USDA Vs. FHA Pro and Con comparison in Media, Delaware County, PA

In the year 2025, within Media, Delaware county, PA, the USDA loan limit is set at $381,800, whereas the FHA limit for a single-family home stands at $529,000.

Utilize the Lendersa® USDA loan calculator to assess today's USDA alongside FHA best rates, determining what income level, credit score, reserves, and documents are necessary for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA side by side, helping you choose the most suitable program in for your financial needs.

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Loan limits and down payment requirements for 2025 in Media, Delaware county, PA

Loan Type Loan Limit Down payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Media, PA

The aim of Lendersa® is to secure for you the optimal USDA or FHA loan swiftly with minimal fuss. Choose from three different pathways to get connected with lenders and USDA loan plans.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, supported by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is specifically available for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 16970 Dallas Parkway, Suite 401, Dallas, TX, 75080
  • Verity Mortgage is a member of the Eustis Mortgage Corporation family of companies is setting a high bar for our competition. Over 60 years ago, Eustis Mortgage Corporation opened its doors with a focus on two things that all great organizations have in common. Low staff turnover and a high percentage of repeat customers.
  • Benchmark Bank
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  • Established in 1964 in a small East Texas town, Quinlan State Bank was the long-time dream of retired oil man Bruce Clardy. Clardy served as Chairman of the Board of Quinlan State Bank, located near his ranch about 45 miles east of Dallas, until his grandson and current Chairman Michael A. Barnett took over in 1983.
  • The Mortgage Nerd
  • 5550 Granite Parkway, Suite 200, Plano, TX, 75024
  • Denise Donoghue, known as "The Mortgage Nerd, " is one of Dallas’ top 3% producing mortgage professionals voted by D-Magazine. Her unique financial approach has to do in part of her upbringing and her finance background. As an early teen, Denise began working to help put food on the table and keep the mortgage paid for her family.
  • Mortgage Solutions Financial Plano
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  • Mortgage Solutions Financial offers a comprehensive range of services to help individuals and families procure new homes, refinance their existing mortgages and reduce their monthly payments. We are in your neighborhood, with professional staff that live where you do and who are committed to understanding your needs. With options for direct lending
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  • Eleven Mortgage is setting a new standard in the wholesale mortgage market. Our business is built on relationships, precision, and unparalleled service to make mortgage transactions easy for brokers and customers alike. Unprecedented speed and service beyond your expectations are at the heart of every loan. On a scale of one to ten, we are eleven…
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  • Holbrook Mortgage LLC
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  • InTouch Credit Union-AN
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  • InTouch Credit Union has proudly served members since its charter was granted in 1974, originally to serve Electronic Data Systems (EDS) employees in the Dallas area. Today, our not-for-profit community credit union has branches in three states, including our corporate headquarters located in Plano, Texas.