USDA and FHA Pro and Con in Lewistown, Mifflin County, PA

In 2026, the USDA loan cap in Lewistown, within Mifflin county of PA, stands at $336,500, while the FHA loan cap for a single-family dwelling is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today’s top USDA versus FHA rates. You can determine the needed income, credit standards, reserves, and documentation for qualification. Our cutting-edge mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, thereby identifying the most advantageous program for your financial circumstances in Alabama.

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2026 Loan Limits and Down Payment Requirements in Lewistown, Mifflin, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Lewistown, PA

Lendersa® seeks to promptly connect you with the ideal USDA or FHA loans with ease. Choose from three entry points that align with matching lenders and USDA loan programs.

Lendersa USDA loan request and match results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is only available in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LTV NOLA
  • 184 Remington Dr, Mandeville, LA, 70448
  • LTV Properties is a local Louisiana Equity Lender that specializes in hard money loans with no credit, income, or residency requirements. We offer fast closings and loan our own money. We have been doing business in the state of Louisiana for 11 years with over 120 years of personal, residential, and commercial lending experience.

  • Alpha Mortgage
  • 211 W Causeway Approach, Suite A, Mandeville, LA, 70448
  • Alpha Mortgage was formed in 1997 in Mandeville, Louisiana. It operates as a mortgage broker office and is licensed by the state of Louisiana. Experienced loan officers include Jimmy Briant and Neal Clark with forty-two years of experience. Several types of loans are offered, such as, conventional, FHA, VA, USDA, and reverse mortgages.

  • Adams State Bank
  • 649 Main St, Adams, NE, 68301
  • Although it doesn’t claim the prominence of age that many of its neighbors in southeastern Nebraska do, Adams State Bank does have the distinction of being one of the state’s five-generation banks, as well as the honor of having a past president of the Nebraska Bankers Association as its President.

  • Bank of the Flint Hills
  • 806 West Fifth Street, Wamego, KS, 66547
  • Bank of the Flint Hills, was chartered in 1876. Experiencing steady growth for the next 70 years, the bank moved it's location in 1972 one-half block west to a new, larger, and more modern building. In the early 90's more space was needed and the data processing and bookkeeping departments were moved to the building north of the main bank.

  • Kaw Valley State Bank
  • 1015 Kaw Valley Park Circle, Wamego, KS, 66547
  • Since our inception in 1913, the Kaw Valley State Bank & Trust Company has been the “Bank of Personal Service” for the Wamego area. We were pleased to merge with the First National Bank of Clifton in 2008. Situated on the county line between Washington and Clay counties, our Clifton location was chartered in 1878 and branched to St Marys in 1990.

  • Woodland Funding
  • 3100 South Dixie Hwy Unit C 50, Boca Raton, FL, 33432
  • Woodland Funding provides no-doc mortgage loans for Florida investors and business owners. Get financing with no income verification, no tax returns, and no minimum FICO—ideal for purchases and refinances on residential and commercial properties. Work with a mortgage lender in Florida offering no-doc loans in Florida—contact Woodland Funding today.

  • Insource Funding
  • 433 Plaza Real #275, Boca Raton, FL, 33432
  • Insource Funding is redefining real estate investment with no-doc financing. As a nationwide direct private lender, we specialize in bridge and 30-year fixed rental loans, offering quick in-house approvals. Say goodbye to credit score worries and hello to flexible deal structures with asset-based underwriting. Experience consistent closings in 13 d

  • South Atlantic Federal Credit Union
  • One West Camino Real, Suite 110, Boca Raton, FL, 33432
  • South Atlantic Federal Credit Union was originally started by the employees of the Boca Raton Resort and Club. It was chartered in 1973, and is a non-profit cooperative organized to provide our members with low-cost financial services. We are governed by a volunteer board of directors who are elected by and from the membership.

  • Reverse Mortgage Lending Center
  • 40 S.E. Fifth Street, Suite 502, Boca Raton, FL, 33432
  • We Promise to fully explain to you all the latest and most accurate information about Reverse Mortgages, but we also promise to never pressure you in any way. If you decide to proceed, we will be with you through every step of the process and after. We will always treat you with the respect you deserve.

  • Reach Home Loans
  • 327 Plaza Real, Suite 215, Boca Raton, FL, 33432
  • At Reach Home Loans communication, transparency, and speed are the focus. Our client and Realtor® reviews are a testament to that. Since our business relies heavily on word of mouth referrals, we understand the importance of being available to clients and referral partners beyond traditional banking hours.

  • lending2U
  • 1877 S Federal Hwy, Suite 304, Boca Raton, FL, 33432
  • "At LENDING2U we focus on working together and supporting our clients with effective and personalized financial solutions. We offer mortgages for residencial & commercial properties, constructions, ReFinancing and improvements.

    Our business areas include investors, brokers and realtors to become the best option of mortgage services."