As of 2025, the USDA loan limit in Harleysville, located in Montgomery county, PA, is $381,800. Comparatively, the FHA limit for purchasing a single-family home is $529,000.
Use the Lendersa® USDA loan calculator to review and compare the present USDA with FHA best rates. Determine what income, credit, savings, and documents you'll need to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side. This helps you determine which financial program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $381,800 | 0% |
| FHA | $529,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to secure the best possible USDA or FHA loan for you swiftly and without any hassle. Choose from one of three starting points that pair you with matching lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan, is offered exclusively for rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment at all. This feature makes it a highly accessible option for potential homeowners in rural areas.
Enter your location to find out if it qualifies for USDA rural housing loan?
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