USDA Vs. FHA Pro and Con comparison in Ohio, Allegheny County, PA
In 2025, the USDA loan limit in Ohio, part of the county of Allegheny, PA, is $336,500, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare the most competitive current USDA and FHA rates, and determine the required income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, explore USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best solution for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Ohio, Allegheny, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Ohio, PA
Lendersa® focuses on quickly securing the optimal USDA or FHA loan for you, without hassle. Choose from three starting points to match with lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage can be obtained with no down payment at all.
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Bison State Bank blends the traditional personalized experience of your local neighborhood bank with an innovative approach, the latest technology, and the expertise of top notch banking professionals. Since 1901, our bank has been dedicated to providing an exceptional experience for our customers.
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Your Mortgage are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
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SimpliFast Lending has implemented plans to keep our employees safe while we continue to serve our customers through this COVID-19 virus crisis. We are proud to have robust technology in place that enables our employees to efficiently and effectively provide customer service remotely. Our office phones are all still working,
