USDA Vs. FHA your options comparison in Monongahela, Washington County, PA
In 2025, the USDA loan limit in Monongahela, set within Washington county, PA, is $336,500. In contrast, the FHA limit for a single-family home stands at $472,030.
Leverage the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today. It helps determine the required income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA loans, facilitating the choice of the most suitable program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Monongahela, Washington County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Monongahela, PA
The mission of Lendersa® is to efficiently secure the best available USDA or FHA loans free from hassle. Choose from one of the three starting points below to connect with matching lenders and engage in USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage. It is available only in rural areas and, unlike FHA loans requiring a 3.5% minimum down payment, USDA mortgages require no down payment at all.
Smart Mortgage Centers is a Better Business Bureau A+ rated Mortgage Company. We are a family owned and operated business helping the community obtain mortgages for purchase and refinancing since 1997. At Smart Mortgage Centers, we work with over 30 of the top lenders in the industry to help find you the best rate
Cornerstone Bank was formed in 2017 & was built on the foundation of two local, mutual banks joining together— Southbridge Savings Bank & SpencerBANK (founded in 1871). Based in Worcester, Massachusetts, we currently operate 13 branch offices.Cornerstone Bank is a local, community bank dedicated to providing high-quality, personal customer service.
We are a full-service mortgage brokerage with access to over 50 different lending options to help find you the best rate and best structure for your mortgage to suit your short and long term financial needs We can offer access to a myriad of mortgage types from no down payments & first time home buyer programs to investor loans
"AllCom Credit Union is a full-service, not-for-profit, community-chartered financial services organization. Founded in 1922, we celebrated 90 years in business in 2012.
AllCom was originally chartered to provide financial services exclusively to employees of the Telephone Company."
Racine Municipal Employees Credit Union was organized in 1953, and chartered by the State of Wisconsin on October 28th that same year. Charter members of our Credit Union included employees from several departments of the City of Racine. They organized the credit union to promote thrift and loan funds to the employees of the City of Racine
Ocean State Credit Union have aimed to provide our members with sound, simple financial solutions. In that time we have evolved, and our offerings have been designed to meet the ever-changing needs of our members. From those humble beginnings, Ocean State Credit Union has grown to become a statewide credit union offering.
2300 Barrington Road, Suite 400, Hoffman Estates, IL, 60169
Nationwide Mortgage and Realty Company is located in the northwest suburban area of Chicago, about 18 miles northwest of O'Hare Airport, in the Vistex Building at the above address in Hoffman Estates, Illinois. Nationwide has been in business since 1992 and its staff has experience going back to the early 1970's.
2356 Hassell Road, Suite A, Hoffman Estates, IL, 60169
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
