In 2026, the USDA loan limit for Upper-Milford, situated in Lehigh, PA, is $298,080, whereas the FHA cap for a single-family home is $372,600.
Utilize the Lendersa® USDA loan calculator to assess and compare today's optimal USDA versus FHA rates, determining the income, credit, reserve requirements, and documents needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, helping you choose the best option for your financial profile in .
2026 Loan Limits and Down Payment Requirements in Upper-Milford, County of Lehigh, PA
Loan Type
Loan Limit
Down Payment
USDA
$298,080
0%
FHA
$372,600
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Upper-Milford, PA
Lendersa® seeks to provide optimal USDA or FHA loans swiftly and without hassle. Select one of three initial options that lead to matching lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.
My Lehigh Valley roots are deep: I grew up in Macungie, graduated from Emmaus High School, earned a BSBA degree in marketing/finance at Kutztown University, and brought my family back to the Lehigh Valley in 2013. On the professional side, I am unique among loan originators in the Lehigh Valley; no one else can match my experience
Lehigh Valley Educators Credit Union came into existence on January 19, 1934, chartered in the State of Pennsylvania as a State Credit Union. Its purpose was to promote thrift among its members and make a means of credit available for provident and productive purposes. The original field of membership consisted of teachers
Allentown Federal Credit Union has been open since 1955. The credit union has assets totaling $88.95 Million and provides banking services to more than 6, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state
People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient, personalized atmosphere.
1255 S. Cedar Crest Blvd, Suite 1630, Allentown, PA, 18103
Lends in Pennsylvania
Bright Financial Group is a Mortgage Brokerage. We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you.
1255 S. Cedar Crest Blvd. STE 1620, Allentown, PA, 18103
Lends in Pennsylvania
We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you to form a loan that is for you.
We are mortgage brokers, which means that we work with many different lenders to find you the best deals that they can provide. We do all of the work and shopping around so that you don't have to. Once we lay out the options, you only have to decide which one best meets your needs.
The Perna & Associates Mortgage Solutions Team have experience servicing home buyers and owners, both residential & commercial customers for the past 29 years.Licensed by the Department of Banking & Securities as a Mortgage Broker in the state of PA, Perna & Associates Team have a history of working with borrowers in over 40 counties in the state
6126 Hamilton Boulevard, Suite 102, Allentown, PA, 18106
Lends in Pennsylvania
APCI Federal Credit Union (APCI FCU) is a non-profit financial cooperative that has serviced our members since 1954. We have a staff of 50+, with over 500 years of combined credit union experience.
As banks implement new fees or raise existing account charges, APCI FCU's value proposition continues to grow stronger
