USDA Vs. FHA your options comparison in North-Huntingdon, Westmoreland County, PA

In 2025, the USDA loan limit within North-Huntingdon, located in Westmoreland county, PA, is set at $285,000. Meanwhile, the FHA limit for a single-family dwelling is $356,362.

To evaluate and compare today's best USDA versus FHA rates, utilize the Lendersa® USDA loan calculator. This tool helps you ascertain the required income, credit, reserves, and necessary documents for eligibility. Our refined mortgage calculator presents USDA, FHA, Conforming, and VA loans side-by-side, aiding in choosing the best financial program for your unique circumstances in .

Browse loan offers from a wide array of 100 lenders

2025 Loan Caps and Down Payment Needs in North-Huntingdon, Westmoreland County, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loans in North-Huntingdon, PA

Lendersa® aims to provide you with the most favorable USDA or FHA loans promptly and efficiently. Begin by choosing from three strategic options to connect with lenders and explore USDA loan initiatives.

Lendersa USDA loan request and matching results

The USDA Loan in PA: Understanding the Basics

The USDA home loan, also known as USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture. It is specifically available to properties in rural areas. Contrastingly, FHA loans mandate a minimum down payment of 3.5%, while USDA loans do not require any initial down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • GoldenPoint Finance
  • 1630 Oakland Road, Suite A209, San Jose, CA, 95131
  • "GoldenPoint Finance, a Mortgage Broker in California, was established in May 2007. Located in the Bay Area, we are an agency licensed to originate loans in all of California. GoldenPoint Finance’s mission is to find and place you into a loan program that is most suitable for your financial plan. We are committed to customer satisfaction."
  • Diego Jacob Sandoval Capitol Mortgage
  • 1880 N. Main Street, Suite 200, Salinas, CA, 93906
  • We offer compettive rates and pricing. Since you will work directly with the broker/owner of the company you will have opportunity to get better overall service and loan pricing that you will find at your local bank or even other brokerage firms. We are Lending Integrity Seal Holder which means you are working with a company
  • Essential Mortgage Solutions Inc
  • 971 North Main St, Suite 209, Salinas, CA, 93906
  • Essential Mortgage Solutions Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Epic Brokers
  • 3833 Peralta Blvd, Suite B, Fremont, CA, 94536
  • Epic Brokers is a prominent real estate and rental marketplace in the country dedicated to providing consumers with knowledge, inspiration, and data around the place they call home. We thrive on connecting people with the best local professionals who can help them with their requirements.
  • Reliable Real Estate
  • 38930 Blacow Road, Suite E1, Fremont, CA, 94536
  • As housing costs soar, California is encouraging home owners to add small independent units in their backyard for rent . We put prefabricated homes on a permanent foundation. This cuts cost by 40%, cuts construction time by half and since homes are built indoors by experienced craftsmen and machines, the quality and finishing is much better.
  • Macciola Inc
  • 110 J Street, Fremont, CA, 94536
  • MACCIOLA INC is proud to offer services in Commercial Real Estate, Residential Real Estate, Home Mortgages, and Design. We set out to create a real estate company different than any other, helping clients with every aspect of their real estate needs. We've sold large multi-acre sites to developers, executed commercial leases, helped sellers.
  • Platinum Capital Mortgage
  • 22581 Murietta Road, Salinas, CA, 93908
  • Platinum Capital Mortgage & Real Estate, Inc. is a full service Mortgage & Real Estate Brokerage located in Salinas, California in beautiful Monterey County. We provide Mortgage & Real Estate Broker services for residential properties, Commercial properties, Commercial loans, Construction loans, Construction to Permanent loans, Residential Lot loan
  • McKesson Employees' Federal Credit Union
  • 1785 Arnold Drive, Martinez, CA, 94553
  • McKesson Employees' Federal Credit Union, which began as a credit union for dairy employees, has undergone several transformations in name and location over the years. We serve two employee groups, the employees of McKesson Corporation and its subsidiaries and employees of DS Waters of North America working in the United States.
  • 1st Northern California Credit Union
  • PO Box 509, Martinez, CA, 94553
  • 1st Nor Cal Credit Union is a cooperative financial institution, helping our members achieve their financial goals since 1949. We offer a wide variety of products and services, backed by our commitment to the credit union philosophy, "people helping people". Credit Union is a cooperative financial institution, helping our members achieve their fina
  • Wall Street Money Brokers
  • 1320 Arnold Drive, Suite 171, Martinez, CA, 94553
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity.We provide Real Estate financing for people wishing to Purchase and or Refinance their homes.
  • Silverado Home Mortgage
  • 1110 Alhambra Avenue, Suite 103, Martinez, CA, 94553
  • At Silverado Home Mortgage. We are a full-service mortgage company based in Martinez, California. We specialize in FHA, Conventional and VA Lending in Martinez. We also serve the surrounding cities in Contra Costa County. Whether you are buying a home or refinancing in or around zip code 94553, we can help you realize your dream of home ownership.