USDA Vs. FHA Pro and Con comparison in Fairview, York County, PA

For 2025, the USDA loan limit in Fairview, in York County, PA, is set at $336,500. In comparison, the FHA limit for single-family homes is $472,030.

Use the Lendersa® USDA loan calculator to assess today’s top rates for USDA versus FHA loans. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial situation in .

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2025 Loan Limits and Down Payment Specifications in Fairview, York, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Fairview, PA

The objective of Lendersa® is to swiftly secure the best USDA or FHA loan, with minimal hassle. Opt for one of three initial pathways to engage with lenders and explore USDA loan offerings.

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Understanding USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as a USDA rural development loan, is offered exclusively in rural areas. In contrast to FHA loans needing a minimum 3.5% down payment, USDA loans require no down payment, making them more accessible for qualified applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Acadian Federal Credit Union
  • 102 Sunbeam Lane, Lafayette, LA, 70506
  • Acadian Federal Credit Union has been serving our members since 1950, with the help of our member volunteers. We continue to expand our products and services to keep up with technology. We pride ourselves on offering great rates and services to our geographically diverse membership.
  • Acadiana Medical Federal Credit Union
  • 702 St Landry Street, Lafayette, LA, 70506
  • Acadiana Medical Federal Credit Union membership is a great way to obtain many low-cost financial services. Establishing AMFCU membership means you will be opening a Savings Account (Regular Share Account) with a minimum deposit of $15 to open a regular share account. Once the account has been opened.
  • Maple Federal Credit Union
  • 105 Toledo Drive, Lafayette, LA, 70506
  • Maple Federal Credit Union is here to celebrate with you when things are going well—but we’re also there for you when life happens. No matter where you are right now, we’re ready to meet you with fair, affordable loan rates and savings programs that can help you achieve your dreams and prepare for life’s unexpected turns.
  • 705 Federal Credit Union
  • 1455 West Willow Street, Lafayette, LA, 70506
  • 705 Federal Credit Union is opend since 1968. 705 Federal Credit Union is a not-for-profit financial institution. The credit union gives profit made back to those who belong through lower interest rates on loans, fewer fees, and higher dividends on savings accounts. Our members are made up of employees of various businesses within the Acadiana.
  • University of Louisiana Federal Credit Union
  • 805 Bertrand Drive, Lafayette, LA, 70506
  • Chartered in September 1958 University of Louisiana Federal Credit Union was formed by ten employees of Southwestern Louisiana Institute. These employees wanted to create a source of credit for members by pooling their savings to make loans at a low interest rate as well as offer other financial services for the economic well-being of members.
  • Meritus Credit Union
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  • Since 1954, MERITUS ® Credit Union (formerly Lafayette Schools Credit Union) has been dedicated to providing the best value in banking. You can count on us for personal service and solutions that fit every stage of your life and financial goals. Our mission is Securing your future by delivering affordable financial solutions,
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  • Central mortgage service inc founded in 1999 we've weathered many storms and changes in this industry. Constantly adapting, overcoming and adjusting to the ever changing lending programs and guidelines. Now more than ever, you need to deal with a tried and proven industry professional.
  • Investar Bank
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  • Headquartered in Baton Rouge, Investar Bank is a full-service community bank that offers a superior level of products and services to individuals, professionals and small, medium and large businesses. This includes specialty accounts, bill paying services, cash management, electronic transactions and a wide variety of loan services.
  • US CapitalGroup Mortgage LLC
  • 3861 Ambassador Caffery Parkway, Suite 100, Lafayette, LA, 70503
  • US CapitalGroup Mortgage is a Veteran owned and Operated company based out of Lafayette, Louisiana. We are a client focused business bringing the best in mortgage products available at the lowest rates! Founded in Lafayette, Louisiana, US CapitalGroup Mortgage is a full service Mortgage brokerage.
  • Woods Mortgage and Financial Services LLC
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