USDA Vs. FHA Pro and Con comparison in McCandless, Allegheny County, PA

In 2025, the USDA loan cap for McCandless in Allegheny county, PA, is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates and ascertain the income, credit, reserves, and documents required for eligibility. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding your decision on which program suits your financial situation in .

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2025 Loan Thresholds and Down Payment Requirements in McCandless, Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in McCandless, PA

The aim of Lendersa® is to swiftly and smoothly arrange the most favorable USDA or FHA loans. Begin with one of three approaches, leading to appropriate lender matches and USDA loan schemes.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in PA?

The USDA home loan, supported by the government's Department of Agriculture, also known as a USDA rural development loan or mortgage, is specific to rural areas. Contrarily, FHA loans demand a 3.5% down payment, whereas USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • GLOBAL CAPITAL ASSETS
  • 888 Brickell Avenue, Cape Coral, FL, 33131
  • Global Capital Assets is a private firm providing loans to foreign nationals, to US citizens, and capital for real estate development. We facilitate foreign national loans for residential & commercial properties in Florida, NY, TX & CO.We also facilitate loans to citizens & residents buying in The Dominican Republic
  • BMG Money, Inc.
  • 444 Brickell Avenue Suite 250, Miami, FL, 33131
  • "BMG Money is a consumer finance company, which through innovation, we created an online credit solution to combat the payday lenders A traditional approach to assessing a person’s creditworthiness relies on using an often misleading credit score as a sole marker of reliability. BMG Money takes a more holistic approach
  • David A. Krebs
  • 1080 Brickell Avenue, Miami, FL, 33131
  • David A. Krebs is a licensed mortgage broker who can navigate you through the process of finding the right loan for your needs.and He is licensed to broker residential mortgages in Florida,David thoroughly enjoys leveraging his 15-plus years of experience in the mortgage industry to help his clients.
  • GenX Capital Partners LLC
  • 200 Biscayne Blvd Way, Miami, FL, 33131
  • GenX Capital Partners and their equity fund partners target real estate investment debt and equity partnership opportunities that fall into the broad categories of value add opportunities and event driven/complex situations. We work only with seasoned sponsors who have a solid project backed by a compelling story and business plan that gives the ha
  • International Finance Bank
  • 777 Sw 37, Miami, FL, 33135
  • Since 1982, International Finance Bank has grown alongside the Miami community, serving clients from around the world. We customize any of our banking and lending products, adding a personal touch to everything we do. At International Finance Bank, relationships mean more than transactions, service is never an afterthought—and every client matters.
  • The Peoples Bank
  • 222 S Main St., Pratt, KS, 67124
  • With long-term employees serving an excellent customer base, The Peoples Bank is a unique and financially strong community bank. We have offices in seven rural counties – Barber, Kingman, Kiowa, Osborne, Pratt, Russell and Smith – stretching from the Oklahoma border to the Nebraska border in Central Kansas.
  • Redeemer Federal Credit Union
  • 515 County Road 1118, Greenville, TX, 75401
  • Redeemer Federal Credit Union (RFCU) was officially chartered on August 26, 2015 and commenced business on January 15, 2016. RFCU's major sponsor is The Redeemed Christian Church of God – North America (RCCGNA). It was the vision of Pastor (Dr.) James Fadel, The Special Assistant to the General Overseer & Chairman of RCCGNA that led to the establis
  • American Fidelity Mortgage Inc
  • 8370 West Flagler Street, Suite 145, Miami, FL, 33144
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Millenium Home Mortgage
  • 8550 W. Flagler Street, Suite 104, Miami, FL, 33144
  • Established in 1998, Millenium Home Mortgage, LLC has the reputation as an outstanding mortgage banker, serving the lending needs of real estate professionals, builders, homeowners and buyers throughout New Jersey, New York, Pennsylvania and Connecticut.We pride ourselves on fast approvals and hassle free processing.
  • GLOBAL LENDING SOLUTIONS
  • 937 SW 87 Ave, Suite A, Miami, FL, 33174
  • Global Lending Solutions's goal is to help people achieve their American Dream. Global lending Solutions provides quality mortgage services to the people of South and central Florida. Global Lending Solutions LLC Office in 937A Southwest 87th Avenue, Miami, Florida 33174, United States. Call us today at (786) 452-1189
  • Team MC Home Loans LLC
  • 9600 South West 8th Street, Suite 2, Miami, FL, 33174
  • At Team MC Home Loans LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options