USDA and FHA Pro and Con in McMurray, Washington County, PA

In 2025, the USDA loan limit for McMurray in the county of Washington, PA, is $336,500. At the same time, the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to review today's best USDA versus FHA rates. You'll also determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the optimal program for your financial scenario in .

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2025 Loan Limits and Downpayment Requirements in McMurray, County of Washington, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in McMurray, PA

Lendersa® aims to quickly secure the best possible USDA or FHA loan without unnecessary hassle. Start with one of the three options below to connect with lenders and discover USDA loan programs.

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Defining USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural regions. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage does not require any down payment, making it an attractive option.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Allegent Community Federal Credit Union
  • 1001 Liberty Avenue, Suite 100, Pittsburgh, PA, 15222
  • Allegent is a full service financial institution offering better rates, lower fees and the personal attention you deserve. All you need to do, in order to establish your membership, is open a savings account with an initial $5 deposit and from there, all of our products and services are available at your fingertips.
  • ACBA Federal Credit Union
  • 307 Fourth Ave - Suite 801 The Bank Tower, Pittsburgh, PA, 15222
  • ACBA FCU was established in 1939 as a savings and lending institution that offers financial services to the Department of Public Welfare workers and their family members in Allegheny County, PA. For the past 70 years, our philosophy has been: real service to real folks who want fair dividends for their savings and access to lending services.
  • JP Real Estate Funding LLC.
  • 5831 Forward Ave #1168, Pittsburgh, PA, 15217
  • Ezra Javasky is the founder and CEO of JP Real Estate Funding. Ezra has been in the hard money space since 2013, having funded over $200mm in both short and long term loans. He works with both experienced and new investors helping them finance flips and rentals nationwide. His knowledge, experience throughout his career and great customer service
  • Alcoa Pittsburgh Federal Credit Union
  • 30 Isabella Street, Suite 100, Pittsburgh, PA, 15212
  • Alcoa Pittsburgh FCU is a member owned not-for-profit financial cooperative. Unlike other financial institutions that need to generate profit to satisfy stockholders, we judge our success based on member satisfaction. Accordingly, we return earnings to our members through competitive dividend rates.
  • SSB Bank
  • 2470 California Avenue, Pittsburgh, PA, 15212
  • SSB has been Pittsburgh's choice for local personal and business banking since 1922. SSB Bank is excited to serve Pittsburgh’s McCandless and North Side communities. Please stop in or call our friendly staff members to find out how you can benefit and save money as part of the SSB Bank family.
  • BVA Federal Credit Union
  • 608 Rostraver Road, Belle Vernon, PA, 15012
  • BVA Federal Credit Union’s main objective is to provide outstanding financial services to its members. The credit union was chartered in 1966 as Rostraver Federal Credit Union. In 1969 the charter name was changed to Belle Vernon School Employees Federal Credit Union. The name changed again in 1999 to BVA Federal Credit Union
  • Cal-Ed FCU
  • 100 Technology Drive, Coal Center, PA, 15423
  • Cal-Ed Federal Credit Union has been open since 1960. The credit union has assets totaling $22.67 Million and provides banking services to more than 5, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
  • URE Federal Credit Union
  • 201 Beech Street, East Pittsburgh, PA, 15112
  • URE Federal Credit Union to promote thrift among its members and to provide access to financial empowerment through low cost financial services. URE is committed to providing quality services to our members in a prompt, courteous and responsible manner, while maintaining competitive rates
  • The East End Food Co-op Federal Credit Union
  • 7516 Meade Street, Pittsburgh, PA, 15208
  • The East End Food Co-op Federal Credit Union is a member-owned and democratically-governed non-profit financial cooperative. Together, we strive to provide equitable access to fair and transparent banking and credit. We are committed to safe, sound and sustainable banking that responds to the needs of the community, nurtures financial growth.
  • Forest Hills Mortgage
  • 5825 Darlington Rd, Pittsburgh, PA, 15221
  • Founded in 2020, but working and learning the mortgage industry since 2003, the key to success has been a combination of consistently offering the best products, pricing, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
  • Priority Financial Services Inc
  • 2140 Ardmore Boulevard, Pittsburgh, PA, 15221
  • Priority Financial Services was incorporated in 2000 in Pittsburgh. The company is a mortgage brokerage firm involved in the origination of mortgages for residential, commercial and investment properties. The company is licensed by the Pennsylvania Department of Banking. All loan originators have passed the mortgage originator exam.
  • Lend Financial Mortgage LLC
  • 808 Walnut Street, Pittsburgh, PA, 15221
  • We provide customers with the best rates and have the process to purchase or refinance a home effortless. We are a full service mortgage broker. We are currently licensed in Pennsylvania and Georgia. We know one thing which is mortgages. That is what we specialize in and we go above and beyond for you. Call us now for a no obligation quote.