USDA and FHA Pro and Con in Lehighton, Carbon County, PA

In 2025, the USDA loan limit in Lehighton, found in Carbon county, PA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to assess today’s USDA versus FHA best rates and identify the required income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you see side-by-side comparisons of USDA, FHA, Conforming, and VA options to help decide which program in best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Lehighton, Carbon, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Lehighton, PA

Lendersa® aims to secure the best USDA or FHA loan for you, quickly and without hassle. Choose from three starting points that connect you with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First State Bank
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  • First State Bank has been continuously serving the communities of Northeast Nebraska for nearly five generations. Founded in 1887 as The Randolph State Bank, the present-day building stands just one city block from the original site at Broadway and Douglas Street. Since our beginning we’ve remained a full service, independent community bank.
  • Gulf Mortgage Group, LLC
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  • Gulf Mortgage Group, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
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  • MilWay Federal Credit Union celebrated its 60 Year Anniversary in 2016. It was November of 1956 when the Miller Ark Credit Union and the Railway Credit Union merged to create MilWay Federal Credit Union. Today, MilWay is a full-service financial institution with offices in Texarkana and Ashdown, Arkansas, and now in Texarkana, Texas as well.
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  • Founded in 1913, Stride Bank is an Oklahoma-based financial institution that holds over $1.17 billion in assets. Offering a full range of financial services such as consumer and commercial banking, mortgage, wealth management, and treasury management, we have also developed and currently manage highly specialized payment solutions
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