USDA and FHA Pro and Con in Macungie, Lehigh County, PA
In 2025, the USDA loan limit for Macungie, in Lehigh County, PA, is $336,500, while the FHA limit for a single-family home stands at $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's USDA vs. FHA rates, determining the income, credit, reserves, and documents required for eligibility. Use our advanced mortgage calculator to see USDA, FHA, Conforming, and VA options side by side, aiding your choice of the best program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Macungie, Lehigh County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Macungie, PA
The aim of Lendersa® is to connect you with the best USDA or FHA loan efficiently and without trouble. Choose one of three paths leading to matched lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, offering a significant advantage to eligible buyers.
"123 Mortgage, we offer a full range of loan products whether you are making a purchase or would like to learn more about refinancing, our team of experienced mortgage professionals have you covered! Explore our customizable loan programs to learn more.
Fixed Rate Mortgages
FHA Streamline Financing
Cash Out Mortgage
Conventional Loans
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1200 Associates Drive, Suite 102, Dubuque, IA, 52002
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