USDA VS FHA in Lehighton, Carbon County, PA

In 2025, the USDA loan limit in Lehighton, found in Carbon county, PA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to assess today’s USDA versus FHA best rates and identify the required income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you see side-by-side comparisons of USDA, FHA, Conforming, and VA options to help decide which program in best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Lehighton, Carbon, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Lehighton, PA

Lendersa® aims to secure the best USDA or FHA loan for you, quickly and without hassle. Choose from three starting points that connect you with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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