USDA Vs. FHA Pro and Con comparison in Mifflintown, Juniata County, PA

In 2026, the USDA loan limit for Mifflintown, within Juniata county in PA, is set at $336,500. Meanwhile, the FHA loan limit is $472,030 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's USDA versus FHA rates. It will help determine the income, credit, reserves, and documents needed to qualify. Our sophisticated mortgage calculator lets you analyze USDA, FHA, Conforming, and VA options side by side, facilitating the decision on the best program in for your unique financial condition.

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Loan limits and downpayment requirements for 2026 in Mifflintown, Juniata county, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Mifflintown, PA

The primary aim at Lendersa® is to help you swiftly obtain the most beneficial USDA or FHA loan available, eliminating any unnecessary hassle. Start with one of the three options below, which will link you with matching lenders and USDA loan programs.

Illustration of Lendersa USDA loan request and matching outputs

Defining a USDA Loan in PA

The USDA home loan is a government-guaranteed mortgage provided by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. FHA loans demand at least 3.5% as a down payment, whereas the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Mifflintown Lenders

  • Pennian Bank
  • 2 North Main St., Mifflintown, PA, 17059
  • Lends in Pennsylvania
  • Since 1864, Pennian Bank has been providing a variety of banking and financial services for local residents and businesses. Formerly The First National Bank of Mifflintown, the bank changed its name in June 2017 to Pennian Bank. Pennian is a nod to the bank's Pennsylvania heritage and is a strong, unique name.

  • Juniata Valley Bank
  • 1762 Butcher Shop Road, Mifflintown, PA, 17059
  • Lends in Pennsylvania
  • Bank Right at JVB. The Juniata Valley Bank opened for business for the first time on August 5, 1867. Since that time, The Juniata Valley Bank has served Central Pennsylvania and beyond with a commitment to customer service and customer satisfaction. Starting with just one office in Mifflintown, Juniata County,

  • First Area Federal Credit Union
  • 23 South Dorcas Street, Lewistown, PA, 17044
  • Lends in Pennsylvania
  • The First Area Federal Credit Union is a unique financial institution. We are member owned and not-for-profit. Unlike banks that are strictly profit-driven, we return excess earnings to our members by providing better personal service, lower interest rates for loans, higher yields on savings accounts, new products and services.

  • MCS Bank
  • 19 N Brown St, Lewistown, PA, 17044
  • Lends in Pennsylvania
  • MCS Bank is a state-chartered, MUTUAL savings bank operating five community branches in Mifflin, Huntingdon and Snyder Counties and a Operations Center with full-service Branch in Milroy.

    Originally formed in 1923 as the Mifflin County Building and Loan Association, MCS Bank has grown throughout the years by focusing

  • Kish Bank
  • 4255 East Main Street, Belleville, PA, 17004
  • Lends in Pennsylvania
  • At Kish, we tell our customers to expect more. That’s more than a simple slogan—it’s a promise to deliver exceptional service as we work hard for our clients in all of our service lines: Banking, Wealth, Insurance, Benefits, and Travel.

    For over a century, solid and enduring values have made Kish Bank, the banking subsidiary of Kish Bancorp, I

  • The Bank of Landisburg
  • 100 North Carlisle Street, Landisburg, PA, 17040
  • Lends in Pennsylvania
  • The Bank of Landisburg had its beginning in 1903 when an organizational meeting was held on August 19th. $10,000.00 in capital had been raised by the selling of stock. Many familiar names were among the original stockholders: Sheibley, Jones, Wilson, Bower, Kennedy, Wertz, Dum, Kell, Loy, and Wagner.

  • Hometown Mortgage Resources Inc
  • 1612 State Rd, Duncannon, PA, 17020
  • Lends in Pennsylvania
  • At Hometown Mortgage Resources Inc., our motto is to provide you with "Great Rates & Honest Service". We treat each customer as an individual, not a number. We understand that each applicant has different needs and will help you find the rate and program that fits your situation.

  • Mid Penn Bank
  • 349 Union Street, Millersburg, PA, 17061
  • Lends in Pennsylvania
  • Mid Penn Bank, subsidiary of Mid Penn Bancorp, Inc., has been serving Central Pennsylvania since 1868. Headquartered in Millersburg, Pa., Mid Penn Bank has retail locations throughout Cumberland, Dauphin, Lancaster, Luzerne, Northumberland and Schuylkill Counties. Mid Penn is a full-service financial institution offering deposit products, mortgage.

  • FOOTE CAPITAL MORTGAGE COMPANY
  • 17 East High Street, Suite 102, Carlisle, PA, 17013
  • Lends in Pennsylvania
  • Headquartered in historic downtown Carlisle, Pennsylvania, Foote Capital Mortgage Company is a residential mortgage lender founded in 2006 by veteran bankers Shaun R. Foote and Rebecca Howell Foote. As a direct lender, Foote Capital has the distinct advantage of handling loan processing, underwriting, closing and funding its clients