USDA and FHA Pro and Con in Greensburg, Westmoreland County, PA

As of 2026, the USDA loan limit for Greensburg, located in Westmoreland County, PA, is $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates, figuring out the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in best fits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Greensburg, Westmoreland, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA & FHA Loan Options in Greensburg, PA

Lendersa® is committed to securing you the best USDA or FHA loan swiftly, without hassle. Choose from one of three starting points to connect with matching lenders and USDA loan programs tailored to your needs.

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Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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