USDA Vs. FHA your options comparison in Breinigsville, Lehigh County, PA

In 2025, the USDA loan limit for Breinigsville, situated in the county of Lehigh, PA, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, helping you choose the optimum program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Breinigsville, Lehigh, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Breinigsville, PA

The goal of Lendersa® is to swiftly provide you with the best USDA or FHA loan without unnecessary delay. Begin with one of three starting points, which facilitate matching with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in PA?

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is available specifically in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan offers a zero down payment option.

Enter your location to find out if it qualifies for USDA rural housing loan?



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