USDA Vs. FHA your options comparison in Jeannette, Westmoreland County, PA
In 2026, the USDA loan limit for Jeannette, in Westmoreland county, PA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA rates. Assess the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in determining the best program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Jeannette, Westmoreland, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Jeannette, PA
Lendersa® aims to secure the best USDA or FHA loans for you quickly and hassle-free. Choose one of three starting points to connect with lenders and USDA loan programs.
The USDA home loan, backed by the government Department of Agriculture, commonly referred to as a USDA rural development loan, is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment.
520 Jefferson Avenue, 5th Floor, Suite 501, Jeannette, PA, 15644
Lends in Pennsylvania
JDMH FCU is a democratic, non-profit financial organization chartered by the Federal Government which is owned & operated by the members and exists solely to benefit them. Membership is open to all employees of Excela Health Westmoreland Hospital; retirees of Mercy Jeannette Hospital; Excela volunteers; employees of the credit union.
Franklin Regional Schools Federal Credit Union was founded in 1967 to give the faculty and administration of the school district a convenient means to obtain loans and other financial services. Currently FRSFCU has 450 members and has been helping its members obtain the financing necessary to meet their individual needs.
The Elliott Community FCU, Founded in 1935, is unique in the fact that all of our local branches were homes converted into office space. Membership is open to anyone who Lives, works, worships or attends school in Westmoreland County. We strive to provide our members with unique and personalized customer service that they cannot get.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Westmoreland Water FCU is a non-profit multiple group credit union that was federally chartered in 1953 and also To provide the best quality services available to meet the financial needs of our members. Offering these services at fair and competitive prices while safeguarding the assets of Westmoreland Water Federal Credit Union.
2900 Seminary Drive, Building G, Greensburg, PA, 15601
Lends in Pennsylvania
On September 24, 2018, Westmoreland Community Federal Credit Union changed its name to Pheple Federal Credit Union. People Helping People. That is what this credit union was about, is about, and will always be about. You are what matters. The people working inside of Pheple are just like those outside. Life happens to all of us.
Hempfield Area Federal Credit Union. Although our services are similar to a bank, we are a non-profit financial institution operating strictly for the benefit of our members. We strive to provide our members with higher yields on savings and lower rates on loans. Founded in 1959, our goal is to help each and every member attain a strong.
FirstEnergy Choice Federal Credit Union was chartered in 1935 and is a full-service, member owned, not-for-profit financial services organization dedicated to serving its membership. and also FirstEnergy Choice Federal Credit Union to coincide with our updated charter which offers membership to family members of existing members.
At Westmoreland Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
