USDA Vs. FHA your options comparison in McKean, Erie County, PA
In 2025, the USDA loan limit for McKean, located in Erie County, PA, is $336,500. In comparison, the FHA limit for a single-family home here is $472,030. Knowing these limits is essential for prospective homebuyers planning their finances effectively for home purchasing.
Take advantage of the Lendersa® USDA loan calculator to compare today’s best USDA vs. FHA rates, evaluating the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you choose the best fit for your financial situation in . This approach ensures a comprehensive outlook for informed decision-making.
2025 Loan Limits and Down Payment Requirements in McKean, Erie County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in McKean, PA
Lendersa® is committed to helping you swiftly secure the best USDA or FHA loan with minimal hassle. Start with one of three pathways to connect with matching lenders and suitable USDA loan programs for your needs.
A USDA home loan is secured by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is available only in rural areas and, unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment, providing a significant advantage for eligible rural buyers.
Money Mart is your convenient, one-stop money services destination for a check cashing, money between paydays or a Western Union® money transfer. Our friendly staff is ready to serve you. Store is located in Pearl Kai Shopping Center along Kamehameha Hwy off of the Pearlridge exit westbound across from the Pearlridge Mall.
Pacific Rim Mortgage LLC has been around since 2005. We specialize in FHA loans, VA loans, USDA loans, pre-approvals, purchases, refinances, debt consolidation, and credit repair. Our team averages over 12 years of mortgage lending experience. We have closed many loans, won many awards, and worked really hard.
"In 2006, Ed and Bernie stepped out in faith and started Solid Rock Home Loans, with a vision to bring honesty and excellence to the mortgage lending in Hawaii.
In 2019, Solid Rock Home Loans celebrates their 13 year anniversary having the honor to help many families dreams come true through homeownership."
HI Velocity Mortgage was started with the vision to offer great rates with exceptional service. We strive to simplify the mortgage process while tailoring to your specific financial goals. and also HawaiiVALoans. He has a wide variety of experience finding his clients’ needs and helping them fulfill their home buying goals.
At the University of Hawai'i at Manoa, we are a not-for-profit financial cooperative owned and operated by our members. In keeping with our philosophy of "people helping people," we offer a wide range of financial products and services with the highest level of service directed primarily to the University of Hawai'i community.
The Hawaii Law Enforcement Federal Credit Union was originally formed in 1937 as the Honolulu Police Federal Credit Union by a group of police officers. The goal was to create a financial institution to serve the unique financial needs of the employees of the Honolulu Police Department.
1415 Kalakaua Avenue, Suite 209, Honolulu, HI, 96826
Specializing in Large, Fast, Hard Money Loans, secured by Real Estate. Joint Venture, JV partners with cash are available to consider any Hawaii Real Estate Rehab, Fix & Flip or Investment...Hard Money Loans, secured by Real Estate. Joint Venture, JV partners with cash are available to consider any Hawaii
"House of Finance, Inc. was licensed on July 27th, 1995 as an Industrial Loan Business by Mr. & Mrs. Roland and Evelyn Casamina.
Mr. Casamina, who is the current President and Chief Executive Officer of House of Finance, Inc., founded the company to service the people of the State of Hawaii when it came to the purchasing.
· Ultra Low “Wholesale Mortgage Rates” for Refinances and Purchases!
· Over 200 1st Party 5 Star Online Reviews!
· Company and Head Broker vetted by Hawaii's Channel 2 TV News and named “The Local Mortgage Expert”
· Expertise.com AWARD FOR BEST OF BEST BROKER in California & Hawaii!
· A+ Rated and Accredited with the Better Business Bur
1888 Kalakaua Avenue, Suite C312, Kailua, HI, 96815
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages. We are based in Hawaii, and concentrate on Hawaii only. Broker support available 8am to 8pm. Company updates on current and future compliance issues
Mahalo Mortgage is a kama‘aina company that offers a diverse range of loan programs, including government products such as FHA, VA and USDA. These programs provide qualifying individuals lower down payment options as well as increased flexibility in credit and income requirements
