USDA Vs. FHA Pro and Con comparison in McMurray, Washington County, PA

In 2025, the USDA loan limit for McMurray in the county of Washington, PA, is $336,500. At the same time, the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to review today's best USDA versus FHA rates. You'll also determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the optimal program for your financial scenario in .

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2025 Loan Limits and Downpayment Requirements in McMurray, County of Washington, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in McMurray, PA

Lendersa® aims to quickly secure the best possible USDA or FHA loan without unnecessary hassle. Start with one of the three options below to connect with lenders and discover USDA loan programs.

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Defining USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural regions. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage does not require any down payment, making it an attractive option.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 550 West Meadows Drive, Freeport, IL, 61032
  • Cornerstone Credit Union is a not-for-profit financial cooperative. We offer better rates, lower fees and affordable services. Loans, Mobile & Online banking, Free Checking, Savings, VISA Credit Card and more. Founded 1939.Credit Union is a not-for-profit financial cooperative. We offer better rates, lower fees
  • WBH Employees Federal Credit Union
  • 2501 Broadway, Paducah, KY, 42001
  • Since 1955, WBH Employees Federal Credit Union has been serving members with first-class financial services and products. As a member-owned and not-for-profit financial cooperative, the Credit Union operates for just one purpose; to serve the needs of its members-owners. It is this common-bond,
  • Paducah Bank
  • 555 Jefferson Street, Paducah, KY, 42001
  • Paducah Bank is the only locally-owned community bank in Paducah, Kentucky, and is the top small business lender and top mortgage lender in its market. Paducah Bank was named the Best Place to Work in Kentucky among medium-sized companies in 2006 by the Kentucky Chamber of Commerce and the Kentucky Society for Human Resource Management.
  • First Capital Bank SC
  • 304 Meeting Street, 1st Floor, Charleston, SC, 29401
  • First Capital Bank’s mission is to provide profitable, competitive and responsive community banking services, which exceed the expectations of our customers, stockholders and employees. First Capital Bank is a community bank with an emphasis on special attention to our customers.
  • The Bank of South Carolina
  • 256 Meeting Street, Charleston, SC, 29401
  • The Bank of South Carolina is a state-chartered financial institution with depository accounts insured by the FDIC. The Bank was organized on October 23, 1986, and our first office opened for business on February 26, 1987. It is a wholly-owned subsidiary of Bank of South Carolina Corporation which became effective on April 17, 1995.
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  • Leeward Point Mortgage LLC
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  • 316 N. State St., Litchfield, IL, 62056
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  • 324 North State, Litchfield, IL, 62056
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