In 2026, the USDA loan limit in Monongahela, set within Washington county, PA, is $336,500. In contrast, the FHA limit for a single-family home stands at $472,030.
Leverage the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today. It helps determine the required income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA loans, facilitating the choice of the most suitable program in for your financial needs.
2026 Loan Limits and Downpayment Requirements in Monongahela, Washington County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Monongahela, PA
The mission of Lendersa® is to efficiently secure the best available USDA or FHA loans free from hassle. Choose from one of the three starting points below to connect with matching lenders and engage in USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage. It is available only in rural areas and, unlike FHA loans requiring a 3.5% minimum down payment, USDA mortgages require no down payment at all.
Valley 1st Community Federal Credit Union operates through a Board of Directors who are elected by our members and serve as volunteers. The Board consists of officers who set policies, objectives, and standards that guide our staff in achieving a common goal. Our core building blocks of our financial institution rest upon the initiatives we take.
At cfsbank, our tellers and managers take the time to get to know you and your needs. We want to hear about your plans to build the perfect house or take that dream vacation or open a business. We want to know how you’re doing and how we can help.
Lyonsgate Funding LLC started in May, 2020 and is a woman-owned family business. Jessica Lyons is the owner with 19 years experience in the Industry. We are your Pennsylvania Mortgage Experts focusing on Residential purchases and refinances. Experts focusing on Residential purchases and refinances. We offer Conventional, FHA, VA, USDA, etc
BVA Federal Credit Union’s main objective is to provide outstanding financial services to its members. The credit union was chartered in 1966 as Rostraver Federal Credit Union. In 1969 the charter name was changed to Belle Vernon School Employees Federal Credit Union. The name changed again in 1999 to BVA Federal Credit Union
Keystone home finance company Headquartered in the Pittsburgh area with a reach that spreads across all of Pennsylvania, Keystone Home Finance has been consistently recognized as a leading source for low cost mortgages. The founder and owner, Keith Landis is a well known author within the mortgage community and has been sharing his expertise
Mon Valley Community Federal Credit Union has been open since 1937. The credit union has assets totaling $177.69 Million and provides banking services to more than 9, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Cal-Ed Federal Credit Union has been open since 1960. The credit union has assets totaling $22.67 Million and provides banking services to more than 5, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
This credit union was organized in October, of 1968, to promote thrift among its members and to accumulate a fund from these savings to make needed loans to members. We started out at Allied Chemical in Newell, PA with a small amount of members and have grown to today with members exceeding over 900 and assets over $6, 000, 000.
411 Mcmurray Road, Suite 200, Bethel Park, PA, 15102
Lends in Pennsylvania
Brentwood Bank is a full service Community Bank in the South Hills communities of Pittsburgh, as well as Beaver County. For more than 95 years, we've operated on the principal that banking is a people business. We take pride in maintaining longstanding traditions of strength, service and trust.
