USDA and FHA Pro and Con in Foster, Luzerne County, PA

For 2025, the USDA loan limit in Foster, county of Luzerne, PA is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare today's USDA with FHA best rates, and assess the income, credit, reserves, and necessary documents needed for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in best suits your financial needs.

Compare diverse loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Foster, County of Luzerne, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Choices in Foster, PA

The objective of Lendersa® is to provide you with optimal USDA or FHA loans quickly and without hassle. Begin by selecting one of three options to connect with lenders within USDA loan programs.

Overview of Lendersa USDA loan requests and matches

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered only in rural areas. Unlike FHA loans which require a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • HP Mortgage LLC
  • 7495 W Atlantic Ave Suite 200-293, Delray Beach, FL, 33446
  • HP Mortgage LLC offer NO-INCOME VERIFIED LOANS! If you are self employed or an investor, we are here to serve you--no tax returns necessary. We also offer Conventional 1% down, FHA down to 560 FICO, Jumbo loans down to 500 FICO, and various USDA and VA programs. We will always be honest
  • HOME LOAN ARRANGERS
  • 11850B S Homestead Ln, Olathe, KS, 66061
  • Home Loan Arrangers Providing solutions for home loans for all loan types: Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow Holdback, FHA Escrow Holdback. Purchases and Refinances. Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow.
  • Today’s Bank
  • 432 Madison 1650, Huntsville, AR, 72740
  • Today’s Bank, commitment to our customers by providing a strong, stable and secure banking experience has been our promise since we opened our doors over 30 years ago. This commitment to individuals, families and businesses in our communities throughout Northwest Arkansas and the Arkansas River Valley is delivered everyday through personal service,
  • FBT Mortgage
  • 6911 Washington Avenue, Suite B, Ocean Springs, MS, 39564
  • FBT Mortgage (FBTM) is a wholly owned subsidiary of First Bank and Trust headquarted in New Orleans, Louisiana. FBTM offers traditional mortgage products as well as unique solutions that are customized to the special needs of clients. FBTM offers Conventional Mortgage financing as well as Veterans Administration (VA), FHA, USDA loans.
  • Copiah Bank
  • 101 Caldwell Drive, Hazlehurst, MS, 39083
  • October, 1891, the founders of Copiah Bank opened our doors in service to families and business owners who were largely ignored by bigger-city banks. Theirs was a vision of a bank that would provide responsive solutions, exceptional service, fiscal integrity, and value for those we serve.
  • FIRST NATIONAL BANK NORTH
  • 600 Minnesota Avenue, Walker, MN, 56484
  • The First National Bank North has served local communities since 1902 and now serves several Minnesota Communities. At First National Bank North, we are invested in the growth and success of the Minnesota Communities we serve. As we continue to grow and provide the newest features to our customers, whether that be e-statements, mobile banking.
  • Rudkin & Associates Mortgage
  • 43300 Higginbotham Road, Perryville, AR, 72126
  • The Rudkin & Associates Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • American Mortgage Lender
  • 6501 Congress Avenue, Suite 240, Boca Raton, FL, 33487
  • Unleash your financial potential with American Mortgage Lender! With over 40 years in the industry, we empower families, individuals, and small businesses to secure their ideal financing solutions. Our dedicated team, led by Doug Gelman, ensures a seamless borrowing experience that keeps clients returning. Reach out to us at [email protected]
  • Gelt Financial
  • 6401 Congress Ave #215, Boca Raton, FL, 33487
  • Gelt Financial closes mortgages for commercial property owners and real estate investors nationwide. When searching for a private mortgage lender, it’s sometimes difficult to make sure you’re working directly with a lender but at Gelt Financial, there is no third-party hand-off. Gelt Financial is a direct lender and will work with you from start to
  • Multifamily.loans
  • 7601 N Federal Hwy, Suite B-140, Boca Raton, FL, 33487
  • Multifamily.loans and its family of companies were founded upon the belief that every market, and product within that market deserves special attention. With a team of industry experts from all walks of commercial real estate and multifamily finance, we’ve worked together to build a model to service a specific niche,
  • Your Home Sold Guaranteed Realty Services
  • 7700 Congress Ave, Suite 3114, Boca Raton, FL, 33487
  • Mark and Kristin Stampini launched The Stampini Team in 2008 to serve residents in Palm Beach and Broward Counties. Kristin, who has a business management degree from Western Michigan University, spent 15 years in the restaurant industry before moving to South Florida. She earned her real estate license in 2006.