USDA VS FHA in Ohio, Allegheny County, PA

In 2026, the USDA loan limit in Ohio, part of the county of Allegheny, PA, is $336,500, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the most competitive current USDA and FHA rates, and determine the required income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, explore USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best solution for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Ohio, Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Ohio, PA

Lendersa® focuses on quickly securing the optimal USDA or FHA loan for you, without hassle. Choose from three starting points to match with lenders and USDA loan programs.

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What Defines a USDA Loan in PA?

A USDA home loan, backed by the government Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage can be obtained with no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Wilmington Police and Fire Federal Credit Union
  • 1701 Shallcross Avenue, Suite B, Wilmington, DE, 19806
  • The Wilmington Police & Fire Federal Credit Union is member-owned and directed organization dedicated to providing financial services to its members. We aspire to be your primary financial institution, providing an array of lifetime financial services to you & your family. We will provide efficient and accurate services in a cost justified manner.

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  • Old Glory Mortgage Inc
  • 10 East Lancaster Avenue, Paoli, PA, 19301
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • EXCEL MORTGAGE CORP USA
  • 34 Darby Road, Paoli, PA, 19301
  • Excel Mortgage Corp, USA was established in 2007 by Ryan Hall and Chris Pappa. Ryan and Chris wanted to take their experience in the industry and expand it to really focus on the client. Meeting with borrowers throughout the process, attending settlements and having a live person answering

  • Northwestern Federal Credit Union
  • 234 North Main Street, Bryan, OH, 43506
  • Northwestern Federal Credit Union has been open since 1950. The credit union has assets totaling $13.72 Million and provides banking services to more than 2, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Go Mortgage Group, LLC
  • 9308 South Mooreland Road, Richmond, VA, 23229
  • Go Mortgage Group is based in Richmond, Virginia and is a leader in providing home loans for properties located in the Commonwealth. We originate and process our mortgage loans in a secure digital environment, so a computer or mobile device is all you need.and Our eco-friendly doc-less approach to mortgage lending is simple and efficient.

  • Academy Mortgage, Inc
  • 8100 Three Chopt Road, Suite 146, Richmond Hill, NY, 23229
  • Academy mortgage, Inc. is a full service Mortgage Broker established in 1996. We are licensed to provide mortgages for purchase and refinance on properties located anywhere in the state of Virginia and are licensed by the Virginia SCC. NMLS ID#393150 Broker established in 1996. We are licensed to provide mortgages for purchase and refinance.

  • Home Loan Zone, Inc
  • 400 N Ridge Road, Suite 200, Henrico, VA, 23229
  • Home Loan Zone is a Virginia based mortgage company that offers high quality mortgage services to residential clients.Our mission is to help turn today’s dreams of homeownership into tomorrow’s reality.We focus on providing personal & specialized services to meet your specific needs through educating you on our full range of loan products and terms