USDA Vs. FHA Pro and Con comparison in Monongahela, Washington County, PA

In 2025, the USDA loan limit in Monongahela, set within Washington county, PA, is $336,500. In contrast, the FHA limit for a single-family home stands at $472,030.

Leverage the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today. It helps determine the required income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA loans, facilitating the choice of the most suitable program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Monongahela, Washington County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Monongahela, PA

The mission of Lendersa® is to efficiently secure the best available USDA or FHA loans free from hassle. Choose from one of the three starting points below to connect with matching lenders and engage in USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, backed by the government's Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage. It is available only in rural areas and, unlike FHA loans requiring a 3.5% minimum down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Primary Partners Financial
  • 4041 MacArthur Blvd, Suite 230, Newport Beach, CA, 92660
  • At Primary Partners Financial our approach to helping you choose a mortgage loan is considerably different than most lenders. We understand that your home purchase is one of the most significant “financial” commitments you’ll ever make - one that can lay the foundation for most of your future financial objectives. We believe that proper education
  • Immensity Group
  • 5000 Birch St, Suite 3000, Newport Beach, CA, 92660
  • Our mission is to revolutionize lending and realty services to enhance our clients' experience by meeting their needs with the utmost integrity and character. Residential Lending is of utmost importance in purchasing a home. iG has established a variety of loan programs to fulfill our clients diverse needs.
  • Cal Loans Direct, Inc.
  • 20262 Orchid St, Newport Beach, CA, 92660
  • At Cal-Loans Direct, Inc. we understand that your life is complicated enough. Our financial experts are here to make buying your first home, investment property or refinancing, easier than ever. We will walk you through our simple loan process step-by-step and present you with the very best loan options for your needs.
  • Golden Capital Group
  • 4630 Campus Dr. #200-D, Newport Beach, CA, 92660
  • Golden Capital Group is a private money lender located in California and Oregon. We are a direct residential and commercial lender that originates, underwrites and funds first and second mortgages secured against Real Estate. We conduct business in the states of California, Oregon and Washington.
  • Residential First Mortgage
  • 20151 SW Birch St, Suite 200, Newport Beach, CA, 92660
  • Residential First Mortgage it has been our vision to build a business from repeat clients & client referrals, ultimately creating “clients for life”.Because we do not advertise, our reputation is essential. In order to build and maintain that reputation we enter into each transaction with the idea of building strong relationships with our clients.
  • Inspire Home Loans
  • 4695 MacArthur Ct Ste 350, Newport Beach, CA, 92660
  • Inspire Home Loans Inc.is proud to be the affiliate lender of Century Communities,and exceptional service requires always doing the right thing for you, the customer Our customer-centered approach to home finance takes into account who you are, what you aspire to, and which mortgage programs will suit your financial goals.
  • Nikols Co
  • 4041 MacArthur Boulevard Suite 140, Newport Beach, CA, 92660
  • Nikols Mortgage Fund, LLC (the Fund) has attracted a loyal and sophisticated community of investors including prominent real estate executives, investment advisors, family trusts, family offices, self-directed IRAs, and investment LLCs. Many investors have previously made direct and active real estate investments,
  • Vision One Mortgage
  • 4100 Newport Place Drive Ste. 255, Newport Beach, CA, 92660
  • Vision One Mortgage is a direct lender offering residential property financing. Our product offering includes conforming, high balance/jumbo, FHA, and super jumbo loans. We offer fixed and adjustable rate refinance and purchase loans at competitive rates and costs- including *no cost loans.
  • Commercial Loan Corporation - Trust & Estate Loans
  • 20250 SW Acacia Street, Suite 105, Newport Beach, CA, 92660
  • Commercial Loan Corporation is a professional private money lender. We have been lending in California since 2007. In addition to lending our own money on residential rehab projects in California, Commercial Loan Corp also originates loans to trusts and estates in probate. and also We can help you maximize the distribution for your trust or estate.