USDA Vs. FHA Pro and Con comparison in Lorane, Berks County, PA

In 2025, the USDA loan limit for Lorane, located in Berks county, PA, is set at $336,500. In contrast, the FHA limit for a single-family home stands at $472,030.

Leverage the Lendersa® USDA loan calculator to compare current USDA and FHA rates. Determine the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial scenario in .

Browse loan offers from an array of over 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Lorane, Berks County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Lorane, PA

The goal of Lendersa® is to swiftly and efficiently provide you with the best USDA or FHA loan. Begin by selecting one of three methods below to connect with matching lenders and USDA loan programs.

Diagram of Lendersa USDA loan request and their matching results

Characteristics of a USDA Loan in PA

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is secured by the government Department of Agriculture, available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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