USDA Vs. FHA Pro and Con comparison in Shaler, Allegheny County, PA

In 2025, the USDA loan limit for Shaler, in the county of Allegheny, PA, stands at $336,500. Comparatively, the FHA limit for a single-family residence is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. It also determines the necessary income, credit, reserves, and documentation to qualify. Using our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program for your financial requirements in .

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2025 Loan Limits and Down Payment Requirements in Shaler, Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Shaler, PA

The mission of Lendersa® is to quickly provide you with the best USDA or FHA loans without any hassle. Choose one of three starting points to connect with lenders and explore USDA loan programs.

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What Exactly is a USDA Loan in PA?

A USDA home loan, endorsed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is specifically for rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans come with no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Minnesota VA Mortgage Team
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