USDA and FHA Pro and Con in Hereford, Berks County, PA
In 2025, the USDA loan limit in Hereford, part of Berks county, PA, stands at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Explore Lendersa® USDA loan calculator to compare the top rates of USDA against FHA loans today. Determine the income, credit score, reserves, and documents required for qualification. Our enhanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the right program in for your financial scenario.
2025 Loan Limits and Down Payment Requirements in Hereford, Berks, PA
Type of Loan
Loan Ceiling
Required Down
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Hereford, PA
The aim of Lendersa® is to quickly and effortlessly secure the best USDA or FHA loan for you. Choose from three starting approaches to connect with lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% down payment, the USDA mortgage mandates no down payment.
38058 N Dena Dr, Suite 4427, San Tan Valley, AZ, 85140
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Driven Lending is an Arizona-Based company, established in 2019. At Driven, we believe that the process of purchasing or refinancing a home should be one of the most rewarding experiences of your life and we are taking a stand against the transactional nature of the process by making it fun and enjoyable.
16626 E Avenue Of The Fountains, Suite 103, Fountain Hills, AZ, 85268
With mortgage financing as very complex as it is, Integrity Home Mortgage LLC aims to ensure that your home financing is made as easy as possible. Whether you are purchasing a new home, refinancing an existing home to a lower rate, consolidating debt, we at Integrity Home Mortgage LLC
16810 East Ave Of The Fountains, Fountain Hills, AZ, 85268
At Discount Mortgage Advisors, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
16114 East Powderhorn Drive, Fountain Hills, AZ, 85268
Top Funding specializes in purchase, refinance and investor loans. We provide loans for home purchases and refinances while supporting all residential property types. Whether it’s your primary residence, a secondary residence or an investment property we have you covered. Top Funding utilizes industry-leading technology to maximize
16810 E. Avenue of the Fountains, Suite 214, Fountain Hills, AZ, 85268
Bill McKellips and Dan Fann have been in the mortgage industry for over 15 years. They combined efforts and began Desert Creek Mortgage in 2004. They are committed t dealing openly and honestly with their customers. Getting a mortgage can be confusing and overwhelming. Desert Creek wants to make it as easy and painless as possible.
16810 Avenue of the Fountains, Suite 104, Fountain Hills, AZ, 85268
At Goldwater Mortgage Financial Company Inc., professional mortgage company specializing in residential mortgages. At Goldwater Mortgage Financial Company Inc., we will find a loan that fits each borrower. Unlike big banks that have order taker helping you with your loan, we have highly skilled loan consultants.
Armor Investment Company in October 0f 1981. Back then interest rates for FHA/VA Loans were hovering in the 18-20% range. I noticed that seasoned notes and mortgages were being cashed in by worried investors. These notes bearing 6-8% interest were being discounted to yield investors 20-25% interest. Wow! That caught my attention.
A member of the Tucson community since 1952, Hughes Federal Credit Union is dedicated to enriching the financial lives of the people and community we serve. This commitment extends to our employees as well. Named #1 Credit Union in Arizona by Forbes, Hughes serves over 157,000 members with $1.8 billion in assets and is growing every day.
Pima Federal Credit Union since In 1951, sixteen teachers pooled together $84 in deposits and founded our credit union with the common purpose of helping people. To this day, our common purpose still exists. We’re here for our members and we thrive by delivering on our value promise of Smart. Simple. Personal
