USDA Loan Vs. FHA loan for Foster, PA [Luzerne County Rates 2023]

In 2025, USDA loan limit in Foster, county of Luzerne, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Foster, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(313) 444-0524 390 miles Lender's profile and map Reviews Iris Mortgage LLC 1405 Bishop Rd, Grosse Pointe, MI, 48230 A 100% female owned and operated mortgage broker serving the state of Michigan. A vast selection of mortgage refinance and purchase products combined with industry leading experience, technology, communication, speed, and service set apart Iris Mortgage from other competitors. Low overhead and small
(919) 636-4353 390 miles Lender's profile and map Reviews Carolina's Mortgage Source, Inc. 2500 Regency Pkwy, Cary, NC, 27518 At Carolina's Mortgage Source, Inc. we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you. We work with multiple lenders and we can provide our clients with extremely competitive pricing.
(919) 649-4659 390 miles Lender's profile and map Reviews Jason L Harris The Triangle Mortgage Man 1400 Crescent Green Drive, Suite 100, Cary, NC, 27518 Jason brings you over 16 years of experience as a lending professional providing a concierge level of customer service, transparency, and excellent communication throughout the entire loan approval and closing process. Having transacted thousands of loan closings, Jason prides himself on helping families navigate through
(586) 775-5000 390 miles Lender's profile and map Reviews First State Bank (Michigan) 24300 Little Mack, Saint Clair Shores, MI, 48080 First State Bank is a Michigan Based Community Bank serving southeastern Michigan and is a full-service bank with 11 branches, Loan Centers in Clinton Township and Farmington Hills and headquarters in St. Clair Shores. First State Bank offers consumer and business checking and savings accounts, mortgages, home equity loans, credit cards.
(614) 261-0650 390 miles Lender's profile and map Reviews SMART Federal Credit Union 3454 North High Street, Columbus, OH, 43214 SMART Federal Credit Union is a not-for-profit organization designed to meet the needs of ALL school employees and retired teachers in Franklin County and select surrounding counties. SMART was established in 1952 by a local principal, Ms. Edna Windom, to bring local teachers the same banking needs a bank offers WITHOUT the unnecessary fees.
(614) 777-0000 390 miles Lender's profile and map Reviews Machine Tool Financing 829 Bethel Road, Suite 101, Columbus, OH, 43214 Machine tool financing made simple, fast & affordable. We offer one of the best machine tool financing programs in the country. All of our machine tool financing starts with our one-page application. Looking at a used machine? No problem. We finance new and used machine tools every day.
(586) 879-9308 390 miles Lender's profile and map Reviews Lake Pointe Mortgage, L.L.C 27735 Jefferson Ave, Saint Clair Shores, MI, 48081 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan by utilizing the 23 years of experience.
(888) 732-8562 391 miles Lender's profile and map Reviews NC Press Association Federal Credit Union 119 N Salisbury Street, Raleigh, NC, 27603 NCPA Federal Credit Union has been open since 1984. The credit union has assets totaling $12.17 Million and provides banking services to more than 1, 000 members. The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
(919) 755-0534 391 miles Lender's profile and map Reviews Local Government Federal Credit Union 323 West Jones Street, Suite 600, Raleigh, NC, 27603 Local Government Federal Credit Union (LGFCU) is a not-for-profit, member-owned financial cooperative established to serve the financial needs of local government employees, elected and appointed officials, volunteers and their families. Our full range of financial services are created specifically to improve the lives of our members.
(866) 554-1120 391 miles Lender's profile and map Reviews Simple Commercial Capital 223 South West Street, Raleigh, NC, 27603 Simple Commercial Capital is a boutique capital advisory firm founded in NYC, now headquartered in Raleigh, NC. We provide bespoke lending solutions to commercial real estate owners, investors and developers nationwide. Our 26 years of experience and extensive lender relationships allow us to structure out-of-the-box debt
(919) 661-2080 391 miles Lender's profile and map Reviews Carolina Home Loans of NC LLC 245 New Fidelity Ct, Suite 205, Garner, NC, 27529 Carolina Home Loans was founded in 1998 to provide an alternate to the “Big Bank” experience. You will work directly with the company’s founder & owner, Eric McDonald. Eric began his mortgage lending career in 1993 with one of the country’s largest bank. He knew there was a better way and created Carolina Home Loans.