USDA Vs. FHA your options comparison in Reiffton, Berks County, PA
In 2025, the USDA loan limit in Reiffton within Berks county, PA, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to compare the current leading USDA versus FHA rates and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding in determining the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Reiffton, County of Berks, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Reiffton, PA
The objective of Lendersa® is to securely connect you with optimal USDA or FHA loans rapidly, without hassle. Choose one of three starting points, each leading to matched lenders and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, making them a compelling option for eligible buyers.
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