USDA Loan Vs. FHA loan for Media, PA [Delaware County Rates 2023]

In 2025, USDA loan limit in Media, county of Delaware, PA is $381,800 while FHA limit is $529,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Media, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(815) 756-6321 708 miles Lender's profile and map Reviews Resource Bank 555 Bethany Rd, Dekalb, IL, 60115 At Resource Bank, we believe the relationship between a bank and its clients should be based on a mutual trust; something that will last for years and benefit you for a lifetime. For more than a century, we’ve taken pride in giving you individual attention - from people who really care.
(256) 646-2354 708 miles Lender's profile and map Reviews WinSouth Credit Union 110 South 26th Street, Gadsden, AL, 35904 WinSouth Credit Union is a cooperative financial institution, owned & controlled by the people who use its services. These people are members. WinSouth Credit Union serves groups that share something in common, such as where they work, live or go to church. Credit unions are not-for-profit, and exist to provide a safe, convenient place for members.
(256) 534-2423 709 miles Lender's profile and map Reviews North Alabama Educators Credit Union 2309 Whitesburg Drive South, Huntsville, AL, 35801 NAECU was established in 1955 to serve employees of the local Huntsville educational community and has expanded over the years. The credit union now serves over 10,500 members and has accumulated over $82,000,000 in total assets. NAECU follows the philosophy of "Not for Profit, not for Charity, but for Service".
(256) 692-8700 709 miles Lender's profile and map Reviews Merit Bank 659 Gallatin Street SW, Huntsville, AL, 35801 At Merit Bank, our mission is to empower employees to think and serve our customers with an ownership mentality so that we may always stay true to our name. To receive more information about Merit Bank or any of our services, please call us at 256-692-8700, To call a branch directly, please visit the Locations page for branch numbers.
(256) 535-1045 709 miles Lender's profile and map Reviews Bryant Bank 320 Pelham Ave SW, Huntsville, AL, 35801 Founded in 2005, Bryant Bank proudly operates 18 branches located in five of the six largest metropolitan markets in the state of Alabama: Huntsville, Birmingham, Tuscaloosa, Mobile, and Baldwin County. We offer personal, business, and mortgage banking services as well as Treasury Management Services, Correspondent Banking, and Capital Markets.
(256) 652-6325 709 miles Lender's profile and map Reviews VA Mortgage Alabama 3350 L and N Drive, Huntsville, AL, 35801 Whether you are refinancing or purchasing a home, VA mortgage Alabama can save you thousands! We do this by receiving fixed compensation from our lenders (compensation that is not driven by interest rates). This allows us in most cases to eliminate origination fees and absorb 3rd party fees by giving back the market premium.
(256) 319-3600 709 miles Lender's profile and map Reviews Progress Bank 201 Williams Avenue, Huntsville, AL, 35801 At Progress Bank, we're thinking forward. Here, innovation leads to the very best Banking relationship you've ever had. Expect uncomplicated Banking from smart Bankers and good listeners who respond with an insightful solution that's just for you. We're committed to giving back to our community,
(888) 425-0105 709 miles Lender's profile and map Reviews 1st Family Mortgage Company 900-A Merchants Walk SW, Huntsville, AL, 35801 The 1st Family Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(256) 337-3700 709 miles Lender's profile and map Reviews Lawhorn & Associates Mortgage Company, Inc 100 Jefferson Street South, Suite 100-B, Huntsville, AL, 35801 "Lawhorn & Associates, a mortgage brokerage company, can get the lowest mortgage rate on loan products for Conventional, FHA, VA, USDA and Reverse mortgage financing. We post the current rates daily. We specialize in getting the lowest 30-year and 15-year fixed rates. We have many mortgage resources and tools to assist in your financing"
(256) 562-1000 709 miles Lender's profile and map Reviews Southern Fidelity Mortgage Group of Huntsville 3350 L and N Drive SW, Huntsville, AL, 35801 Southern Fidelity Mortgage Group was founded in 2006 by Huntsville native, Mark Kent. Since the beginning, we have focused on one goal: giving our customers the best, most competitive options when looking to purchase, build or refinance their home while providing the highest level of customer care and service.