USDA and FHA Pro and Con in Pocono-Woodland-Lakes, Pike County, PA
In 2026, the limit for USDA loans in Pocono-Woodland-Lakes, located in Pike county, PA, is $657,900, whereas the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA mortgages, and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding your decision on which program in fits your specific financial circumstances.
Loan Limits and Down Payment Requirements for 2026 in Pocono-Woodland-Lakes, Pike, PA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Pocono-Woodland-Lakes, PA
Lendersa® strives to provide you with the most advantageous USDA or FHA loan quickly and without hassle. Choose one of the three starting points to connect with lending partners and relevant USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is designated for rural areas only. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
Lewis Commercial Services llc dba Michael Lewis Group
P.O. Box 1068, DINGMANS FERRY, PA, 18328
Lends in Pennsylvania
The Michael Lewis Group has long relationships with a great many life companies, CMBS platforms, hedge funds, pension funds, hard money lenders, private money lenders, equity investors, ultra-high-net-worth individuals, construction loan lenders including infrastructure financing, middle market advisory services via affiliated merchant banks and in
206 East Brown Street, East Stroudsburg, PA, 18301
Lends in Pennsylvania
Pocono Medical Center Federal Credit Union Credit Unions began with a simple concept: Members pool their savings and lend to each other. Credit Union founders had a motto: "Not for profit, not for charity, but for service The Federal Credit Union was signed into law in 1934 and remains the guiding set of rules for federal credit unions today
Founded in 1871 in Honesdale, PA, Wayne Bank has 26 community offices serving Northeast Pennsylvania, along with Delaware and Sullivan Counties in New York State. Wayne Bank also operates offices as Bank of the Finger Lakes and Bank of Cooperstown in Ontario, Seneca, Yates, and Otsego Counties in New York State.
At The Dime Bank, we believe in relationships. With offices in Honesdale, Hawley (downtown and the lake region), Damascus, Greentown, Dingmans Ferry, and Carbondale, we strive to be our communities’ total financial partner. We have been helping generations of customers in Northeastern Pennsylvania realize their goals and dreams by meeting their fin
Founded in 1836, The Honesdale National Bank is the oldest, locally-owned, community bank headquartered in Northeastern PA with offices in Wayne, Pike, Susquehanna, Lackawanna, & Luzerne counties. Visit www.hnbbank.bank/about/convenient-locations/ for locations & hours. HNB offers full-service personal & business banking and safe deposit boxes.
