USDA and FHA Pro and Con in Lewistown, Mifflin County, PA

In 2025, the USDA loan cap in Lewistown, within Mifflin county of PA, stands at $336,500, while the FHA loan cap for a single-family dwelling is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today’s top USDA versus FHA rates. You can determine the needed income, credit standards, reserves, and documentation for qualification. Our cutting-edge mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, thereby identifying the most advantageous program for your financial circumstances in Alabama.

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2025 Loan Limits and Down Payment Requirements in Lewistown, Mifflin, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Lewistown, PA

Lendersa® seeks to promptly connect you with the ideal USDA or FHA loans with ease. Choose from three entry points that align with matching lenders and USDA loan programs.

Lendersa USDA loan request and match results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is only available in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Kalamazoo Mortgage
  • 2425 S 11th St, Kalamazoo, MI, 49009
  • Kalamazoo Mortgage is a home mortgage company in Kalamazoo, Michigan. We offer VA loans, FHA loans, first time homebuyers programs, Credit Enrichment programs, and more. We recognize that buying a home is an incredible life event and we feel honored to be part of that experience. - "Where You're a Neighbor, Not a Number.
  • Arbor Financial Credit Union
  • 1551 South 9th Street, Kalamazoo, MI, 49009
  • Arbor Financial is a full-service credit union open to anyone who lives, works or worships in Michigan. Our employees are committed to helping our members improve their financial lives. credit union open to anyone who lives, works or worships in Michigan. We got our start in 1935 as the Kalamazoo School Employees Credit Union.
  • Norway Savings Bank
  • 261 Main St, Norway, ME, 04268
  • Norway Savings Bank is a leading mutual banking and financial services company headquartered in Norway, Maine. The bank was founded in 1866 with a commitment to personal values, community values and financial values that have never faltered. The mission of Norway Savings Bank is to promote the long-term financial growth and success of our customers
  • Greenfield Banking Company IN
  • 1920 North State Street, Greenfield, IN, 46140
  • Greenfield Banking Company is a community bank opened in 1871 in Greenfield, Indiana. For 150 years Greenfield Banking Company has delivered high-quality financial solutions and personalized, friendly service. This service is fostered by a company culture of community involvement, support and volunteerism.
  • Interra Credit Union
  • 300 W Lincoln Ave, Goshen, IN, 46526
  • At Interra Credit Union, we believe it is important to give life to the words – to “walk the talk” in the products and services we provide and in the way we serve our members. We believe that we are also part of a “bigger picture” in the credit union movement. And, we believe we need to give back to our communities for the privilege
  • AMERICAN MORTGAGE AND FINANCIAL SERVICES, LLC
  • 216 N Main Street, Goshen, IN, 46526
  • American Mortgage & Financial Services LLC has been a licensed Indiana Mortgage Company since October of 1996 and offers the most competitive mortgage rates and programs in Michiana. American Mortgage & Financial Services offers many different types of mortgages including fixed rate & adjustable rate mortgages for new home purchases
  • 1st Heritage Credit
  • 110 N Anderson Rd, Suite 118, Rock Hill, SC, 29730
  • First Heritage Credit is the perfect place to start a career in Consumer Finance. With operations in 100+ branch offices in Alabama, Louisiana, Mississippi, South Carolina, and Tennessee, we’re looking for motivated and customer-focused individuals to start a career with us. Our goal is to help our customers achieve their goals.
  • Qualfirst Mortgage
  • 742 N. Anderson Rd, Suite 118, Rock Hill, SC, 29730
  • Qualfirst Mortgage is a full-service mortgage brokerage firm, covering North and South Carolina, that is partnered with America's best Mortgage Lenders. We will provide to you the best service, best turnaround times, lowest rate and most flexible mortgage loan products and Qualfirst Mortgage has 30 years of lending experience
  • Carolina Capital Management
  • 234 Johnston St., Rock Hill, SC, 29730
  • Carolina Hard Money is a commercial loan broker company serving the needs of the Real Estate Investor borrower who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina”. As part of our business practices, we also serve as co
  • Carolina Hard Money
  • 234 Johnston Street, Rock Hill, SC, 29730
  • Carolina Hard Money”, LLC is a commercial loan broker company serving the needs of the “Real Estate Investor” borrower (only) who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina.
  • Alan Efting
  • 6752 Rock Spring Rd, Wilmington, NC, 28405
  • At Alan Efting, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options