USDA Vs. FHA Pro and Con comparison in Irwin, Westmoreland County, PA

In 2025, the USDA loan cap in Irwin, located in the county of Westmoreland, PA, is $336,500, whereas for a single-family dwelling, the FHA limit is $472,030.

The Lendersa® USDA loan calculator lets you compare today's best USDA versus FHA rates. It helps you establish the necessary income, credit requirements, reserves, and documents needed to qualify. The advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting in identifying the most suitable program for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Irwin, Westmoreland, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Irwin, PA

The primary objective of Lendersa® is to swiftly acquire you the foremost USDA or FHA loan, without inconvenience. Select from three starting points that align you with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as the USDA rural development loan or mortgage. It is strictly available in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, the USDA loan has no such requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • TJ Harder Loan
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  • Phoenix Real Estate Investment Corp.
  • 1202 Kifer Rd, Sunnyvale, CA, 94086
  • Phoenix Real Estate Investment Corporation operates a highly professional, ethical, and agent-friendly full-service real estate, mortgage and investment company. The company was founded in 1998 by Murphy Deng, CEO of the firm, and incorporated in 2000. The company has achieved phenomenal growth since then from a single small office,
  • StarRiver Real Estate & Loan Services
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  • Holmgren & Associates
  • 4200 Broadway, Oakland, CA, 94611
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  • LaSalle Mortgage
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  • Greater Bay Mortgage Co
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  • Sunshine Investment
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