USDA Loan Vs. FHA loan for Pocono-Woodland-Lakes, PA [Pike County ]

In 2025, the limit for USDA loans in Pocono-Woodland-Lakes, located in Pike county, PA, is $657,900, whereas the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA mortgages, and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding your decision on which program in fits your specific financial circumstances.

USDA and FHA Loan Options in Pocono-Woodland-Lakes, PA

Lendersa® strives to provide you with the most advantageous USDA or FHA loan quickly and without hassle. Choose one of the three starting points to connect with lending partners and relevant USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is designated for rural areas only. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.

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(706) 235-8551 Lender's profile and map Reviews Coosa Valley Credit Union 2010 Redmond Cir NW, Rome, GA, 30165 "We Care" and "We Treat You Like Family" are two core values that differentiate us from banks and other financial institutions. Here we still do business like neighbors helping neighbors, an old fashioned approach that combines modern technologies and the warm professional service you deserve.
(706) 232-6871 Lender's profile and map Reviews Georgia Power Northwest Federal Credit Union 906 North Broad Street SE, Rome, GA, 30161 (GPNWFCU) was chartered in 1935 as Georgia Power Rome Division Employees Credit Union, exclusively servicing Georgia Power employees working in the Rome, Georgia area. In the late 90’s, we changed our name to Georgia Power Northwest Federal Credit Union and sought out addition Select Employee Groups.
(931) 552-7750 Lender's profile and map Reviews F&M Bank TN 50 Franklin Street, Clarksville, TN, 37040 F&M Bank is a dynamic regional bank located in middle Tennessee ... and is one of the top independent banks in the state! F&M Bank operates full-service banking offices in Clarksville, Springfield, Greenbrier, Dover, Bumpus Mills, Lebanon, Mt. Juliet, White House, Murfreesboro, Hendersonville and Cookeville.
(931) 503-1234 Lender's profile and map Reviews Legends Bank 310 N. First St, Clarksville, TN, 37040 Legends Bank was founded in 1998 in Clarksville, Tennessee. Today, our footprint has grown, allowing us to serve two of the five largest cities in the state and four Tennessee counties; Montgomery County, Williamson County and Davidson County. Legends is a community bank that’s bolstered by an extraordinary team made up of experienced lenders
(931) 503-8282 Lender's profile and map Reviews Cumberland Bank and Trust 502 Madison Street, Clarksville, TN, 37040 At Cumberland Bank & Trust, we realize that our customers are the reason we are here to serve our community. Like our President & CEO, Ron Sleigh says, “Cumberland Bank & Trust is a true ‘community bank.’ All five of our offices are located in Clarksville and Montgomery County. We pride ourselves on personalized customer relationships,
(931) 906-1489 Lender's profile and map Reviews Castle Rock Mortgage, LLC 120 Center Pointe Dr, Suite 4, Clarksville, TN, 37040 The Castle Rock Mortgage, LLC Team is your premier mortgage team located in Clarksville, Tennessee. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Tennessee area.
(931) 431-6800 Lender's profile and map Reviews Fortera Credit Union 2050 Lowes Dr, Clarksville, TN, 37040 As a not-for-profit financial cooperative, Fortera’s focus will always be on serving people, not shareholder profit. Simply put, we value members over numbers. Our approachable, casual nature lacks the stuffiness of traditional banking. We have a reputation for finding a way to help people achieve their goals in the face of financial obstacles.
(615) 669-1610 Lender's profile and map Reviews Aniya Equity 306 Madison St, Suite 371, Clarksville, TN, 37040 Aniya Equity is a community-focused real estate investment company located in Clarksville, Tennessee that wants to pay you cash for your home. With years of experience, we set out to help our neighbors by stimulating local development, empowering residents and property owners and aid up-and-coming communities throughout Tennessee and Kentucky.
(217) 877-6521 Lender's profile and map Reviews IBEW Local 146 Credit Union 3390 North Woodford Street, Decatur, IL, 62526 IBEW Local #146 Credit Union was founded in 1958 by members of the IBEW Local 146 Union and is celebrating 60 years of being a member owned financial institution. Membership is open to members of the IBEW Local 146 and their immediate family members. Immediate family eligible for membership is limited to the spouse of the member
(217) 423-9767 Lender's profile and map Reviews Staley Credit Union 3330 N Woodford St, Decatur, IL, 62526 Staley Credit Union is a not-for-profit financial cooperative, owned by the members and operated solely for their benefit. Currently, membership at SCU is open to individuals who live or work in the Illinois counties of Macon, Moultrie, Piatt, DeWitt and Shelby, and the Indiana counties of Tippecanoe, Carroll, Clinton, Montgomery and White.
(404) 236-9995 Lender's profile and map Reviews Blueprint Funding Inc 378 Fennel Way, Atlanta, GA, 30331 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.