USDA VS FHA in North-Huntingdon, Westmoreland County, PA

In 2025, the USDA loan limit within North-Huntingdon, located in Westmoreland county, PA, is set at $285,000. Meanwhile, the FHA limit for a single-family dwelling is $356,362.

To evaluate and compare today's best USDA versus FHA rates, utilize the Lendersa® USDA loan calculator. This tool helps you ascertain the required income, credit, reserves, and necessary documents for eligibility. Our refined mortgage calculator presents USDA, FHA, Conforming, and VA loans side-by-side, aiding in choosing the best financial program for your unique circumstances in .

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2025 Loan Caps and Down Payment Needs in North-Huntingdon, Westmoreland County, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loans in North-Huntingdon, PA

Lendersa® aims to provide you with the most favorable USDA or FHA loans promptly and efficiently. Begin by choosing from three strategic options to connect with lenders and explore USDA loan initiatives.

Lendersa USDA loan request and matching results

The USDA Loan in PA: Understanding the Basics

The USDA home loan, also known as USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture. It is specifically available to properties in rural areas. Contrastingly, FHA loans mandate a minimum down payment of 3.5%, while USDA loans do not require any initial down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • PNC Bank
  • The Tower at PNC Plaza 300 5th Avenue, Pittsburgh, PA, 15222
  • Find the Lending Solution that Meets Your Needs. PNC has been lending for over 100 years. We can help find the right product for you. Finding the right home can be a complicated journey. We have tools to make sure you're finding a home that is within your budget and meets your needs.
  • Iron Workers Federal Credit Union
  • 2201 Liberty Avenue, Room 201, Pittsburgh, PA, 15222
  • At the Iron Workers Federal Credit Union, we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the standards for Web Content Accessibility Guideline 2.0. It is our policy to ensure that persons with disabilities have full and equal opportunity to benefit from our services.
  • Allegent Community Federal Credit Union
  • 1001 Liberty Avenue, Suite 100, Pittsburgh, PA, 15222
  • Allegent is a full service financial institution offering better rates, lower fees and the personal attention you deserve. All you need to do, in order to establish your membership, is open a savings account with an initial $5 deposit and from there, all of our products and services are available at your fingertips.
  • ACBA Federal Credit Union
  • 307 Fourth Ave - Suite 801 The Bank Tower, Pittsburgh, PA, 15222
  • ACBA FCU was established in 1939 as a savings and lending institution that offers financial services to the Department of Public Welfare workers and their family members in Allegheny County, PA. For the past 70 years, our philosophy has been: real service to real folks who want fair dividends for their savings and access to lending services.
  • Tristate Capital Bank
  • 301 Grant Street, Suite 2700, Pittsburgh, PA, 15219
  • TriState Capital Bank first began as a solution to growing gaps in the banking industry. Over the last few decades, banking trends left a large class of clients underserved: middle market businesses, executives, and high-net-worth individuals On one end of the industry, mergers began to multiply the large financial institutions that focus on the co
  • Hill District Federal Credit Union
  • 2021 Centre Avenue, Pittsburgh, PA, 15219
  • Since 1970, the Hill District Federal Credit Union has served those living in the Hill and beyond by providing financial services. When you join the Hill District Federal Credit Union, you become part of a member-owned organization built on the philosophy of people with of people with a common bond, helping each other.
  • City Co Federal Credit Union
  • 220 Grant Street, Pittsburgh, PA, 15219
  • Founded in 1941 with a mission to promote thrift to its members, City Co Federal Credit Union does so by providing competitive, quality financial products and services. Membership is open to current and former employees of Allegheny County, their families, and to those who work, conduct business, attend school in the community of Pittsburgh.
  • Employees Federal Credit Union
  • 635 Grant Street, Pittsburgh, PA, 15219
  • The AT&T Employees Pittsburgh, PA Federal Credit Union was organized by employees of the AT&T Company and Western Electric Company to promote thrift among its members by offering to them a means for making safe and regular investments and to enable members to obtain loans at a reasonable rate of interest for worthwhile purposes.
  • Bridgeway Capital
  • 707 Grant St, Suite 1920, Pittsburgh, PA, 15219
  • "Bridgeway Capital takes a market-based approach to community and economic development. We invest in people and places that mainstream finance considers too risky. Where others see risk, we see opportunity. Bridgeway provides patient, flexible capital and business education to ignite small business growth, develop communities"
  • Brentwood Bank
  • 411 Mcmurray Road, Suite 200, Bethel Park, PA, 15102
  • Brentwood Bank is a full service Community Bank in the South Hills communities of Pittsburgh, as well as Beaver County. For more than 95 years, we've operated on the principal that banking is a people business. We take pride in maintaining longstanding traditions of strength, service and trust.
  • Pennsylvania-American Water Federal Credit Union
  • 6050 Library Road, Bethel Park, PA, 15102
  • At Pennsylvania-American Water Federal Credit Union. We offer numerous services for all your financial needs. A warm welcome is extended to all our prospective new members. Hopefully we can provide a pleasant & profitable place for you & your family to save & borrow money. We are a Federally insured credit union originally chartered in 1974.