USDA Loan Vs. FHA loan for Polk, PA [Monroe County Rates 2023]

In 2025, USDA loan limit in Polk, county of Monroe, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Polk, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(615) 859-5363 684 miles Lender's profile and map Reviews Lending Hand Mortgage LLC 510 Lentz Dr, Madison, TN, 37115 We're the mortgage brokers with Lending Hand Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We understand that no two clients are the same so our loan origination approach is tailored to each client for their specific needs.
(912) 964-3995 684 miles Lender's profile and map Reviews The GPA Credit Union 102 Main Street, Savannah, GA, 31408 GPA Credit Union has been open since 1952. The GPA Credit Union is one of the oldest financial organizations in Savannah, Georgia. We exist to provide a high level of personal financial service and support for Georgia Ports Authority employees and their immediate families. This credit union is federally insured by NCUA.
(912) 236-0919 684 miles Lender's profile and map Reviews Savannah Schools FCU 4673 US Highway 80 East, Savannah, GA, 31410 Membership in Savannah Schools FCU is an ongoing benefit to employees and associates of participating companies or groups. As a full-service financial institution, the credit union: Provides security for funds, with accounts insured up to $250,000 by the National Credit Union Administration, a U.S. government agency. Offers a full line of fr
(404) 436-0013 684 miles Lender's profile and map Reviews Holly Walther Lending Team 4343 Shallowford Road, Suite 110, Marietta, GA, 30062 Holly Walther have 20+ yrs of lending experience and a 100% closing record. The Holly Walther Lending Team is among the top mortgage loan producers in all of Georgia. Holly's exclusive concierge service, and systematic communication will keep you informed and involved every step of the way, ensuring a streamlined approval process.
(478) 763-2121 684 miles Lender's profile and map Reviews Durden Banking Company, Incorporated 111 North Railroad Avenue, Twin City, GA, 30471 Durden Banking Company, Inc. with offices located in Twin City, Swainsboro, Metter and Millen serves a growing customer base. The bank still operates under that same simple plan for success– “serving the needs of the communities we serve”. This focus has been and will continue to be the foundation for our success.
(920) 429-1500 684 miles Lender's profile and map Reviews Cornerstone Mortgage 1830 W. Mason Street, Suite 1, Green Bay, WI, 54303 We offer professional advice, service and competitive mortgage rates for residential home financing and offer many loan programs to fit your needs including: Conventional, Reverse Mortgage, FHA, VA, Investment properties, second homes and USDA Rural loans to name a few. Specialties: Clients that are looking for professional advice.
(813) 629-1111 684 miles Lender's profile and map Reviews Synergy Lending Corporation 3575 Guildhall Trail, Marietta, GA, 30066 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(912) 764-9846 684 miles Lender's profile and map Reviews CORE Credit Union 1099 Bermuda Run Rd., Statesboro, GA, 30458 CORE Credit Union was founded, in 1974, as Bulloch County School Employees Credit Union by eight residents of Bulloch County. The charter members originally founded the Credit Union to serve educators in Bulloch County. In 1980, the Credit Union expanded its field of membership to include the employees of Georgia Southern College.
(844) 247-6774 684 miles Lender's profile and map Reviews AgSouth Farm Credit 26 S Main Street, Statesboro, GA, 30458 Financing for all agricultural interests, farms, rural recreational tracts, timber tracts, home lots, conventional home mortgages, home lots, home construction and rural land not intended for non-agricultural commercial use or immediate resale. Loans for Land, Farms and Homes throughout South Carolina and Georgia.
(618) 395-8541 684 miles Lender's profile and map Reviews First National Bank in Olney 101 E. Main St., Olney, IL, 62450 The First National Bank in Olney is an independent, locally owned and managed provider of financial services that is dedicated to serving Richland, Clay, Crawford and Jasper Counties with quality products and services designed to maintain a profitable relationship with its customer base, and to support our role in attracting.
(618) 899-7792 684 miles Lender's profile and map Reviews MBN Services Corp, Inc 1901 Sarah Dr, Olney, IL, 62450 With hundreds of mortgage branch and loan officer employment opportunities out there, making a choice on who to sign up with is not an easy task! MBN SERVICES CORP, Inc is here to help save you time, energy and money trying to find the best mortgage branch and/or loan officer employment opportunity that will fit YOUR needs at NO COST to you!