USDA VS FHA in McKean, Erie County, PA

In 2025, the USDA loan limit for McKean, located in Erie County, PA, is $336,500. In comparison, the FHA limit for a single-family home here is $472,030. Knowing these limits is essential for prospective homebuyers planning their finances effectively for home purchasing.

Take advantage of the Lendersa® USDA loan calculator to compare today’s best USDA vs. FHA rates, evaluating the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you choose the best fit for your financial situation in . This approach ensures a comprehensive outlook for informed decision-making.

Review loan offers from a broad array of 100 lenders.

2025 Loan Limits and Down Payment Requirements in McKean, Erie County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in McKean, PA

Lendersa® is committed to helping you swiftly secure the best USDA or FHA loan with minimal hassle. Start with one of three pathways to connect with matching lenders and suitable USDA loan programs for your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan is secured by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is available only in rural areas and, unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment, providing a significant advantage for eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Deephaven Mortgage® LLC. All rights reserved. This material is intended solely for the use of licensed mortgage professionals. Distribution to consumers is strictly prohibited. Program and rates are subject to change without notice. Not available in all states. Terms subject to qualification. NMLS #958425
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