USDA VS FHA in Irwin, Westmoreland County, PA

In 2025, the USDA loan cap in Irwin, located in the county of Westmoreland, PA, is $336,500, whereas for a single-family dwelling, the FHA limit is $472,030.

The Lendersa® USDA loan calculator lets you compare today's best USDA versus FHA rates. It helps you establish the necessary income, credit requirements, reserves, and documents needed to qualify. The advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting in identifying the most suitable program for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Irwin, Westmoreland, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Irwin, PA

The primary objective of Lendersa® is to swiftly acquire you the foremost USDA or FHA loan, without inconvenience. Select from three starting points that align you with compatible lenders and USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as the USDA rural development loan or mortgage. It is strictly available in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, the USDA loan has no such requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The State Savings Bank of Manistique
  • 101 South Cedar, Manistique, MI, 49854
  • In 1917 Leo Harmon who was the President of the Consolidated Lumber Company took the lead for starting up The State Savings Bank, the Articles of Incorporation were filed on May 7, 1917. Shortly after, on June 11TH the bank held its first meeting of shareholders twenty-five of which were local and three from St. Paul.
  • Manistique FCU
  • 121 East Elk Street, Manistique, MI, 49854
  • Manistique Federal Credit Union has been open since 1967. The credit union has assets totaling $37.84 Million and provides banking services to more than 3, 000 members. The mission of Manistique Federal Credit Union is to make a positive difference in the financial lives of our members from all walks of life by providing them with a wide range
  • Limestone Federal Credit Union
  • 131 River Street, Manistique, MI, 49854
  • "Our Mission: Committed to building a better financial tomorrow through service, education, and advocacy. Our Vision: Empowering our members to achieve financial independence. We strive to uphold our fundamental responsibility to actively serve people within our field of membership and, as appropriate, the communities they live in.
  • Bank of Brodhead
  • 806 East Exchange Street, Brodhead, WI, 53520
  • Our Vision is to be a strong, stable, independent community Bank built on the community’s trust since 1896. We will reaffirm that trust daily by delivering financial solutions and striving to remain a dependable partner—consistently delivering exceptional outcomes to everyone, fairly and equitably.
  • Southern Illinois Bank
  • 1012 W Broadway Blvd, Johnston City, IL, 62951
  • Southern Illinois Bank offers a comprehensive line of banking products with superior customer service. These products and services are offered through experienced, conscientious and conservative bank personnel who know their customer, their families and their needs. This kind of familiarity instills an extreme sense of customer loyalty.
  • First Southern Bank IL
  • 102 Airway Dr, Marion, IL, 62959
  • First Southern Bank realizes that we must earn the right to be your bank of choice. We take great pride in our customer service and combining that with the fact that we are a locally owned and managed Southern Illinois bank allows us to feel comfortable in asking to be your bank.
  • Verve, a Credit Union
  • 2900 Universal St, Oshkosh, WI, 54904
  • Verve, a Credit Union, is a member-owned, not-for-profit financial cooperative serving over 65, 000 members at 21 locations. Membership is open to anyone who lives, works or worships in 25 counties throughout Wisconsin, Illinois and Minnesota and to employees of Kimberly-Clark Corp, Fox River Paper Co.
  • Business Lending Group LLC
  • 2350 N. Casaloma Drive, Suite 100, Appleton, WI, 54913
  • Business Lending Group, LLC is committed to providing high-quality business lending services through a comprehensive infrastructure of services including but not limited to policy creation, sound underwriting, accurate documenting, diligent servicing, exceptional customer service and ongoing loan administration.
  • Prospera Credit Union Appleton
  • 4830 N. Ballard Rd, Appleton, WI, 54913
  • As a local credit union, we are strong enough to provide you with everything you need, yet small enough to know you personally and care about helping you prosper any way we can. When you choose Prospera, you become a member, not just a customer. A family that works together for everyone's benefit.
  • Linda the Lender
  • 119 N McCarthy Rd, Appleton, WI, 54913
  • The Linda the Lender Team has helped many people in Wisconsin realize thier dream of home ownership. We have developed a loan process that is smooth and stress free. Come and see what we have to offer. Everyone’s financial needs are different and loan programs are not one size fits all. We have many loan program options