USDA Vs. FHA your options comparison in Lower-Towamensing, Carbon County, PA
In 2025, the USDA loan limit in Lower-Towamensing, Carbon County, PA, is $298,080, whereas the FHA limit for a single-family home is $372,600.
Utilize the Lendersa® USDA loan calculator to assess today's USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation needed for qualification. Using our advanced mortgage calculator, see USDA, FHA, Conforming, and VA programs side by side, guiding you to select the ideal plan in based on your financial situation.
2025 Loan Limits and Down Payment Requirements in Lower-Towamensing, Carbon County, PA
Loan Type
Loan Limit
Down Payment
USDA
$298,080
0%
FHA
$372,600
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Lower-Towamensing, PA
The purpose of Lendersa® is to offer you the optimal USDA or FHA loan quickly and without hassle. Choose one of three starting options designed to pair you with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, known also as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans do not require any down payment, offering a distinct benefit to eligible buyers in rural neighborhoods.
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