USDA VS FHA in Media, Delaware County, PA

In the year 2026, within Media, Delaware county, PA, the USDA loan limit is set at $381,800, whereas the FHA limit for a single-family home stands at $529,000.

Utilize the Lendersa® USDA loan calculator to assess today's USDA alongside FHA best rates, determining what income level, credit score, reserves, and documents are necessary for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA side by side, helping you choose the most suitable program in for your financial needs.

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Loan limits and down payment requirements for 2026 in Media, Delaware county, PA

Loan Type Loan Limit Down payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Media, PA

The aim of Lendersa® is to secure for you the optimal USDA or FHA loan swiftly with minimal fuss. Choose from three different pathways to get connected with lenders and USDA loan plans.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, supported by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is specifically available for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Media Lenders

  • Curtis Mortgage LLC
  • 115 West State Street, Media, PA, 19063
  • Lends in Pennsylvania
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.

  • Rinaldi Group LLC
  • 1 W 3rd St, Suite 203, Media, PA, 19063
  • Lends in Pennsylvania
  • The singular mission for the Rinaldi Group LLC is to be a difference-maker for families in the community. Its our promise to always lead with listening, focus and understanding of our client’s goals by structuring a strategic plan based on those goals. Rinaldi Group LLC was established in October of 2020.

  • Professional Mortgage Advisors LLC
  • 14 South Jackson Street, Suite 102, Media, PA, 19063
  • Lends in Pennsylvania
  • Professional Mortgage Advisors (PMA NMLS#1752417) has taken off under the expert guidance of Robert McLaughlin, a 20+ year mortgage industry professional. Based in Media, PA, PMA looks to be different than your average mortgage company. While some companies look to fit you into their products, PMA wants to find the product that suits YOU.

  • Iron Workers Savings Bank
  • 3333 Concord Road, Aston, PA, 19014
  • Lends in Pennsylvania
  • Iron Workers Bank understands the importance of loyalty in maintaining local business and local clients. Founded in 1879 in Chester, PA, Iron Workers Bank was the original peoples' bank. Named after the local artisans' that built the iron-clad ships in the local ship yard, the name is derived from the people it served in the early days.

  • Sun East Federal Credit Union
  • 4500 Pennell Road, Aston, PA, 19014
  • Lends in Pennsylvania
  • "Sun East Federal Credit Union is a cooperative financial institution, owned and operated by its members. We’re committed to serving your financial needs and exceeding your expectations.
    We’re proud to serve approximately 52, 000 members and more than 1, 000 select employer groups with more than $744 million in assets."

  • All in Mortgage Inc
  • 1133 Naamans Creek Road, Garnet Valley, PA, 19060
  • Lends in Pennsylvania
  • All In Mortgage utilizes its industry-leading A.I.M method for delivering speed, accuracy, and quality to its customers for their loans and purchasing a home or refinancing your existing mortgage loan, we have the products for you! As a mortgage broker, All In Mortgage leverages our relationships with wholesale lenders to find the products.

  • BHCU
  • 501 Industrial Highway, Ridley Park, PA, 19078
  • Lends in Pennsylvania
  • Founded in 1952 in Ridley Park, Pennsylvania, BHCU is a federally insured credit union that provides comprehensive banking services to its members. Originally established to serve employees of Boeing (formally Vertol) and their family members, BHCU recently expanded to a community-based credit union, exclusively serving Delaware County, PA.

  • Go Loan Go LLC
  • 818 Windermere Avenue, Drexel Hill, PA, 19026
  • Lends in Pennsylvania
  • Go Loan Go, LLC was founded in the midst of 2020. we have partnered with the nation’s top wholesale lenders to offer you the best mortgage products. Our low overhead allows us to pass the savings to you, while our light footprint keeps us nimble enough to pivot to industry changes.

  • Atlantic Finance Group LLC
  • 115 Saint Charles Street, Suite B, Drexel Hill, PA, 19026
  • Lends in Pennsylvania
  • Atlantic Finance Group LLC fulfill all of your mortgage needs efficiently. You can rely on us to offer you a variety of mortgage products and also give you the assistance that you need to choose the right product that suits your requirements. You can rely on us to provide you with the latest in financial tools.