USDA VS FHA in Lower-Salford, Montgomery County, PA

In 2025, USDA loan limit in Lower-Salford, county of Montgomery, PA is $345,000 while FHA limit is $431,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Lower-Salford, county of Montgomery, PA

Loan Type Loan Limit Down payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Lower-Salford, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mabrey Bank
  • 11402 S Memorial Dr, Bixby, OK, 74008
  • The Mabrey family has been involved with the bank for four generations, providing steady leadership to this well-known independent community bank. With 15 locations throughout Oklahoma the bank is staffed by more than 260 professionals, provides financial services to more than 25,000 customers and maintains assets totaling more than $1.5 billion.
  • Coteau Valley Federal Credit Union
  • 212 West Hickory Street, Sisseton, SD, 57262
  • When you’re a member of Coteau Valley Federal Credit Union, you’re not just a customer but part-owner of your credit union. Member assets are pooled to provide loans and other financial services to fellow members. Coteau Valley Federal Credit Union was founded as a federally chartered credit union in November of 1950.
  • Sisseton-Wahpeton Federal Credit Union
  • 45665 Veterans Memorial Drive, Agency Village, SD, 57262
  • Sisseton Wahpeton FCU is a member-owned credit union which has been providing financial services to special member groups in and around the Lake Traverse Reservation in South Dakota since 1979 and also Sisseton-Wahpeton FCU ! We’ll give you personalized service that goes above and beyond what you’ll find at any other regional financial institution.
  • Sioux Valley Co-op Federal Credit Union
  • 712 9th Avenue SE, Watertown, SD, 57201
  • Sioux Valley Co-op Federal Credit Union is a cooperative non-profit financial institution organized to provide its members with a place to save and a source of loans at reasonable rates. SVCFCU is owned and operated by its members. SVCFCU has a Board of Directors that is elected by its members, and has the responsibility to establish policies.
  • Avanti Federal Credit Union
  • 1620 Fourth Street NE, Watertown, SD, 57201
  • Avanti Federal Credit Union has been open since 1953. It's the 23rd largest credit union in South Dakota with assets totaling $29.61 Million and providing banking services to more than 3, 000 members as of March 2022. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services.
  • Oklahoma Mortgage Group
  • 6666 S Sheridan Rd Ste 102, Tulsa, OK, 74133
  • Our team believes in a tailored approach, ensuring each client gets a solution that fits just right. We're not just lenders; we're problem solvers, specializing in navigating credit challenges and always finding a path to 'yes'. Our unwavering commitment guarantees timely closings with highly competitive rates. With us, you're not merely securing a
  • SCISSORTAIL FINANCIAL
  • 10827 S. Memorial Dr, Suite C, Tulsa, OK, 74133
  • Scissortail Financial and Greg Freeman provided one of the best home buying experiences a family could have. We were pretty specific with what we were looking for with little knowledge of how to find it. We set up a meeting with Greg as our first step to buying our home with every intention.
  • Advantage One Mortgage
  • 8556 E 101st St, Suite B, Tulsa, OK, 74133
  • At Advantage One Mortgage, where we specialize in residential mortgages. At Advantage One Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.