USDA VS FHA in White, Indiana County, PA

In 2025, the USDA loan cap for White, located in Indiana County, PA, is $336,500. For a single-family home, the FHA limit is set at $472,030.

Use the Lendersa® USDA loan calculator to compare today's leading USDA vs FHA rates and find out the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best program for your financial needs in .

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2025 Loan Limits and Down Payment Needs in White, Indiana, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA & FHA Loan Options in White, PA

Lendersa® is dedicated to securing the best USDA or FHA loan quickly and with minimal hassle. Choose from three approaches to connect with matching lenders and USDA loan programs suited to you.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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