USDA Loan Vs. FHA loan for Sierra-View, PA [Monroe County Rates 2023]

In 2025, USDA loan limit in Sierra-View, county of Monroe, PA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Sierra-View, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 288-6423 50 miles Lender's profile and map Reviews Utilities Employees Credit Union 11 Meridian Boulevard, Wyoming, PA, 19610 Since 1934, Utilities Employees Credit Union (UECU) has been providing exclusive financial benefits to America’s utility and energy employees and their families. As a full-service, virtual credit union, UECU’s goal is to help workers and Pennsylvania residents improve their financial well-being, accumulate wealth.
(610) 372-8010 50 miles Lender's profile and map Reviews Discovery Federal Credit Union 2744 Century Boulevard, Wyoming, PA, 19610 At Discovery FCU, we're more than just a place you bank, We're your neighborhood credit union that puts you first and foremost. We focus on the financial success of our members before we do anything else. We work together to create a member experience based on the principles of honesty, reliability and genuineness.
(267) 294-6325 50 miles Lender's profile and map Reviews CDL Mortgage Services LLC 50 Berkshire Ct, Wyomissing, PA, 19610 We have simplified the mortgage process. Whether you’re buying a new home or ReFinancing your mortgage, we offer competitive and low mortgage rates without sacrificing high-quality customer service. We pride ourselves on providing customers with great mortgage rates and low fees.
(610) 373-5192 50 miles Lender's profile and map Reviews Bellco Federal Credit Union 609 Spring Street, Wyomissing, PA, 19610 Once upon a time, in 1938, a small group of local people created a new financial institution, Bellco Telephone Federal Credit Union, was born. Since establishment, we have removed “Telephone” from our name, but have added many easy-to-use financial products & services. We exist to serve the people & small businesses of Berks County, Pennsylvania.
(570) 784-1660 51 miles Lender's profile and map Reviews First Columbia Bank & Trust Co. 232 East Street, Bloomsburg, PA, 17815 First Columbia Bank & Trust Co. has been Columbia County’s community bank for nearly 120 years. With more than $709.5 million in assets as of December 31, 2017, First Columbia offers a full complement of banking and financial services to individuals and businesses throughout Columbia and Montour Counties and the surrounding area.
(800) 325-0808 51 miles Lender's profile and map Reviews Affinity Federal Credit Union 73 Mountainview Blvd, Basking Ridge, NJ, 07920 "Affinity is a full-service, not-for-profit financial institution owned by its members & dedicated to their financial wellbeing. Through thick and thin, good times and bad, we’ll always be here for you. With over 20 branches in the tristate area, Affinity is the largest credit union headquartered in New Jersey, serving more than 160, 000 membe
(973) 917-3158 51 miles Lender's profile and map Reviews Cornerstone Mortgage Group, Inc. 180 Mount Airy Road, Suite 202, Basking Ridge, NJ, 7920 Cornerstone Mortgage Group offers premier mortgage services for New Jersey residents. Whether you are looking for a home loan to purchase your first home or looking to get a better mortgage rate on your current house, our New Jersey mortgage specialists can help you achieve your home financing goals.
(800) 933-3280 51 miles Lender's profile and map Reviews Financial Resources Federal Credit Union PO Box 6999, Bridgewater, NJ, 08807 FRFCU's headquarters is located in Bridgewater, NJ & has been in business for over 100 years. The Credit Union was formerly the Ethicon Employees FCU which was formed by a group of Johnson & Johnson employees. As one of the largest Credit Unions in New Jersey, it is a member-owned, not-for-profit cooperative.
(908) 625-8878 51 miles Lender's profile and map Reviews GOLDEN MORTGAGE CORPORATION 818 Route 202-206, Bridgewater, NJ, 8807 Since 1998, our mission is to serve our New Jersey and New York customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(866) 211-5228 52 miles Lender's profile and map Reviews American Mortgage Partners, Inc 3025 Rt 10, Unit 3, Morris Plains, NJ, 07950 American Mortgage Partners, Inc. Our mortgage representatives specialize in providing home loans to borrowers in New Jersey and Pennsylvania. We have decades of experience offering top-notch client service. In addition to conventional and FHA, VA, and USDA loans, we provide solutions beyond traditional banking.