USDA Vs. FHA Pro and Con comparison in Indian-Mountain-Lake, Monroe County, PA
For 2025, the USDA loan limit in Indian-Mountain-Lake, located in the county of Monroe, PA, is $285,000, while the FHA loan limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare leading USDA against FHA rates today and determine the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, evaluate USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best program in for your specific financial circumstances.
2025 Loan Limits and Downpayment Requirements in Indian-Mountain-Lake, County of Monroe, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Indian-Mountain-Lake, PA
The aim of Lendersa® is to get you fast access to premier USDA or FHA loans without hassle. You can begin with one of three methods to find matching lenders and USDA loan programs suited to your needs.
The USDA home loan, assured by the U.S. Department of Agriculture and often called the USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, presenting an appealing choice for eligible buyers.
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