USDA Vs. FHA your options comparison in Fairview, York County, PA

For 2025, the USDA loan limit in Fairview, in York County, PA, is set at $336,500. In comparison, the FHA limit for single-family homes is $472,030.

Use the Lendersa® USDA loan calculator to assess today’s top rates for USDA versus FHA loans. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial situation in .

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2025 Loan Limits and Down Payment Specifications in Fairview, York, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Fairview, PA

The objective of Lendersa® is to swiftly secure the best USDA or FHA loan, with minimal hassle. Opt for one of three initial pathways to engage with lenders and explore USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as a USDA rural development loan, is offered exclusively in rural areas. In contrast to FHA loans needing a minimum 3.5% down payment, USDA loans require no down payment, making them more accessible for qualified applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Delta Bay Realty
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  • Delta Bay Realty is your one-stop shop for all things Real Estate in the SF Bay area. From Buyer and Seller consultations to investor support and recommendations. We handle it all. We're not just making satisfied clients, we're making friends Delta Bay Realty is selling, buying or both, you can count on me as the local expert in the market.
  • Jadestone Mortgage, Inc.
  • 3260 Blume Dr, Suite 320, Richmond, CA, 94806
  • "Jadestone Mortgage, Inc. located in San Francisco's east bay has the experience with FHA, VA, Conventional and Reverse Mortgage loans. Our objective is to help you achieve your goal, whether buying or refinancing or seeking a Reverse Mortgage. Our friendly, experienced team will help you navigate the mortgage market to find the best.
  • Cooperative Center FCU
  • 3015 San Pablo Ave, Berkeley, CA, 94702
  • At Cooperative Center FCU being part of the cooperative movement is, quite literally, baked into our DNA. As a Certified Minority Depository and Community Development Financial Institution our mission is to serve the underserved and unbanked/underbanked in the communities, Alameda and West Contra Costa Counties, our field of membership work or live
  • Community Bank of the Bay
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  • Established in 1996, Community Bank of the Bay is an independent, community-focused bank with 25 years of active financial investment in businesses and individuals in the San Francisco Bay Area. Our mission is to foster and promote economic development in the communities we serve.
  • Matson Credit Union loan
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  • Chartered in 1938, Matson Employees’ Federal Credit Union was established to provide the best services possible — in a friendly atmosphere — for our members and their families. We are a non-profit, financial cooperative owned by you, our members. So you can rest assured that we will always be looking out for your best interest
  • Money Source
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  • TMC Financing
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  • Falcon Bridge Capital LLC
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  • Self-Help Federal Credit Union
  • 1970 Broadway, Suite 350, Oakland, CA, 94612
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