny County, PA

In 2025, the USDA loan limit for Shaler, in the county of Allegheny, PA, stands at $336,500. Comparatively, the FHA limit for a single-family residence is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. It also determines the necessary income, credit, reserves, and documentation to qualify. Using our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program for your financial requirements in .

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2025 Loan Limits and Down Payment Requirements in Shaler, Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Shaler, PA

The mission of Lendersa® is to quickly provide you with the best USDA or FHA loans without any hassle. Choose one of three starting points to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What Exactly is a USDA Loan in PA?

A USDA home loan, endorsed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is specifically for rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans come with no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Integrity Home Loans, LLC
  • 224 South Main Street, Centerville, UT, 84014
  • Integrity Home Loans taking care of their clients in assisting them through the home buying and refinancing process. We understand that the lowest rates and closing costs matter. We simply give you our lowest rates and options upfront and let you decide. We love to educate our clients and always care of them with our service.
  • Liberty Bank, Inc.
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  • Since 1956, Liberty Bank has been supporting small businesses and homeowners in the Salt Lake City area. We believe in offering excellent customer service, home loans, and competitive CD rates and Our bank also supports the local community by working with several local groups, such as the Salt Lake Rotary Club.
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  • 564 East 300 South, Salt Lake City, UT, 84102
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  • Zions Bank
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  • Zions Bank isn't just a Bank. We're part of your community, your next door neighbor, with more than 140 years of history behind every transaction and community investment. We offer access to ATMs throughout Utah, Idaho, and eight other states. We provide financial resources, wealth management solutions, mortgage services, and more
  • Mortgage America, LC
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  • Black Square
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  • Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years.
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  • Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years
  • Integrity Lending.LLC
  • 825 North 300 West, Suite C423, Salt Lake City, UT, 84103
  • At Integrity Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you