USDA and FHA Pro and Con in Lorane, Berks County, PA
In 2025, the USDA loan limit for Lorane, located in Berks county, PA, is set at $336,500. In contrast, the FHA limit for a single-family home stands at $472,030.
Leverage the Lendersa® USDA loan calculator to compare current USDA and FHA rates. Determine the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial scenario in .
Loan Limits and Downpayment Requirements for 2025 in Lorane, Berks County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Lorane, PA
The goal of Lendersa® is to swiftly and efficiently provide you with the best USDA or FHA loan. Begin by selecting one of three methods below to connect with matching lenders and USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is secured by the government Department of Agriculture, available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages need no down payment.
Epic Mortgage. Our mortgage broker in Brookfield, IL, can assist with a wide range of mortgage loans. And instead of handing you a one-size-fits-all mortgage loan, we'll actually work with you and your needs to find the best answer for you. Our owner cares deeply about each client he works with and wants to make your experience with us memorable.
FNBC Bank & Trust is a community bank with long standing connections to the communities which we serve. With over $500 million in assets, our banking offices provide a full range of personal and commercial deposit, loan, and trust services. FNBC offers a complete array of financial services with solutions for all financial needs in one place.
Countryside Bank is part of Wintrust, a financial holding company based in Rosemont, Illinois, with more than $36 billion in assets. Through our multiple companies and divisions, we provide traditional community banking and commercial banking services, wealth management solutions, commercial and life insurance premium financing, mortgage originatio
The Midwest Coalition of Labor Credit Union (MCLCU) is a member-owned, not for profit financial organization dedicated to providing a full range of financial services.
Our Mission is to ensure the long-term stability, managed growth, and the members' continued trust and loyalty in our credit union.
Lending Leaf Co. is a Mortgage Broker who provides a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Our company works with Certified Underwriters which allows issuing a decision on your application quickly. We maintain a dedicated professional sales and operations staff.
PromiseOne Bank (f/k/a NOA Bank) was established on November 6, 2008 by a group of individuals who shared a vision to create a true community bank that would serve our community and its diverse population. We started our banking operation from our main branch in Gwinnett County & have expanded our geographic footprints to Dekalb & Fulton Counties.
2645 North Berkeley Lake Road, Building A, Suite 102, Duluth, GA, 30096
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"We’re making getting a mortgage easier than ever before. Brightside Home Loans Inc.
has an experienced team of brokers on staff. From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days."