USDA Vs. FHA Pro and Con comparison in Jeannette, Westmoreland County, PA
In 2025, the USDA loan limit for Jeannette, in Westmoreland county, PA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA rates. Assess the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in determining the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Jeannette, Westmoreland, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Jeannette, PA
Lendersa® aims to secure the best USDA or FHA loans for you quickly and hassle-free. Choose one of three starting points to connect with lenders and USDA loan programs.
The USDA home loan, backed by the government Department of Agriculture, commonly referred to as a USDA rural development loan, is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment.
Cindy Glenn makes the mortgage process SIMPLE by offering you the latest in financial tools that help you make sound financial choices. A SIMPLE 5-10 minute phone call starts the pre-qualification process! Cindy helps you make a good mortgage choice because she understands that buying a house is usually the largest purchase.
Financial Concepts Mortgage is locally owned and operated. Founded in 2001, our team has more than 50 years of combined mortgage lending experience. We pride ourselves on offering some of the lowest rates nationwide as well as a home loan application process that’s quick and simple for prospective homeowners in OK, KS, TX, AR, AL
Echo Mortgage Group Helping buyers and client with their Home Lending needs. Whether purchasing or refinancing we can provide the best product at the best price to fit your needs. Free pre-approvals and always ready to help discuss your individual needs. We also specialize in New Construction for those building and purchasing their dream home
Stout Lending is the vision and hard work of industry veteran and entrepreneur Christopher Herford. Chris spent years developing his specialized skill set in customer service, problem resolution, mortgage lending and real estate. Chris saw the need to create a highly efficient Mortgage Brokerage which would allow clients
Founded in 2013 in a spare bedroom, we have grown customer by customer & employee by employee to the respected mortgage banking operation that it is now - funding hundreds of millions of dollars in residential financing for it's clients. We are proud to serve the communities we do business in by providing residential home financing for purchase
Fannin Bank was organized in November 1921 as the Guaranty State Bank in Windom, Texas. By June 1922 the bank had $158,046 in assets. The name was changed to Fannin Bank in 1976, and in 1987 a branch office was opened in the town of Bonham. The Honey Grove branch opened in 2008 with the headquarters moving to Bonham the same year.
Fannin Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
Fannin County Teachers FCU (FCTFCU) has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, FCTFCU will continue a sound yet progressive asset management strategy and provide new and improved financial services.
At Southwind Bank, where you experience banking the way it should be!
Here we still believe in personal banking relationships. Our customers are more than just a number; they are our neighbors and friends. For generations, we have worked together with our customers to help our communities grow and prosper.
2325 East I-44 Service Road, Oklahoma City, OK, 73111
Energize Credit Union is a cooperative, not-for-profit financial institution owned by and operated for the benefit of all members. Energize Credit Union was chartered in 1967 to fill specific financial needs of electric and telephone cooperative employees. Fifty years later we are still meeting those needs of providing a secure
3650 N Martin Luther King Avenue, Room 1000, Oklahoma City, OK, 73111
In 1953, seven Oklahoma Department of Public Safety (DPS) employees recognized the benefits a credit union would provide their coworkers. These founding members were intent on providing affordable financial services for the varied needs of the uniformed Highway Patrol and civilian DPS employees.
