USDA Vs. FHA Pro and Con comparison in Lower-Towamensing, Carbon County, PA
In 2025, the USDA loan limit in Lower-Towamensing, Carbon County, PA, is $298,080, whereas the FHA limit for a single-family home is $372,600.
Utilize the Lendersa® USDA loan calculator to assess today's USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation needed for qualification. Using our advanced mortgage calculator, see USDA, FHA, Conforming, and VA programs side by side, guiding you to select the ideal plan in based on your financial situation.
2025 Loan Limits and Down Payment Requirements in Lower-Towamensing, Carbon County, PA
Loan Type
Loan Limit
Down Payment
USDA
$298,080
0%
FHA
$372,600
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Lower-Towamensing, PA
The purpose of Lendersa® is to offer you the optimal USDA or FHA loan quickly and without hassle. Choose one of three starting options designed to pair you with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, known also as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans do not require any down payment, offering a distinct benefit to eligible buyers in rural neighborhoods.
AJ LENDERS can help you with your real estate investments in a convenient, no-fuss process. Whether you're looking for your first real estate investment
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Since 1928 the Credit Union has been here to serve the Monmouth County Postal Employees and their families. Monmouth County Postal Employees CU is a not-for-profit financial institution. As our credit union grows, our services will hopefully meet the challenges of serving our members.
Two River Mortgage & Investment provides personal service to each and every client throughout the loan process. We assist you to structure the best program for your individual needs. This is why Two River Mortgage’s core business is generated by personal referrals and repeat business.
At Navesink Home Loans, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Lyons Mortgage Services, Inc. is a retail lender/servicer, portfolio investor and an FHA approved institution which has been in business for over a decade. Lyons has built its business on sound, consistent risk management lending strategies - strategies that have fueled our growth and financial stability for the past decade.
AMERIMUTUAL has been successful in revolutionizing the industry one mortgage at a time. Our company values are grounded in the principles of honesty and fair dealing. For you, this means responsible lending with reasonable fees and you can enjoy a worry-free lending experience from a local Astoria, NY business you can trust.
ince 1973, the Andreadis family has been providing private mortgage services to real estate owners and investors in the New York City area. George Andreadis, his son Nikos, and their staff invite you to click on the "Loan Guidelines" tab at left for more information. We look forward to speaking with you.
Our Mission is to provide our clients with timely & detailed knowledge, as well as exceptional customer service & communication throughout the entire mortgage process. Our local, friendly & professional team ensures a smooth experience from application to closing. The Mortgage Consultants at 1st State Mortgage are experienced VA home loan experts.
Delaware Financial Mortgage, we can help. An area expert for over 15 years, we are a full-service mortgage company based in Newark, DE. Whether you are buying a home or refinancing our team of professionals and We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products.
"Pike Creek Mortgage Services, Inc. has a history of providing consistent and dependable service. We are pleased to offer customized, trusted solutions to meet your home buying needs, no matter what the existing market conditions.
With over 24 years experience in the mortgage industry, our qualified,"
Starr Mortgage Company, Inc. has quickly become a benchmark in the mortgage industry. Our headquarters is located in Nyack, NY in the historic Hudson Valley Region of New York, however our area of influence and expertise ranges all the way from Rockland and Westchester Counties, throughout all 5 boroughs of New York City.
