USDA and FHA Pro and Con in Upper-Milford, Lehigh County, PA

In 2025, the USDA loan limit for Upper-Milford, situated in Lehigh, PA, is $298,080, whereas the FHA cap for a single-family home is $372,600.

Utilize the Lendersa® USDA loan calculator to assess and compare today's optimal USDA versus FHA rates, determining the income, credit, reserve requirements, and documents needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, helping you choose the best option for your financial profile in .

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2025 Loan Limits and Down Payment Requirements in Upper-Milford, County of Lehigh, PA

Loan Type Loan Limit Down Payment
USDA $298,080 0%
FHA $372,600 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Upper-Milford, PA

Lendersa® seeks to provide optimal USDA or FHA loans swiftly and without hassle. Select one of three initial options that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1966 Freedom Dr, Clearwater, FL, 33755
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