USDA Vs. FHA Pro and Con comparison in McMurray, Washington County, PA

In 2026, the USDA loan limit for McMurray in the county of Washington, PA, is $336,500. At the same time, the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to review today's best USDA versus FHA rates. You'll also determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the optimal program for your financial scenario in .

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2026 Loan Limits and Downpayment Requirements in McMurray, County of Washington, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in McMurray, PA

Lendersa® aims to quickly secure the best possible USDA or FHA loan without unnecessary hassle. Start with one of the three options below to connect with lenders and discover USDA loan programs.

Illustration of Lendersa USDA loan request and matching results

Defining USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural regions. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage does not require any down payment, making it an attractive option.

Enter your location to find out if it qualifies for USDA rural housing loan?



McMurray Lenders

  • KEYSTONE HOME FINANCE LLC
  • 222 Fox Run Drive, Venetia, PA, 15367
  • Lends in Pennsylvania
  • Keystone home finance company Headquartered in the Pittsburgh area with a reach that spreads across all of Pennsylvania, Keystone Home Finance has been consistently recognized as a leading source for low cost mortgages. The founder and owner, Keith Landis is a well known author within the mortgage community and has been sharing his expertise

  • Brentwood Bank
  • 411 Mcmurray Road, Suite 200, Bethel Park, PA, 15102
  • Lends in Pennsylvania
  • Brentwood Bank is a full service Community Bank in the South Hills communities of Pittsburgh, as well as Beaver County. For more than 95 years, we've operated on the principal that banking is a people business. We take pride in maintaining longstanding traditions of strength, service and trust.

  • Pennsylvania-American Water Federal Credit Union
  • 6050 Library Road, Bethel Park, PA, 15102
  • Lends in Pennsylvania
  • At Pennsylvania-American Water Federal Credit Union. We offer numerous services for all your financial needs. A warm welcome is extended to all our prospective new members. Hopefully we can provide a pleasant & profitable place for you & your family to save & borrow money. We are a Federally insured credit union originally chartered in 1974.

  • Solar Financial Group LLC
  • 704 Arkwood Drive, Bethel Park, PA, 15102
  • Lends in Pennsylvania
  • We take pride in offering the best rates, low fees and personal service. We are dedicated to serving the needs of our customers each and every day.

    Solar Financial has been in business since 2004 and currently holds an A+ rating with the Better Business Bureau. We have over 100 years of loan and banking experience among our senior loan officer

  • American Financial Mortgage Corporation
  • 1035 Boyce Rd, Suite 205, Pittsburgh, PA, 15241
  • Lends in Pennsylvania
  • American Financial Mortgage Corporation is one of the oldest Mortgage Bankers in the state. Founded on the principle that everyone deserves to own their own home with financing they can afford, American Financial has done more to help individuals and families turn their dream into reality.

  • METRO ADVISOR GROUP, LLC
  • 1700 North Highland Road, Pittsburgh, PA, 15241
  • Lends in Pennsylvania
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Equity Edge Funding Corporation
  • 4050 Washington Rd, Suite 3F, Canonsburg, PA, 15317
  • Lends in Pennsylvania
  • Founded in 2001, Equity Edge Funding prides itself on its unmatched level of customer service. All of the loan officers take great strides in earning your business and work diligently toward being your "trusted mortgage financial advisor for life", not just one transaction. The company has developed a strong reputation

  • MJ Mortgage & Tax Services, Inc.
  • 321 Winners Circle, Canonsburg, PA, 15317
  • Lends in Pennsylvania
  • We understand that each customer has specific needs, so here at MJ Mortgage & Tax Services Inc., we strive to provide our clients with enhanced services and follow-though. Because of our many years in both the lending and the real estate industries, we make the complicated process seem easy and straightforward.

  • THREE RIVERS LENDING
  • 375 Southpointe Blvd, Suite 340, Canonsburg, PA, 15317
  • Lends in Pennsylvania
  • Three Rivers Lending "Mortgage and Refinancing Experts" with over 30 years of experience. We serve Pennsylvania and Florida. We are Mortgage Brokers so we can shop your loan with 18 of our investors to get you the best rate and product. Remember you only need 3.5% down to buy your new home. Call us so we can help you