In 2025, the USDA loan limit for Lower-Alsace, county of Berks, PA, is $285,000; in contrast, the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and discover the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The goal of Lendersa® is to efficiently connect you with ideal USDA or FHA loans without delay. Begin by selecting one of three strategies to find matching lenders and relevant USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture and known as the USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage requires none, making this an attractive choice for eligible buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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