USDA Loan Vs. FHA loan for Polk, PA [ best of 2023]

In 2025, USDA loan limit in Polk, county of Monroe, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Polk, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(773) 935-8829 635 miles Lender's profile and map Reviews Lakeside Mortgage 3025 N. Western Avenue, Suite 102, Chicago, IL, 60618 At Lakeside Our Vision is… To be known as the most Professional and Ethical mortgage company in the Chicago land area. We have but One Mission… We choose to focus on our customers and their needs – One Relationship at a Time. It has made us who we are today and will carry us securely into the future.
(312) 620-1100 635 miles Lender's profile and map Reviews Continuum Capital Funding 4044 North Lincoln Ave, Suite 406, Chicago, IL, 60618 Continuum Capital Funding (CCF) is a direct lender, providing loans to professional re-developers of rental residential and mixed-use properties throughout Chicagoland. Since 2007 we have helped our clients acquire, renovate and stabilize investment properties CCF customers are typically experienced real estate investors.
(800) 332-8231 635 miles Lender's profile and map Reviews First Century Bank Georgia 1731 N. Elm St, Commerce, GA, 30529 At First Century Bank, N.A., customers will deal directly with decision makers, not order takers. No long waits for loan approval. We will focus on the needs of individuals and small to medium sized businesses. We have local ownership and management with a staff composed of some of the finest talent in the banking industry.
(773) 565-2000 635 miles Lender's profile and map Reviews First Financial Credit Union 2942 W Peterson Avenue, Chicago, IL, 60659 First Financial Credit Union is a non-profit financial institution owned and operated by its members, dedicated to providing superior financial value with unsurpassed service while maintaining our tradition of stability, trust and security.Credit Union is a non-profit financial institution owned and operated by its members,
800 636 1054 635 miles Lender's profile and map Reviews SIC Funds 2418 W. Marquette Rd. 1st Floor, Chicago, IL, 60629 In September of 2018 Secure Investor Capital, Inc. (SIC Funds) became a nationwide direct lender for 1-4 unit non-owner rehab fix & flip business loans. SIC founded in 2010 in Elmhurst Illinois has also became a lender in the great states of Illinois, Florida and Michigan (Nationwide) for small balance commercial bridge loans.
(773) 267-7300 635 miles Lender's profile and map Reviews Albany Bank and Trust Company 3400 W Lawrence Ave, Chicago, IL, 60625 Albank is Chicago's concierge business bank. We provide financial services with a personal relationship to commercial real estate clients, business owners, and community professionals. Founded in 1953, Albank is continuously highly rated with a solid financial condition, offering its business.
(706) 353-8988 636 miles Lender's profile and map Reviews Stonegate Mortgage 8723 Highway 29, Hull, GA, 30646 Stonegate Mortgage Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team.
(270) 927-8293 636 miles Lender's profile and map Reviews Kraftcor Federal Credit Union 2960 Squirrel Tail Hollow Road, Hawesville, KY, 42348 Kraftcor Federal Credit Union was originally founded in 1972 by a group of men that worked together at Wescor and Western Kraft paper mills in Hawesville, Kentucky. They believed in the Credit Union movement and wanted to start a financial institution that was owned by its members.
(423) 336-4331 636 miles Lender's profile and map Reviews OMC Employees Credit Union 1186 Old Lower River Road NW, Charleston, TN, 37310 O.M.C. Employees Credit Union has been open since 1992. New member eligibility requires that the person be a permanent employee of Olin Corporation, Solenis, or the OMC Employees Credit Union. A member’s spouse, spouse’s parents, children, children’s spouse, siblings, parents, and grandchildren* are all eligible for membership.
(708) 846-9090 637 miles Lender's profile and map Reviews First Equity Home Loans LLC 13820 South Cicero Avenue, Crestwood, IL, 60445 Our goal is to offer the best refinance rates and lowest mortgage payments in minutes. We will beat virtually any mortgage rate quote and our wide selection of loan products are sure to provide the perfect mortgage solution for all of your Real Estate finance needs. We specialize in home purchase, home refinance, second mortgage.
(847) 452-2082 637 miles Lender's profile and map Reviews CCM Commercial Mortgage, LLC 8052 Monticello, Suite 106, Skokie, IL, 60076 CCM has long-standing relationships with a cadre of lenders nationwide who consistently value the lending opportunities that CCM clients bring to the table. Lenders know that when they receive a loan request from CCM, it is thorough, complete and has been underwritten and vetted.