USDA and FHA Pro and Con in Pocono-Woodland-Lakes, Pike County, PA
In 2025, the limit for USDA loans in Pocono-Woodland-Lakes, located in Pike county, PA, is $657,900, whereas the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA mortgages, and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding your decision on which program in fits your specific financial circumstances.
Loan Limits and Down Payment Requirements for 2025 in Pocono-Woodland-Lakes, Pike, PA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Pocono-Woodland-Lakes, PA
Lendersa® strives to provide you with the most advantageous USDA or FHA loan quickly and without hassle. Choose one of the three starting points to connect with lending partners and relevant USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is designated for rural areas only. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
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