USDA VS FHA in Media, Delaware County, PA

In the year 2025, within Media, Delaware county, PA, the USDA loan limit is set at $381,800, whereas the FHA limit for a single-family home stands at $529,000.

Utilize the Lendersa® USDA loan calculator to assess today's USDA alongside FHA best rates, determining what income level, credit score, reserves, and documents are necessary for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA side by side, helping you choose the most suitable program in for your financial needs.

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Loan limits and down payment requirements for 2025 in Media, Delaware county, PA

Loan Type Loan Limit Down payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Media, PA

The aim of Lendersa® is to secure for you the optimal USDA or FHA loan swiftly with minimal fuss. Choose from three different pathways to get connected with lenders and USDA loan plans.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, supported by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is specifically available for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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