USDA VS FHA in Upper-Salford, Montgomery County, PA

In 2025, the USDA loan limit for Upper-Salford, within the county of Montgomery, PA, is $345,000. For a single-family home, the FHA limit is $431,250.

Use the Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates and determine the needed income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA side by side, assisting in choosing the best solution in for your financial situation.

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Current Loan Limits and Down Payment Details for 2025 in Upper-Salford, County of Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Upper-Salford, PA

The aim of Lendersa® is to quickly offer the best USDA or FHA loans without trouble. Begin by selecting one of three starting points to connect with lenders and suitable USDA loan programs.

Overview of Lendersa USDA loan requests and matches

What is a USDA Loan in PA?

A USDA home loan, supported by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans, which require a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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